CommonCents Financial Planning

20/10/2026

Navigating superannuation can be complex. While common strategies exist, they aren't one-size-fits-all. Tailored professional advice ensures your retirement plan truly fits your unique needs and goals.

15/10/2026

How Super Death Tax Works and How It Affects Inheritance

Super death tax can reduce the amount adult children receive from an inherited super benefit. Learn how taxable and tax-free components work, why beneficiary nominations matter, and how recontribution or planned withdrawals may help. Good advice can align your super, estate plan and family goals before eligibility deadlines close permanently.

Understand how super death tax works and learn planning options to protect your family’s inheritance effectively.

15/10/2026

Superannuation has two key parts: the taxable component and the tax-free component. Learn what makes up each part and how they typically balance your super fund.

13/10/2026

Dive into our detailed financial planning services. We cover tax management, scenario modeling, and executing plans you approve. Achieve your financial goals with expert guidance.

07/10/2026

Is your superannuation nomination up-to-date? Expired nominations can cause significant issues down the line. It's crucial to review and update these dates regularly to ensure your wishes are honored.

06/10/2026

Properly nominating beneficiaries is key for your financial plan. It ensures your assets go where you intend and significantly impacts tax outcomes. Don't overlook this vital step.

15/09/2026

Welcome to our webinar! Today, we're diving deep into the world of investment bonds and uncovering their potential. Get ready to expand your financial knowledge.

13/09/2026

Discover how investment bonds can be a powerful addition to your financial strategy, especially within superannuation. Learn about the significant tax advantages they offer, helping your investments grow more efficiently. A smart move for your long-term wealth.

11/09/2026

Did you know you have significant power over your insurance policies? It's true! You can actively manage who benefits from your policy by carefully designating beneficiaries. Take charge of your future and ensure your wishes are met.

09/09/2026

Unlock the power of tax-loss harvesting, a clever strategy to sell assets at a loss to offset capital gains. This long-standing approach can significantly reduce your tax burden. Learn how to benefit from market downturns.