Swell Financial Planning

Swell Financial Planning With offices in Yeppoon & the Gold Coast, we provide tailored solutions to help clients achieve their dreams!

Swell Financial Planning passionately believe in the tremendous value great financial advice can deliver to a person. By obtaining financial advice, it can help you:

Set, manage & achieve your financial & lifestyle goals

Assist in getting your finances in order - allowing you to feel in control

Avoid expensive mistakes

Ensure you are educated and guided through life's key financial decisions in a way that is easy to understand.

This graphic is a powerful reminder that “minimum repayments” can come at a massive long-term cost.DON'T BE 'PERSON A'.....
22/05/2026

This graphic is a powerful reminder that “minimum repayments” can come at a massive long-term cost.

DON'T BE 'PERSON A'...

On a $2,500 debt at 19% interest:
• Paying only the minimum could take over 38 years and cost more than $10,000
• Increasing repayments to $75/month cuts repayment time to under 4 years
• Paying $100/month reduces total interest even further and clears the debt in under 3 years

Small increases in repayments can make a dramatic difference to both the time spent in debt and the total interest paid.

Budgeting isn’t just about reducing spending — it’s about creating enough breathing room to get ahead financially rather than staying stuck in a cycle of repayments.

MEET THE TEAMThis is Kelsie... say "Hi Kelsie" 👋Kelsie is our Admin Manager and is a vital part of our team!Here are som...
18/05/2026

MEET THE TEAM
This is Kelsie... say "Hi Kelsie" 👋
Kelsie is our Admin Manager and is a vital part of our team!

Here are some things you might not know about her:
Favourite movie or TV series you can rewatch endlessly? Friends all the way

What's a hidden talent or fun fact about you? Fun fact: I'm also a Neonatal Nurse

What's one thing on your bucket list? Travel the rest of Europe (We have been to Greece) and do a lap of Aus!

What's your most controversial food opinion? Pineapple on pizza!!

What's your “useless” superpower? I have a very strong sense of smell.

’s latest could reshape and strategy for years to come.Key proposed changes include:• changes, including pre-CG...
12/05/2026

’s latest could reshape and strategy for years to come.

Key proposed changes include:
• changes, including pre-CGT assets becoming taxable
• A 30% minimum tax on capital gains & trust distributions
• restricted to new builds
• Permanent instant asset write-off for small business
• Loss carry-back rules returning
• FBT exemptions being phased out

With major dates looming from 1 July 2027, accountants and advisers are expecting a wave of questions from and alike.

Some measures may still depend on the outcome of the next Federal — but if enacted, these reforms would mark one of the biggest shifts to Australia’s tax landscape in decades

If you're concerned, or would simply like to learn more about the potential impacts to YOU - talk to us today!

As proud and of our latest 2026 kits have arrived... We wanted to look through the last few years and pick a favour...
09/05/2026

As proud and of our latest 2026 kits have arrived...
We wanted to look through the last few years and pick a favourite .sports design...
What's your favourite?
Pink is 2024, 2025, 2026 Unicorns...
Beige & Purple is 2026 Blaze
Full Orange is 2026 Community Men
Orange with Black V is 2023, 2024 u18

MEET THE TEAMThis is Luke... say "Hi Luke" 👋Here's some things you might not know about him:Favourite movie or TV series...
30/04/2026

MEET THE TEAM
This is Luke... say "Hi Luke" 👋

Here's some things you might not know about him:
Favourite movie or TV series you can rewatch endlessly? Entourage - both the series and the movie. IYKYK. A classic!

What’s a hidden talent or fun fact about you? I can speak 3 languages (with varying degrees of fluency)... 4 if you count pig-Latin 😅🐷

What’s one thing on your bucket list? Live in Europe for an extended period and see as much as I can.

What’s your most controversial food opinion? Banana, bacon and chilli pizza 🍌🥓🌶️ Everyone says it sounds gross, but when they try it, they change pretty quick...

What’s your “useless” superpower? I know a LOT about football (soccer) history, stats etc... I don't try to do this, but if I hear or see something, it just sticks. Random players, trophy/title winners, scorelines and goalscorers etc... It's odd.

💡 Take Control of Your Money — Without the OverwhelmFinancial advice plays an incredibly important role in helping peopl...
16/04/2026

💡 Take Control of Your Money — Without the Overwhelm

Financial advice plays an incredibly important role in helping people build and protect wealth — and for many, it’s exactly what’s needed.

But sometimes, what you need first… is clarity, confidence, and better day-to-day habits.

That’s where Money Coaching comes in 👇

✔️ Understand where your money is going
✔️ Build better habits (without guilt or judgment)
✔️ Create simple habits that actually sticks
✔️ Stay accountable and motivated along the way

Money coaching is a different kind of support — focused on your behaviours, mindset, and practical steps you can take right now.

✨ More accessible
✨ More flexible
✨ A great starting point (or complement) to financial advice

And the best part?

💰 Sessions start from just $199 — making it a powerful, affordable way to take control of your financial future.

You don’t need to have it all figured out. You just need to start.

📩 Send me a message if you’re ready to feel more confident with your money.

prices might seem like background noise—but they play a big role in your everyday costs and markets.From global conf...
15/04/2026

prices might seem like background noise—but they play a big role in your everyday costs and markets.

From global conflicts to growth, oil prices move in cycles and can influence , , and market performance.

Understanding these shifts can help you stay focused on what matters: long-term strategy, not short-term noise.

Read more: https://www.swellfp.com.au/post/oil-prices-why-they-matter-more-than-you-think

Fear is loud. Data is quiet.Across 11 global conflicts in the last 30 years, the average peak drawdown was −10.9%The ave...
03/03/2026

Fear is loud. Data is quiet.

Across 11 global conflicts in the last 30 years, the average peak drawdown was −10.9%

The average 1-year return? +15.3%.

Volatility is emotional. Recovery is mathematical.

The real question isn’t if markets fall during conflict. It’s whether your portfolio is structured so you don’t have to react.

The best time to make a isn’t when something goes wrong.It’s now.Most people wait for a trigger:• a scare• a setback• ...
01/02/2026

The best time to make a isn’t when something goes wrong.

It’s now.

Most people wait for a trigger:
• a scare
• a setback
• a shock

By then, decisions are rushed and options are limited.

Real planning happens before the chaos —
when life is calm, choices are open, and you’re in control.

And it’s not just about protecting against the bad stuff.

A plan also helps you say yes to the good:
• opportunities
• flexibility
• freedom

Nothing has to be broken to get your finances sorted.

The best time to plan is now.

01/12/2025

It’s raining pens… hallelujah 🙌🏼 🖊️


Do you want one?

Address

45 Nerang Street
Southport, QLD
4215

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