Graham Financial

Graham Financial We specialise in helping people prepare for retirement and those already in retirement.

Based in Toowoomba Queensland, Graham Financial is a locally owned boutique financial planning practice operating under its own Australian Financial Services Licence.

📊 Federal Budget 2026–27: A period of significant tax reformThe 2026–27 Federal Budget, handed down by Treasurer Jim Cha...
18/05/2026

📊 Federal Budget 2026–27: A period of significant tax reform

The 2026–27 Federal Budget, handed down by Treasurer Jim Chalmers, introduces some of the most significant changes to Australia’s taxation system in decades.

With major reforms impacting income tax, investment structures, and property, this Budget signals a shift in long-term policy direction.

Read More: https://www.grahamfin.com.au/2026-2027-federal-budget

Care in RetirementWhen people think about aged care, residential facilities often come to mind — but the sector is much ...
19/03/2026

Care in Retirement

When people think about aged care, residential facilities often come to mind — but the sector is much broader.

Care in retirement includes both Residential Care and Support at Home. Residential care offers ongoing assistance in purpose‑built facilities, while support at home provides tailored services in a person’s own home, helping them maintain independence for longer.

Understanding the full range of care options is an important part of planning for a secure and dignified retirement. 💙

Read more: https://www.grahamfin.com.au/my-post1ad3d925

Middle East Conflict, Oil Prices & Market VolatilityOngoing tensions involving Iran, the US and Israel have introduced a...
12/03/2026

Middle East Conflict, Oil Prices & Market Volatility

Ongoing tensions involving Iran, the US and Israel have introduced a fresh layer of uncertainty to global financial markets. The Middle East remains a critical region for global energy supply, meaning developments there are always closely watched by investors.

As the situation evolves, rising geopolitical risk has begun to influence oil prices and overall market sentiment, contributing to increased volatility. While headlines can move markets in the short term, long‑term outcomes will depend on how the conflict unfolds and whether it disrupts energy supply chains.

Periods like these highlight the importance of diversification, discipline and a long‑term investment perspective. 🌍📈

Read more: https://www.grahamfin.com.au/market-event-update

🏥 Aged Care: Planning for Tomorrow, TodayThe right advice now helps you make the best choices for future care, security,...
01/01/2026

🏥 Aged Care: Planning for Tomorrow, Today
The right advice now helps you make the best choices for future care, security, and happiness.

📢 In 2025, the aged care funding model underwent a significant transformation.
✅ We understand the added complexity these changes bring to retirement planning and have invested in training and internal infrastructure to deliver the level of service this area demands.

👩‍💼 Jody Dening will lead our aged care offering, supported by the Graham Financial admin

Read more: https://www.grahamfin.com.au/aged-care

Market Observations🌍 Slow and Steady Wins 🐢Global economic conditions continue to progress at a steady, measured pace, d...
29/12/2025

Market Observations
🌍 Slow and Steady Wins 🐢

Global economic conditions continue to progress at a steady, measured pace, defying repeated predictions of an imminent downturn.

✅ Stability matters.
📈 Growth is gradual, but consistent.
💡 Confidence remains strong.

For more click here: https://www.grahamfin.com.au/market-observations

🎄 Season's Greetings 🎄✨ Thank You for an Amazing Year! ✨From all of us at Graham Financial, thank you for your support o...
18/12/2025

🎄 Season's Greetings 🎄
✨ Thank You for an Amazing Year! ✨

From all of us at Graham Financial, thank you for your support over the past 12 months. We’re excited to continue working with you to achieve your goals in 2026. Wishing you and your loved ones a joyful holiday season and a healthy, prosperous New Year!

📢 Holiday Closure Notice
🏢 Our office will be closed from Friday, 19 December 2025, and will reopen on Monday, 5 January 2026.
📞 For urgent assistance during this time, please contact Martin via email or mobile.

📊 Market OutlookAs we look ahead to 2026, the macro environment remains supportive.✅ Inflation is moderating✅ Financial ...
17/12/2025

📊 Market Outlook

As we look ahead to 2026, the macro environment remains supportive.
✅ Inflation is moderating
✅ Financial conditions are easing across many major economies
✅ Corporate earnings remain resilient

📌 Read more in the comments.

✨ 2025 Year in Review ✨2025 unfolded against a backdrop of heightened geopolitical tensions, shifting central bank polic...
17/12/2025

✨ 2025 Year in Review ✨

2025 unfolded against a backdrop of heightened geopolitical tensions, shifting central bank policies, and uneven global growth.

📌 Read more in the comments.

🛑 Be Scam Aware 🛑Technology is helping scammers reach more people than ever before, and their tactics are becoming incre...
14/09/2025

🛑 Be Scam Aware 🛑
Technology is helping scammers reach more people than ever before, and their tactics are becoming increasingly sophisticated.

📉 According to Scamwatch, over 6,300 reports of financial loss to shopping scams were received in the first half of 2025—the highest of any scam type.

🛍️ Scammers are creating convincing online shopping platforms, advertising fraudulent products, and luring consumers with deals that seem too good to be true.

💡 Stay safe by:

Verifying websites before making purchases
Avoiding deals that feel suspiciously cheap
Reporting scams to Scamwatch
Let’s protect ourselves and each other. Share this post to spread the word! 🔁

The team at Graham Financial were honoured to stand behind Bruce Ollason in this year’s Prostate Cancer 4WD Rally. A 7-d...
10/09/2025

The team at Graham Financial were honoured to stand behind Bruce Ollason in this year’s Prostate Cancer 4WD Rally. A 7-day 4WD adventure from Robinvale, VIC to Leeton, NSW.

Bruce is not just a participant — he’s a warrior. Currently battling stage 4 prostate cancer, Bruce hit the dirt tracks with heart and horsepower, raising vital funds for the Prostate Cancer Foundation of Australia (PCFA). His mission is deeply personal and powerfully inspiring:

“I’m paying it forward for our sons and grandsons.” — Bruce Ollason

🎯 Bruce has already raised over $19,000, contributing to a rally total of $103,000.
🏆 Graham Financial’s support helped earn a spot on the PCFA perpetual trophy, and our logo proudly rode along on Bruce’s rally vehicle.
🧢 Bruce’s rally was not just about driving — it was about community, creativity, and courage.

Let’s rally together to make a difference in the lives of Aussie men and their families. 💙

Address

Suite 1, 124 Margaret Street
Toowoomba, QLD
4350

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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