Committed Financial Planning

Committed Financial Planning Award winning financial advice you can trust. Offices in Melbourne & Sydney. Book a complimentary first appointment with our team today!

CAR 456696 AFSL Alliance Wealth 449221 www.centrepointalliance.com.au/fsg/aw *This is not financial advice* Committed Financial Planning Pty Ltd ATF CFP Unit Trust ABN 55 788 313 629 is a Corporate Authorised Representative 000456696 of Alliance Wealth Pty Ltd ABN 93 161 647 007 AFSL 449221 www.centrepointalliance.com.au/fsg/aw

๐Ÿฐ๐Ÿฌ ๐—›๐—ผ๐˜‚๐—ฟ๐˜€ ๐—ฅ๐—ฒ๐—พ๐˜‚๐—ถ๐—ฟ๐—ฒ๐—ฑ. ๐—š๐—ฟ๐—ฒ๐—ฎ๐˜ ๐—”๐—ฑ๐˜ƒ๐—ถ๐˜€๐—ฒ๐—ฟ๐˜€ ๐——๐—ผ ๐— ๐˜‚๐—ฐ๐—ต ๐— ๐—ผ๐—ฟ๐—ฒ.Financial advisers are required to complete ongoing professional educatio...
23/06/2026

๐Ÿฐ๐Ÿฌ ๐—›๐—ผ๐˜‚๐—ฟ๐˜€ ๐—ฅ๐—ฒ๐—พ๐˜‚๐—ถ๐—ฟ๐—ฒ๐—ฑ. ๐—š๐—ฟ๐—ฒ๐—ฎ๐˜ ๐—”๐—ฑ๐˜ƒ๐—ถ๐˜€๐—ฒ๐—ฟ๐˜€ ๐——๐—ผ ๐— ๐˜‚๐—ฐ๐—ต ๐— ๐—ผ๐—ฟ๐—ฒ.
Financial advisers are required to complete ongoing professional education every year to maintain their qualifications and stay up to date with changes in legislation, strategy, tax, superannuation and investments.
But the best advisers donโ€™t stop at the minimum requirements.
Good advice comes from continuous learning:
โ€ข Reading and research
โ€ข Collaboration with other professionals
โ€ข Industry networking
โ€ข Ongoing strategy discussions
โ€ข And constantly challenging assumptions as markets and legislation evolve
Because in a changing financial world, standing still is not an option.

๐—•๐—ผ๐—ผ๐—ธ ๐—ฎ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—น๐—ถ๐—บ๐—ฒ๐—ป๐˜๐—ฎ๐—ฟ๐˜† ๐—ณ๐—ถ๐—ฟ๐˜€๐˜ ๐—ฎ๐—ฝ๐—ฝ๐—ผ๐—ถ๐—ป๐˜๐—บ๐—ฒ๐—ป๐˜ ๐˜„๐—ถ๐˜๐—ต ๐˜‚๐˜€:
๐Ÿ“Œ Melbourne: Call Deepak on 0488 988 399
๐Ÿ“Œ Sydney: Call Sarah on 0406 735 656
โ–ถ๏ธ Or contact us online: www.comfp.com.au/contact-us
โ–ถ๏ธ Or simply tap the link in our bio to get started.

๐——๐—ถ๐—ฑ ๐˜†๐—ผ๐˜‚ ๐—ธ๐—ป๐—ผ๐˜„?One of the biggest risks to long-term investing isnโ€™t market volatilityโ€ฆItโ€™s panic-selling during it.Headli...
21/06/2026

๐——๐—ถ๐—ฑ ๐˜†๐—ผ๐˜‚ ๐—ธ๐—ป๐—ผ๐˜„?
One of the biggest risks to long-term investing isnโ€™t market volatilityโ€ฆ
Itโ€™s panic-selling during it.
Headlines, politics, market noise and uncertainty can make investors feel like they need to act immediately.
But reacting emotionally to short-term events can sometimes do more damage than the market decline itself.
A well-designed strategy should help you stay invested through uncertainty โ€” not react to every headline.

๐—•๐—ผ๐—ผ๐—ธ ๐—ฎ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—น๐—ถ๐—บ๐—ฒ๐—ป๐˜๐—ฎ๐—ฟ๐˜† ๐—ณ๐—ถ๐—ฟ๐˜€๐˜ ๐—ฎ๐—ฝ๐—ฝ๐—ผ๐—ถ๐—ป๐˜๐—บ๐—ฒ๐—ป๐˜ ๐˜„๐—ถ๐˜๐—ต ๐˜‚๐˜€:
๐Ÿ“Œ Melbourne: Call Deepak on 0488 988 399
๐Ÿ“Œ Sydney: Call Sarah on 0406 735 656
โ–ถ๏ธ Or contact us online: www.comfp.com.au/contact-us
โ–ถ๏ธ Or simply tap the link in our bio to get started.

