Think Big Financial Group

Think Big Financial Group At Think Big Financial Group we believe that reaching your financial and life goals should be inspirational and fun.

Think Big Financial Group | Cash flow & profit specialists

Get ahead of the game with strategic financial advice to achieve BIG things

💰Australia-wide support
💰Business & Personal Finance We see ourselves as being your friend and financial guardians - establishing and maintaining a long-term relationship with our clients is really important to us. Think Big Financial Group brings an energy and

vitality into financial services - people engage us because they want to be ahead of the game, get cutting edge advice, and optimise their financial situation to achieve their life goals. Think Big aims to bring their innovation, clear thinking, inspiration, and motivation to its clients. Think Big Financial Group has a team-based approach, offering a one-stop shop for all your financial matters. We employ a technically qualified team of professionals, who work together in creating a unique, and tailored solution to all of our clients.

To every business owner currently in full EOFY chaos mode - hang in there!
23/06/2026

To every business owner currently in full EOFY chaos mode - hang in there!

20/06/2026

Happy World Music Day! We asked the whole Think Big team to name a song they love, and the results were… eclectic 😂

Who has the best taste in music? Drop their name in the comments.

From 1 July 2026, Payday Super changes how every Australian employer manages super.Here's what you need to know:👉 Super ...
19/06/2026

From 1 July 2026, Payday Super changes how every Australian employer manages super.

Here's what you need to know:

👉 Super gets paid every payday. Not quarterly. It must be paid alongside wages and reach employee funds within 7 business days.

👉 Cash flow will look different. Instead of 4 super payments a year, some businesses will be making 26 or even 52. That quarterly buffer disappears.

👉 Your payroll systems need to be ready. If you're running super through spreadsheets or manual processes, now is the time to sort that out.

👉 The ATO's free clearing house is closing. The SBSCH closes on 1 July 2026. If that's what you're currently using, you'll need an alternative before then.

👉 Timing rules are getting stricter. It's not just about when you pay, it's about when the money actually reaches your employee's fund.

👉 The businesses that start preparing now will feel this change very differently to those that don't. If you're not sure where to start, we're here to help.

1 July is getting closer and closer.If Payday Super has been sitting on your to-do list, we’ve done the hard part for yo...
17/06/2026

1 July is getting closer and closer.

If Payday Super has been sitting on your to-do list, we’ve done the hard part for you. Our free Payday Super Readiness Checklist walks you through exactly what to check, sort, and have in place before the change kicks in.

Free, simple, and actually useful.

Comment CHECKLIST, and we’ll send it straight to your DMs 👇

Most businesses have heard that Payday Super is changing when super gets paid. But there’s more to it than that. Some su...
16/06/2026

Most businesses have heard that Payday Super is changing when super gets paid. But there’s more to it than that. Some super calculations are changing too, which may affect businesses with:

• salary sacrifice arrangements
• bonuses
• variable pay
• more complex payroll setups

Super will also be calculated every payday instead of quarterly, meaning payroll systems will need to get super calculations right every single pay run.

Another change flying under the radar is the current quarterly super threshold moving to an annual threshold instead. This may particularly affect:

• higher-income employees
• bonus payments
• irregular pay structures

And if your payroll still relies heavily on spreadsheets or manual processes, it’s probably worth reviewing before July 2026.
Payday Super is shaping up to be much bigger than just a payroll update. Now is a good time to review:
✔ payroll systems
✔ super calculations
✔ salary sacrifice arrangements
✔ cash flow planning

The businesses that prepare early are likely to make this transition a whole lot smoother.

EOFY reminder from Michael: just chill 😎(Or drink copious amounts of coffee and cry under your desk for a little bit. Sa...
15/06/2026

EOFY reminder from Michael: just chill 😎

(Or drink copious amounts of coffee and cry under your desk for a little bit. Same same.)

SMSFs can offer a lot of flexibility and control, but they also come with rules that need to be taken seriously.And when...
11/06/2026

SMSFs can offer a lot of flexibility and control, but they also come with rules that need to be taken seriously.

And when it comes to compliance, “close enough” usually isn’t the standard the ATO is looking for.

Things like:
• charging market value rent
• keeping proper documentation
• meeting pension minimums
• and staying on top of trustee obligations

…can all become important very quickly, especially around EOFY.

A lot of SMSF issues don’t come from people intentionally doing the wrong thing. Usually it’s small things that were overlooked or misunderstood over time. That’s why regular reviews and good advice can make such a big difference.

A lot of people assume SMSFs are only for people with huge super balances or complicated investment portfolios. But for ...
10/06/2026

A lot of people assume SMSFs are only for people with huge super balances or complicated investment portfolios. But for many Australians, the appeal is actually much simpler than that. It’s about having more control.

More flexibility around investments. More visibility over where your super is going. And the ability to build a retirement strategy that actually aligns with your goals and lifestyle.

Of course, with that control also comes responsibility, which is why getting the right advice and support matters.

At Think Big, we help clients with:

• SMSF setup
• administration & compliance
• pension funds
• borrowing strategies
• estate planning
• tax strategies
• and ongoing SMSF support

Whether you’re starting from scratch or already have an SMSF in place, we’re always happy to talk things through.
https://www.thinkbigfg.com.au/smsf/

The Federal Budget has introduced some pretty major changes that could affect business owners, investors, and anyone pla...
09/06/2026

The Federal Budget has introduced some pretty major changes that could affect business owners, investors, and anyone planning ahead financially.

In our May newsletter, we broke down some of the biggest updates, including:

• changes to Capital Gains Tax
• negative gearing updates
• Payday Super
• superannuation changes
• trust distribution changes
• and what these updates could actually mean in practice

There’s a lot to unpack, but understanding these changes early gives you more options and more time to plan properly.

We’ve linked the newsletter in the comments if you’d like to have a read 👇

The secret behind every good financial strategy? Laura's not saying it's coffee. But she's not not saying it's coffee ei...
08/06/2026

The secret behind every good financial strategy?
Laura's not saying it's coffee. But she's not not saying it's coffee either. 😄

Address

19 Baines Crescent
Torquay, VIC
3228

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61396769879

Website

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