04/06/2026
Not every great loan strategy starts with the lowest rate.
When these clients purchased their new owner-occupied home, the best available option at the time came with a higher interest rate.
But there was always a bigger picture behind the strategy.
They were in the process of selling an investment property, and once that sale settled, the plan was to use the funds to reduce their overall debt and improve their servicing position.
That opened the door to refinancing with a major lender offering a more competitive market rate, while still keeping the features that mattered to them like an offset account and online banking flexibility.
The result? Approximately $4,510 per year in repayment savings 💰
Sometimes the right strategy isn’t just about finding the cheapest rate today.
It’s about positioning clients for a stronger outcome tomorrow.
Thinking about refinancing or reviewing your current loan structure? Reach out to the Birdie team for a loan review.📲🐦