RI Toowoomba and Ipswich

RI Toowoomba and Ipswich One Life, make the most of it. Retirement Advice Specialists We help you make the most of your finances. Whatever stage of life you’re in.

We do this by considering your circumstances, helping you to set goals, and developing a financial plan to get you there. We can even do the leg work for you, giving you more time to enjoy life. At RI Toowoomba, we have the expertise, the experience and the resources to help you get wealth, grow it and keep it safe. Just as importantly, we can help you enjoy it. Because real wealth is about making

the most of what you’ve got whatever stage of life you’re in. We know financial advice is as much about lifestyle and relationships, as money – that’s why we pride ourselves on providing long-term, holistic advice, with our clients calling on us for financial advice time and time again as their circumstances change over the years. We are part of RI Advice Group, formerly RetireInvest, one of Australia's largest and longest-established financial advisory groups. We have been operating in the Darling Downs area for almost 25 years and have become one of Queensland's leading providers of advice. RI Toowoomba & Ipswich Financial Advisers are Authorised Representatives of RI Advice Group Pty Ltd | ABN 23 001 774 125 AFSL 238429. The information provided on this page does not consider your personal circumstances and is of a general nature only. You should not act on it without first obtaining professional financial advice specific to your circumstances.

With proposed CGT changes from 1 July 2027, the timing of when you sell investments could have a greater impact on your ...
09/06/2026

With proposed CGT changes from 1 July 2027, the timing of when you sell investments could have a greater impact on your tax position. Reviewing your investment and tax strategy early may help you make more informed financial decisions for the future.

For more information, please contact RI Toowoomba on (07) 4639 3733.

Proposed changes to negative gearing from 1 July 2027 could significantly impact future property investment strategies, ...
07/06/2026

Proposed changes to negative gearing from 1 July 2027 could significantly impact future property investment strategies, particularly for investors purchasing residential properties after 12 May 2026. With investment losses potentially no longer offsetting other income, now is the time to review your long-term financial and tax planning strategies.

For more information, please contact RI Toowoomba on (07) 4639 3733.

Tax time is a great reminder to keep track of your work-related expenses and ensure you’re making the most of eligible d...
04/06/2026

Tax time is a great reminder to keep track of your work-related expenses and ensure you’re making the most of eligible deductions. Even smaller claims can add up over time, so maintaining good records and seeking professional advice can help improve your overall tax position.

For more information, please contact RI Toowoomba on (07) 4639 3733.

The proposed $250 tax offset for workers and sole traders from the 2027/28 financial year is a reminder that even small ...
02/06/2026

The proposed $250 tax offset for workers and sole traders from the 2027/28 financial year is a reminder that even small tax savings can contribute to stronger long-term financial outcomes. Staying informed about changes like these can help you make smarter financial decisions and maximise opportunities at tax time.

For more information, please contact RI Toowoomba on (07) 4639 3733.

The upcoming Stage 3 tax cuts may provide many Australians with a little more in their take-home pay over the next few y...
31/05/2026

The upcoming Stage 3 tax cuts may provide many Australians with a little more in their take-home pay over the next few years. While the changes are welcome, it’s also a timely reminder to review your financial strategy and consider how extra cash flow could support your long-term goals. If you’d like to understand what these changes may mean for you, we’re here to help. You can contact us on (07) 4639 3733.

💼 The $20,000 instant asset write-off may provide valuable tax benefits for eligible small businesses by allowing immedi...
28/05/2026

💼 The $20,000 instant asset write-off may provide valuable tax benefits for eligible small businesses by allowing immediate deductions on qualifying purchases. Before making any major business purchases, it’s important to ensure they align with your broader cash flow and financial goals.

For more information, please contact RI Toowoomba on (07) 4639 3733.

🎄✨ Merry Christmas from our team! ✨🎄Reminder that our office is now closed and will reopen on Monday 5th January 2026.We...
22/12/2025

🎄✨ Merry Christmas from our team! ✨🎄

Reminder that our office is now closed and will reopen on Monday 5th January 2026.

We hope you enjoy a safe, relaxing, and joy-filled holiday season. See you in the new year! 🎅🌟

⚠️🎄 Christmas Scam Season 🎄⚠️Christmas is sadly peak scam season. With more parcels, online shopping and year-end messag...
22/12/2025

⚠️🎄 Christmas Scam Season 🎄⚠️
Christmas is sadly peak scam season. With more parcels, online shopping and year-end messages, scammers become a lot more active this time of year.

How We Contact You ✨
A quick reminder from our office:
🔐 We will never ask for your passwords or codes
📩 We will never send unexpected links asking you to update details
📞 If something looks unusual, call us directly

Trust your instincts, if it feels off, double-check.
Stay safe, stay savvy, and enjoy the holiday season! 🎄✨

19/12/2025

🎄✨ Merry Christmas from our team! ✨🎄

Reminder that our office will be closed from Friday 19th December 2025 and will reopen on Monday 5th January 2026.

We hope you enjoy a safe, relaxing, and joy-filled holiday season. See you in the new year! 🎅🌟

⚠️🎄 Christmas Scam Season 🎄⚠️Christmas is sadly peak scam season. With more parcels, online shopping and year-end messag...
19/12/2025

⚠️🎄 Christmas Scam Season 🎄⚠️
Christmas is sadly peak scam season. With more parcels, online shopping and year-end messages, scammers become a lot more active this time of year.

One common trick to watch for right now:
Safe Online Shopping 🛍️
Holiday sales are everywhere—great for bargains, great for scammers.
A few quick tips:
✔ Shop on websites starting with https://
✔ Use secure payment methods (credit card or PayPal)
✔ Avoid deals that seem too good
✔ Don’t save your card details everywhere
A little caution goes a long way.

Address

647 Ruthven Street
Toowoomba, QLD
4350

Opening Hours

Monday 9:15am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+61746393733

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