Black and Krantz - Accountants and Financial Advisers

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Black and Krantz - Accountants and Financial Advisers Creating a better financial future for our clients. Decisions made simple … Black & Krantz In a complex world you need to make many decisions.

With Black & Krantz all your decisions are made simple. Our Mission...Creating a better financial future for our clients. Our Vision...“We will use all the resources at our disposal to save you tax, grow your business, plan for your future and protect your assets.”

To achieve these goals we will:
- Meet your needs in each of the areas of our expertise
- Recruit, train and promote outstanding people who are selected and rewarded solely on merit.
- Implement superior systems to ensure consistent quality is produced at all times.
- Embrace and welcome change after evaluation of its merits.
- Be known for honesty, leadership and open and responsive communication.
- Develop and nurture relationships with other professionals to be able to offer you the very best.
- Make optimum use of our taxation and management knowledge. Decisions made simple…
Black & Krantz is committed to actively attending professional education programs to keep abreast of all the changes in the Australian Taxation System. We strive to improve our knowledge and expertise to ensure we excel in, and provide, the very best accounting, taxation and financial services and deliver continuous peace of mind for you. Make a simple decision – Contact us today. We look forward to meeting with you soon. Lending services are referred to Finconnect (Australia) Pty Ltd ABN 45 122 896 477 Australian Credit Licence No.385888 a wholly owned subsidiary of Count Financial Limited. Financial planning services provided as an Authorised Representative of Count. ‘Count’ and Count Wealth Accountants® are the trading names of Count Financial Limited, ABN 19 001 974 625 Australian Financial Services Licence Holder Number 227232 (‘Count’) a wholly-owned, non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124. Count is a Professional Partner of the Financial Planning Association of Australia Limited.

The current AI moment in accounting will follow a familiar pattern: https://1l.ink/LC6QK4BThrough every tech shift, from...
15/10/2026

The current AI moment in accounting will follow a familiar pattern: https://1l.ink/LC6QK4B

Through every tech shift, from the personal computer to cloud computing, I’ve watched the same pattern repeat, writes John Munden.

Each new technology arrives with predictions bold enough that half of them turn out to be wrong within two years, and each one eventually produces a transformation so large that almost nobody sees the full shape of it coming a decade later. I expect artificial intelligence to be no different.

History suggests the next few years will disappoint the most enthusiastic predictions about artificial intelligence, and the decade after that will exceed them. In my experience, the firms that use the quieter period in between well are usually the ones that come out ahead. That has been true of every technology transition I have watched unfold. There is little reason to expect this one to be different.

Make a simple decision – Contact us today on 03 9682 3000. We look forward to meeting with you soon: https://1l.ink/TT4ZQQF

Two Cautionary Tales About Resources Important to Anyone Using a Domain Name or Website: https://1l.ink/LNKDGT2This warn...
14/10/2026

Two Cautionary Tales About Resources Important to Anyone Using a Domain Name or Website: https://1l.ink/LNKDGT2

This warning is new, but the reason for forgetting to renew a domain name isn’t.

Today, a domain name is one of the most important digital assets a practice has, yet far too many practices still risk what happened in this story.

Domains are generally registered for periods of two to five years. During that time, people move on, email addresses are lost, IT support arrangements change, and contact details become outdated. The result is that domain renewal notices can fail to reach the person responsible for the domain.

If a domain expires and is subsequently deregistered, someone else can potentially take ownership of it.

Make a simple decision – Contact us today on 03 9682 3000. We look forward to meeting with you soon: https://1l.ink/S56D2D4

A written business plan is essential to help you start and grow your business: https://1l.ink/4WTC465Your business plan ...
13/10/2026

A written business plan is essential to help you start and grow your business: https://1l.ink/4WTC465

Your business plan outlines:
☑️ your vision for the business
☑️ the actions that will help you achieve it

Get help in person

If you’re a first time business owner then you might need help working out how to action some of the steps you want to take.

This might mean talking to an accountant, other business owners, a mentor, business coach or joining an industry group or your local chamber of commerce.

Make a simple decision – Contact us today on 03 9682 3000. We look forward to meeting with you soon: https://1l.ink/NHQDKCD

Five questions that indicate how financially literate you are: https://1l.ink/N4N7F4RAustralia has a relatively high lev...
23/09/2026

Five questions that indicate how financially literate you are: https://1l.ink/N4N7F4R

Australia has a relatively high level of financial literacy when ranked globally. In a study of 140 economies, Australia ranked in the top 10 countries for financial literacy.

Notwithstanding this favourable global performance there is widespread financial illiteracy within Australia, particularly amongst young people. There are also large and significant gender gaps with women, on average, less financially literate than men.

