Futurum Financial Planning

26/03/2026

Insurance inside super can seem cheap—until you look under the hood.�
Worth checking: what’s actually covered, waiting periods, offsets and whether the payout would really look after your family. This article explains why a quick review can save headaches later.

Want me to sanity‑check your current cover in plain English? Send me a DM.

A closer look at what Australians are actually paying for life insurance, and what’s changing in 2026 It’s a widely held belief that life insurance through your superannuation fund is the affordable option: cheaper than retail cover, convenient, and good enough for most people. For many Australi...

05/12/2025

Choosing the right life insurance adviser can feel overwhelming—but it doesn’t have to be.
This guide breaks down where to start, what to look for, and how to make sure you’re getting the right support for your needs.

Looking for a life insurance adviser? Learn how advisers help with Life, TPD, Trauma and Income Protection, including underwriting, medical tests, pre-assessments and claims support. Explore the Life Insurance Guide directory to find a qualified adviser near you.

13/11/2025

https://lifeinsuranceguide.com.au/financial_adviser/george-pereira/

03/11/2025

Did you know? Insurance for your home or car works very differently to insurance that protects you.

- General insurance = covers things, renewed yearly
- Life insurance = covers people, often stays in place even if your health changes

Worth a quick read if you’re checking your cover

Understand the difference between general insurance and life insurance. Learn how direct and simplified policies work, what guaranteed renewable means, and what to check before choosing cover.

29/10/2025

🛡 Feeling stuck about your financial future?

If you’re juggling investments, tax, super, retirement or business exit planning – you don’t have to go it alone.

We’re offering a free 30-minute strategy session at Futurum Financial Planning. No obligation. Just clarity, insight and next-step options.

Tap the link, pick a time that works for you, and let’s map out your plan together ➜ https://www.futurumfp.com.au/promo

👥 Ideal for professionals, business owners, high‐achievers who want to:
• Take control of their retirement outcome
• Reduce tax & diversify investments
• Protect their wealth and legacy

Don’t wait — start planning your future today.

☎ 1300 308 970 Expert financial advice for individuals, professionals, and business owners in Sydney & Canberra. Your Future. Finely Planned. Book a FREE 30-Minute Strategy Session Name * First Name Last Name Email * Phone * ( # # #) # # # # # # # Message * Thank you! CONTACT US FOR MORE INFORMATION What'...

15/10/2025

It’s a common worry: you take out a life insurance policy, but will the insurer follow through when it matters most? According to this article, the evidence is reassuring — most life insurance claims do succeed.

New MoneySmart data shows that most life insurance claims in Australia are paid – around 98% for death and 95% for income protection. See what the latest figures mean for you.

20/12/2024

"The interest rate cuts happening behind the scenes"

Interest rates are officially on hold, but unofficially they’re not. Don’t expect an official rate…

19/12/2024

Walk to your goal firmly and with bold steps

18/12/2024

"Why many of us need a super savings nudge"

Making extra contributions into super can go a long way. Here’s some easy steps. Each…

17/12/2024

"What is debt consolidation?"

What is a debt consolidation loan? A debt consolidation loan is a way to combine…

16/12/2024

Rein in your spending this Christmas