Nothing speaks louder than a happy client.We're proud to have helped R Ezy achieve the outcome they were looking forโ€”and...
18/06/2026

Nothing speaks louder than a happy client.
We're proud to have helped R Ezy achieve the outcome they were looking forโ€”and even happier to know the experience made a positive impact on their family as well.
Thank you for the trust and the amazing review. ๐Ÿ™

๐—•๐—ผ๐—ผ๐—ธ ๐—ฎ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—น๐—ถ๐—บ๐—ฒ๐—ป๐˜๐—ฎ๐—ฟ๐˜† ๐—ณ๐—ถ๐—ฟ๐˜€๐˜ ๐—ฎ๐—ฝ๐—ฝ๐—ผ๐—ถ๐—ป๐˜๐—บ๐—ฒ๐—ป๐˜ ๐˜„๐—ถ๐˜๐—ต ๐˜‚๐˜€:
๐Ÿ“Œ Melbourne: Call Deepak on 0488 988 399
๐Ÿ“Œ Sydney: Call Sarah on 0406 735 656
โ–ถ๏ธ Or contact us online: www.comfp.com.au/contact-us
โ–ถ๏ธ Or simply tap the link in our bio to get started.

Not all insurance policies are created equal.Group insurance can be a great starting point, however retail policies may ...
16/06/2026

Not all insurance policies are created equal.
Group insurance can be a great starting point, however retail policies may offer:
โ€ข More comprehensive definitions
โ€ข Greater flexibility
โ€ข Better portability
โ€ข More tailored cover options
Because insurance shouldnโ€™t be โ€œone size fits allโ€.
The right cover is about finding the right fit for your goals, occupation, family, and financial situation.
If youโ€™d like to review your current insurance arrangements, click the link below to book a complimentary initial appointment.

๐—•๐—ผ๐—ผ๐—ธ ๐—ฎ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—น๐—ถ๐—บ๐—ฒ๐—ป๐˜๐—ฎ๐—ฟ๐˜† ๐—ณ๐—ถ๐—ฟ๐˜€๐˜ ๐—ฎ๐—ฝ๐—ฝ๐—ผ๐—ถ๐—ป๐˜๐—บ๐—ฒ๐—ป๐˜ ๐˜„๐—ถ๐˜๐—ต ๐˜‚๐˜€:
๐Ÿ“Œ Melbourne: Call Deepak on 0488 988 399
๐Ÿ“Œ Sydney: Call Sarah on 0406 735 656
โ–ถ๏ธ Or contact us online: www.comfp.com.au/contact-us
โ–ถ๏ธ Or simply tap the link in our bio to get started.

Reality v Fantasy - Not all financial data is created equal.Quantitative data tells us: โ€œWhat is possible?โ€Qualitative d...
14/06/2026

Reality v Fantasy - Not all financial data is created equal.
Quantitative data tells us: โ€œWhat is possible?โ€
Qualitative data asks:โ€œWhat is meaningful, sustainable, and worth pursuing for this client?โ€
Because a financial strategy can be mathematically soundโ€ฆ and still completely wrong for the person itโ€™s designed for.
Good advice isnโ€™t about generic solutions. Itโ€™s about designing a strategy that works for YOU, your goals, and your real life.

๐—•๐—ผ๐—ผ๐—ธ ๐—ฎ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—น๐—ถ๐—บ๐—ฒ๐—ป๐˜๐—ฎ๐—ฟ๐˜† ๐—ณ๐—ถ๐—ฟ๐˜€๐˜ ๐—ฎ๐—ฝ๐—ฝ๐—ผ๐—ถ๐—ป๐˜๐—บ๐—ฒ๐—ป๐˜ ๐˜„๐—ถ๐˜๐—ต ๐˜‚๐˜€:
๐Ÿ“Œ Melbourne: Call Deepak on 0488 988 399
๐Ÿ“Œ Sydney: Call Sarah on 0406 735 656
โ–ถ๏ธ Or contact us online: www.comfp.com.au/contact-us
โ–ถ๏ธ Or simply tap the link in our bio to get started.

Good financial advice isnโ€™t about finding the โ€œperfectโ€ strategy on paper.Itโ€™s about designing a strategy that works for...
11/06/2026

Good financial advice isnโ€™t about finding the โ€œperfectโ€ strategy on paper.
Itโ€™s about designing a strategy that works for your goals, your family, your risk tolerance, and your real life.
Because no two clients are the same.

