Quantum House Australia

15/05/2026

https://www.youtube.com/watch?v=XG5XtpDHBnE

Quantum House Australia’s briefing on the 2026–27 Australian Federal Budget, presented by Managing Director Benedict Youn.This presentation examines three ma...

15/05/2026

The 2026–27 Federal Budget isn't just a headline event — for property investors, business owners and family trust structures, it's a call to act.

At Quantum House Australia, we've prepared a detailed Advisory Memorandum covering the three reforms with the most significant impact on high-net-worth individuals and SME owners:

🏠 Negative Gearing — restricted to new residential builds from 1 July 2027. Existing properties acquired before Budget night are grandfathered, but leveraged loan structures will need to be recalibrated.

🏢 30% Minimum Tax on Discretionary Trusts — from 1 July 2028, the income-splitting benefits many families have relied upon will be significantly curtailed. A three-year rollover window (July 2027–June 2030) is available for those restructuring out of discretionary trusts.

📈 CGT Discount Replaced — from 1 July 2027, the 50% CGT discount is replaced by cost base indexation plus a 30% minimum tax on net capital gains. Pre-2027 accrual retains the discount — selective disposals before that date warrant serious consideration.

The planning runway is now. The window between today and 1 July 2027 is your principal opportunity to lock in existing concessions and restructure ahead of the changes.

📄 Download our full Advisory Memorandum below — it includes worked dollar examples, a grandfathering timeline, and a seven-step action plan.

🎥 Watch our video presentation where we walk through all three reforms, the key dates, and what you should be doing right now:

https://www.youtube.com/watch?v=XG5XtpDHBnE

To discuss how these reforms affect your specific structure, please reach out to our team.

Benedict Youn
Managing Director | Quantum House Australia
🌐 www.quantumhouse.com.au

Big Firm Expertise, Small Firm Prices – Your Trusted Partner

13/05/2026

📋 2026–27 Federal Budget: What You Need to Know

Treasurer Jim Chalmers handed down the Federal Budget last night — and the changes are significant.

From the replacement of the CGT discount to a new minimum tax on discretionary trusts, this Budget will affect how Australians invest, structure their assets, and plan for the future.

Key highlights at a glance:

🏠 Negative gearing restricted to new builds from 1 July 2027 (existing investments grandfathered)
📈 50% CGT discount replaced with cost base indexation + 30% minimum tax from 1 July 2027
🏢 Discretionary trusts taxed at a minimum of 30% from 1 July 2028
💼 $250 Working Australians Tax Offset introduced from 2027–28
🚗 FBT for eligible EVs transitions to a permanent 25% discount
🏭 Instant asset write-off of $20,000 for small businesses made permanent

We've put together a comprehensive summary covering Income Tax, Individuals, Business, Not-for-Profit, GST and Tax Administration — all in one place.

📄 Read our full 2026–27 Federal Budget Highlights below.

https://www.quantumhouse.com.au/2026-2027-federal-budget-highlights/

Have questions about how these changes affect you or your business? Reach out to the team at Quantum House Australia — we're here to help.

2026–27 Federal Budget Tax & Superannuation Highlights Treasurer: Dr Jim Chalmers    Delivered: 12 May 2026, 7:30 pm AEST    Prepared by: Quantum House Australia The Federal Treasurer, Dr Jim Chalmers, handed down the 2026–27 Federal Budget on 12 May 2026. The government is proposing a tax...

13/04/2026

https://www.youtube.com/watch?v=ZqVYdh9Ve-0

How to choose your business accountant?

31/03/2026

We’re grateful for feedback like this. ⭐⭐⭐⭐⭐

Alex, thank you for trusting Benedict and the Quantum House team with both your business and your family’s accounting and tax needs.

Being described as approachable, prompt, professional and efficient is exactly what we strive for. We focus on building long-term relationships grounded in clarity, responsiveness and expertise.

If you’re looking for trusted tax and advisory support, we’d love to help.

26/03/2026

26/03/2026

7 Signs Your Business Outgrown Your Current Accountant.

22/03/2026

If revenue dropped 15% next quarter, what would happen?

Would you:
👍 Remain cash positive?
⚠️ Breach loan covenants?
🥴 Struggle with payroll?
😳 Need to reduce drawings?

Many businesses only discover vulnerabilities after conditions shift. By then, decisions become reactive.

Forecasting is the first step in building resilience.

Scenario modelling allows you to:
✔️ Stress-test cash flow
✔️ Understand fixed cost exposure
✔️ Protect working capital
✔️ Make confident investment decisions

Without forward visibility, growth and resilience rely on assumptions rather than data.

At Quantum House, our Fractional CFO services introduce structured forecasting and scenario analysis so strategic decisions are deliberate, not reactive.

🤔 When was the last time you tested your downside risk?

20/03/2026

🏗️ QBCC financial categories are not just labels.

They determine how much revenue your business is permitted to generate based on your Net Tangible Assets (NTA).

Your approved Maximum Revenue (MR) is a compliance ceiling.
If your turnover exceeds your category threshold by more than 10%, you may be required to lodge a formal MFR Report and justify your financial position.

Many builders breach their category unintentionally after:
🔸 Winning a large contract
🔸 Experiencing a strong quarter
🔸 Changing structure
🔸 Failing to monitor rolling 12-month turnover

Your NTA supports your revenue capacity. If NTA drops or revenue grows too quickly, your licence position may be reviewed.

Understanding your category is not just about annual reporting; it is about ensuring growth remains compliant.

If you are unsure which QBCC category you fall under — or whether your current NTA supports your revenue — it is worth reviewing before the regulator does.

Contact us for a QBCC Compliance Review.
📞 1300 809 697 | 🌐 quantumhouse.com.au

18/03/2026

Revenue is growing. But are your margins?

Revenue growth does not automatically translate into stronger profitability.

Margin erosion often happens gradually. It usually becomes visible only when cash flow tightens or tax liabilities rise unexpectedly.

Common causes include:
⚠️ Rising supplier and input costs
⚠️ Discounting to win work
⚠️ Labour inefficiencies
⚠️ Project scope creep
⚠️ Overheads not fully recovered

When margins compress, many businesses respond by chasing more volume.

But higher revenue with lower margin can increase pressure on:
▪️ Working capital
▪️ Liquidity
▪️ Debt exposure
▪️ Tax payable

Without regular margin analysis and forecasting, growth can amplify underlying weaknesses.

Understanding your true gross and net margins — by project, service line or client — is essential if you want growth to strengthen your position rather than strain it.

At Quantum House, our Fractional CFO services focus on identifying margin leakage early, so your business stays profitable, not just busy.

💭 Do you know where your margin is actually being lost?

16/03/2026

🚧 Your QBCC licence depends on more than profitability. 🚧

Minimum Financial Requirements (MFR) must be maintained year-round, not just at renewal.

Strong growth, delayed debtors or structural changes can push builders beyond their approved Maximum Revenue threshold.

Exceeding your MR by more than 10% requires lodging a formal MFR report. Failure to lodge may result in licence conditions or suspension.

If you are unsure where your current ratio, NTA or MR position stands, now is the time to review it.

Book your free QBCC Compliance Review here:
https://www.quantumhouse.com.au/services/qbcc-accounting-services/