07/05/2026
DBFO/QAR timeline at a glance:
July 2024 → royal assent
2025 → Q1/Q2 obligations live (FDS gone for new clients, ongoing fee consent rules in force)
2026 → CAR shift expected
Firms still auditing FDS templates today are already a quarter behind.
Outsourced paraplanning capacity = move faster, less file risk.
For paraplanning support → https://ncsgx.com.au