๐—•๐—ผ๐—ผ๐—ธ ๐—ฎ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—น๐—ถ๐—บ๐—ฒ๐—ป๐˜๐—ฎ๐—ฟ๐˜† ๐—ณ๐—ถ๐—ฟ๐˜€๐˜ ๐—ฎ๐—ฝ๐—ฝ๐—ผ๐—ถ๐—ป๐˜๐—บ๐—ฒ๐—ป๐˜ ๐˜„๐—ถ๐˜๐—ต ๐˜‚๐˜€:
๐Ÿ“Œ Melbourne: Call Deepak on 0488 988 399
๐Ÿ“Œ Sydney: Call Sarah on 0406 735 656
โ–ถ๏ธ Or contact us online: www.comfp.com.au/contact-us
โ–ถ๏ธ Or simply tap the link in our bio to get started.

Thereโ€™s no GPS for your finances.Just changing legislation, market volatility, tax rulesโ€ฆ and a lot of big life decision...
09/06/2026

Thereโ€™s no GPS for your finances.
Just changing legislation, market volatility, tax rulesโ€ฆ and a lot of big life decisions.
The proposed CGT changes alone could impact:
โ€ข Investment properties
โ€ข Shares and ETFs
โ€ข Long-term wealth accumulation strategies
โ€ข Even pre-1985 assets for future gains after 1 July 2027
Good financial advice helps you navigate the turns, avoid costly detours, and stay focused on where you actually want to go.
Because when the rules change, strategy matters more than ever.

๐—•๐—ผ๐—ผ๐—ธ ๐—ฎ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—น๐—ถ๐—บ๐—ฒ๐—ป๐˜๐—ฎ๐—ฟ๐˜† ๐—ณ๐—ถ๐—ฟ๐˜€๐˜ ๐—ฎ๐—ฝ๐—ฝ๐—ผ๐—ถ๐—ป๐˜๐—บ๐—ฒ๐—ป๐˜ ๐˜„๐—ถ๐˜๐—ต ๐˜‚๐˜€:
๐Ÿ“Œ Melbourne: Call Deepak on 0488 988 399
๐Ÿ“Œ Sydney: Call Sarah on 0406 735 656
โ–ถ๏ธ Or contact us online: www.comfp.com.au/contact-us
โ–ถ๏ธ Or simply tap the link in our bio to get started.

Behind every financial decision is a real person trying to make life work.Parents wanting to help their children.People ...
07/06/2026

Behind every financial decision is a real person trying to make life work.
Parents wanting to help their children.
People wondering if retirement is actually achievable.
Families balancing todayโ€™s lifestyle with long-term security.
Clients trying to stay calm through market uncertainty.
Thatโ€™s why financial advice is about more than numbers.
Itโ€™s about understanding your goals, building a strategy around them, and having trusted guidance along the way.
At Committed Financial Planning, we believe the best advice starts with understanding the people behind the plan.

๐—•๐—ผ๐—ผ๐—ธ ๐—ฎ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—น๐—ถ๐—บ๐—ฒ๐—ป๐˜๐—ฎ๐—ฟ๐˜† ๐—ณ๐—ถ๐—ฟ๐˜€๐˜ ๐—ฎ๐—ฝ๐—ฝ๐—ผ๐—ถ๐—ป๐˜๐—บ๐—ฒ๐—ป๐˜ ๐˜„๐—ถ๐˜๐—ต ๐˜‚๐˜€:
๐Ÿ“Œ Melbourne: Call Deepak on 0488 988 399
๐Ÿ“Œ Sydney: Call Sarah on 0406 735 656
โ–ถ๏ธ Or contact us online: www.comfp.com.au/contact-us
โ–ถ๏ธ Or simply tap the link in our bio to get started.

Did you know you can access your super before you retire?From age 60, you may be able to access your super while still w...
28/05/2026

Did you know you can access your super before you retire?
From age 60, you may be able to access your super while still working through a Transition to Retirement (TTR) strategy.
Used correctly, it can help reduce tax and boost your super over time.
Simple idea. Big impact.