Statistics suggests that around 8.5 million (or 45%) of adults in Australia are financially illiterate.

The following five questions indicate how financial literate you are: https://1l.ink/7836C3T

Selling a business involves several steps, moving parts and legal documents: https://1l.ink/DW4Z65FOnce you negotiate an...
21/09/2026

Selling a business involves several steps, moving parts and legal documents: https://1l.ink/DW4Z65F

Once you negotiate and exchange a business sale agreement with the other party, parties must transition to the completion process.

This broadly involves the buyer and seller’s lawyers working together (and with their respective clients) to fulfil a number of obligations. Once all parties satisfy these obligations, the sale will be complete.

Completion can be a stressful and overwhelming process, so it is useful to prepare a completion checklist to keep track of progress.

This article discusses the key stages and documents common to most business sale transactions: https://1l.ink/FC2KLVT

21/09/2026

I am making a profit but where does all the cash go? - https://1l.ink/2H4G5VC

Many small business-owners experience this feeling when they look at their books. You work hard, money comes in but it all just seems to disappear. Why?

The differences between profit and cashflow can easily be misleading when managing the operations of your business. In brief, best practise is to plan in advance for the upcoming costs and monitoring cash flow regularly.

These issues are complex but we will make it simple for you.

Make a simple decision – Contact us today on 03 9682 3000. We look forward to meeting with you soon: https://1l.ink/JFX7KRS

Restructuring Family Businesses: From Partnership to Limited Company: https://1l.ink/H7G6432Family businesses form the b...
16/09/2026

Restructuring Family Businesses: From Partnership to Limited Company: https://1l.ink/H7G6432

Family businesses form the backbone of the Australian economy, with many starting as simple partnerships before evolving into more complex structures

In Short:
✅ Restructuring a family business from a partnership to a limited company provides enhanced liability protection by creating a separate legal entity and limiting shareholders’ exposure.
✅ The process involves legal and structural changes, including asset transfers, contract novations and the establishment of a governed share capital structure reflecting family ownership intentions.
✅ It also offers the opportunity to introduce formal governance, clear employment and remuneration arrangements, and succession planning to support future growth and stability.

These issues are complex but we will make it simple for you.

Make a simple decision – Contact us today on 03 9682 3000. We look forward to meeting with you soon: https://1l.ink/W8HNNSJ

When to Update Your Business Trading Terms: https://1l.ink/KGHC7VJTrading terms are the contract that outlines how you d...
14/09/2026

When to Update Your Business Trading Terms: https://1l.ink/KGHC7VJ

Trading terms are the contract that outlines how you do business. They provide an overview of the rights and obligations of you and your customers.

Your trading terms should include details on the goods or services you provide, customer payment obligations, and how you manage risk, liability and potential disputes.

Your business faces risk if you use outdated trading terms. Knowing when to update these terms is important so that you can stay compliant and operate effectively.

This article explains the signs that your trading terms need updating, the legal risks of non-compliance, key elements of modern terms, and the importance of professional review: https://1l.ink/QRPQG8C

Will a shareholders agreement protect a business from a family law dispute? - https://1l.ink/Q4V64HZIt's a common miscon...
14/09/2026

Will a shareholders agreement protect a business from a family law dispute? - https://1l.ink/Q4V64HZ

It's a common misconception that a robust Shareholders Agreement will unilaterally dictate the treatment of a business interest in a property settlement.

While these agreements are undoubtedly crucial commercial documents, the Family Law Act 1975 provides the courts with broad powers to achieve a "just and equitable" outcome, often looking beyond the strict letter of commercial contracts.

This can lead to surprising results for business owners who believed their interests were fully protected.

These issues are complex but we will make it simple for you.

Make a simple decision – Contact us today on 03 9682 3000. We look forward to meeting with you soon: https://1l.ink/QHT8V3F

09/09/2026

Make time to check your finances: https://1l.ink/CTZSJVK

Many small business owners are financially savvy, but sometimes it’s difficult to know what to do or how to understand your finances, particularly when you’re under stress.

Prioritising time to review your business’s finances (and knowing how to do this) is a key first step for any business owner aiming to gain control of their financial wellbeing.

As well as reviewing your business’s balance sheets, if you have any loans, guarantees or other financial arrangements in place for your business, it’s important to review them.

You should also consider what payments your business is required to make, for example, payments to employees, tax, compliance payments, rent, invoices, and utilities.

Seeking financial support and advice can help you take control of your financial situation.

These issues are complex but we will make it simple for you.

Make a simple decision – Contact us today on 03 9682 3000. We look forward to meeting with you soon: https://1l.ink/PBL5HFL

Address

Level 3, 222 Kings Way
Melbourne, VIC
3205

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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