Fitzroy Financial Advice Pty Ltd

20/04/2023

The three biggest drains on our money are paying for housing, food and transport. Explore some ways of how to save on these items.

https://fitzroyfa.com.au/where-does-all-my-money-go-save-money-on-your-three-biggest-expenses/

The three biggest drains on our money are paying for housing, food and transport; and there’s no getting away from the fact that it is unlikely we can live without any of the ‘big three’. ...

17/04/2023

When it comes to choosing investment options with your super fund, there are several key questions you should ask yourself.

https://fitzroyfa.com.au/what-to-consider-when-choosing-an-investment-option/

Choose investments that are right for you. When it comes to choosing an investment option when you join a super fund, there are several key questions you should ask yourself: Do I understand how asset ...

12/04/2023

Saving money doesn’t come naturally to everyone. Some people are wired to save but for others it takes more discipline. Developing good savings habits can do so much for both your financial wellbeing and your future security.

https://fitzroyfa.com.au/getting-smart-about-savings/

Saving money doesn’t come naturally to everyone. Some people are wired to save – for others it takes a bit more discipline; but developing good savings habits can do so much for both your financial ...

10/04/2023

Learn about the superannuation death tax and how to avoid it by contacting us now. Our professional superannuation advisers we can help you navigate this complex area.

https://fitzroyfa.com.au/avoid-the-superannuation-death-tax/

While there has not officially been any death duties in Australia for decades, they definitely still exist, albeit under another name – superannuation death benefit taxes. As superannuation assets and individual balances continue to grow, ...

13/03/2023

Do you have $10k burning a hole in your pocket? Discover smart ways to invest and grow your wealth with these expert tips.
https://fitzroyfa.com.au/what-are-some-ways-to-invest-10k/

08/03/2023

Curious about how share markets work? Do you want to learn more about shares – what they are and how they work? Get started on your journey to smart investing today.
https://fitzroyfa.com.au/how-do-share-markets-work/

There are many asset classes you can invest in and shares are just one type that you might find in an investment portfolio. But what are shares and how do they work? What are shares? ...

07/03/2023

Are you financially prepared for the unexpected? Learn how to build your emergency savings fund and secure your financial future.
https://fitzroyfa.com.au/building-an-emergency-savings-fund/

Building an emergency savings fund With the number of unpredictable events that have happened in the past few years, from COVID to inflation, being financially prepared for a crisis has never been more important. If ...

29/11/2022

Retirement can start to feel closer when you’re in your 40s. Fortunately, there’s still plenty of time to make decisions that could have a positive impact on your future financial wellbeing. Find out how.
https://fitzroyfa.com.au/how-to-save-for-retirement-in-your-40s-2/

By the time you’re in your 40s you’ll potentially be earning more money than you may have previously – but you may also have unexpected or unwelcome expenses, like divorce. At this age you might ...

27/11/2022

If you’re thinking about refinancing your home loan, this step-by-step guide shows you what to expect and how to navigate the process.
https://fitzroyfa.com.au/how-to-refinance-your-home-loan/

If you’re thinking about refinancing your home loan, this step-by-step guide shows you what to expect and how to navigate the process. Refinancing can mean talking to your current provider to renegotiate your arrangement with them ...

24/11/2022

Super is a longer-term investment designed to fund your retirement. While it’s a popular option for many, there are also a number of investment options outside of super to consider. Here’s what you need to know.

https://fitzroyfa.com.au/what-are-some-investment-options-outside-of-super/

When it comes to investing, you have two options – inside or outside of super. Super, being a longer-term investment designed to fund your retirement, comes with a number of advantages such as being lightly-taxed ...

22/11/2022

If you have people in life you love and want to protect, an estate plan makes good sense. Find out what’s involved.

https://fitzroyfa.com.au/what-you-should-know-about-creating-your-will-and-estate-plan/

If you want to protect your family and assets, it’s worth documenting what you’d like to happen if you can’t make your own decisions later in life or if you pass away. If you’ve got ...

27/10/2022

Worrying about your finances can take a real toll on your mental health. With many people experiencing financial stress, we look at what you can do to improve your financial (and mental) wellbeing.
https://fitzroyfa.com.au/money-worries-and-your-mental-health-2/

Worrying about your finances can take a real toll on your mental health. With many people experiencing financial stress, we look at what you can do to improve your financial (and mental) wellbeing. According to ...