๐—•๐—ผ๐—ผ๐—ธ ๐—ฎ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—น๐—ถ๐—บ๐—ฒ๐—ป๐˜๐—ฎ๐—ฟ๐˜† ๐—ณ๐—ถ๐—ฟ๐˜€๐˜ ๐—ฎ๐—ฝ๐—ฝ๐—ผ๐—ถ๐—ป๐˜๐—บ๐—ฒ๐—ป๐˜ ๐˜„๐—ถ๐˜๐—ต ๐˜‚๐˜€:
๐Ÿ“Œ Melbourne: Call Deepak on 0488 988 399
๐Ÿ“Œ Sydney: Call Sarah on 0406 735 656
โ–ถ๏ธ Or contact us online: www.comfp.com.au/contact-us

๐Ÿšจ Budget Update: Property & Tax Changes Ahead ๐Ÿšจ๐—™๐—ฟ๐—ผ๐—บ ๐Ÿญ ๐—๐˜‚๐—น๐˜† ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿณ, ๐—ฝ๐—ฟ๐—ผ๐—ฝ๐—ผ๐˜€๐—ฒ๐—ฑ ๐—ฐ๐—ต๐—ฎ๐—ป๐—ด๐—ฒ๐˜€ ๐—ถ๐—ป๐—ฐ๐—น๐˜‚๐—ฑ๐—ฒ:๐Ÿ  Negative gearing ending for ...
27/05/2026

๐Ÿšจ Budget Update: Property & Tax Changes Ahead ๐Ÿšจ

๐—™๐—ฟ๐—ผ๐—บ ๐Ÿญ ๐—๐˜‚๐—น๐˜† ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿณ, ๐—ฝ๐—ฟ๐—ผ๐—ฝ๐—ผ๐˜€๐—ฒ๐—ฑ ๐—ฐ๐—ต๐—ฎ๐—ป๐—ด๐—ฒ๐˜€ ๐—ถ๐—ป๐—ฐ๐—น๐˜‚๐—ฑ๐—ฒ:

๐Ÿ  Negative gearing ending for established properties purchased after Budget night
๐Ÿ—๏ธ New builds still eligible for negative gearing benefits
๐Ÿ“‰ The current 50% CGT discount being replaced with a new indexed system
๐Ÿ’ฐ A proposed minimum 30% tax on capital gains
๐Ÿ“Š A minimum 30% tax rate on discretionary trust distributions from 1 July 2028

Importantly, existing property holdings before Budget night are proposed to remain under the current rules.

While legislation still needs to pass, one thing is becoming increasingly clear:

๐Ÿ’ก ๐—ฆ๐˜๐—ฟ๐˜‚๐—ฐ๐˜๐˜‚๐—ฟ๐—ฒ ๐—ฎ๐—ป๐—ฑ ๐˜€๐˜๐—ฟ๐—ฎ๐˜๐—ฒ๐—ด๐˜† ๐—บ๐—ฎ๐˜๐˜๐—ฒ๐—ฟ ๐—บ๐—ผ๐—ฟ๐—ฒ ๐˜๐—ต๐—ฎ๐—ป ๐—ฒ๐˜ƒ๐—ฒ๐—ฟ.

The way investments are owned, the timing of decisions, and the use of structures such as superannuation and trusts could have a significant impact on long-term outcomes.

๐—œ๐—ณ ๐˜†๐—ผ๐˜‚โ€™๐—ฟ๐—ฒ ๐˜„๐—ผ๐—ป๐—ฑ๐—ฒ๐—ฟ๐—ถ๐—ป๐—ด ๐—ต๐—ผ๐˜„ ๐˜๐—ต๐—ฒ๐˜€๐—ฒ ๐—ฐ๐—ต๐—ฎ๐—ป๐—ด๐—ฒ๐˜€ ๐—ฐ๐—ผ๐˜‚๐—น๐—ฑ ๐—ฎ๐—ณ๐—ณ๐—ฒ๐—ฐ๐˜ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฝ๐—น๐—ฎ๐—ป๐˜€, ๐—ป๐—ผ๐˜„ ๐—ถ๐˜€ ๐—ฎ ๐—ด๐—ผ๐—ผ๐—ฑ ๐˜๐—ถ๐—บ๐—ฒ ๐˜๐—ผ ๐—ฟ๐—ฒ๐˜ƒ๐—ถ๐—ฒ๐˜„ ๐˜†๐—ผ๐˜‚๐—ฟ ๐˜€๐˜๐—ฟ๐—ฎ๐˜๐—ฒ๐—ด๐˜† ๐—ฟ๐—ฎ๐˜๐—ต๐—ฒ๐—ฟ ๐˜๐—ต๐—ฎ๐—ป ๐—ฟ๐—ฒ๐—ฎ๐—ฐ๐˜๐—ถ๐—ป๐—ด ๐—น๐—ฎ๐˜๐—ฒ๐—ฟ

๐—•๐—ผ๐—ผ๐—ธ ๐—ฎ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—น๐—ถ๐—บ๐—ฒ๐—ป๐˜๐—ฎ๐—ฟ๐˜† ๐—ณ๐—ถ๐—ฟ๐˜€๐˜ ๐—ฎ๐—ฝ๐—ฝ๐—ผ๐—ถ๐—ป๐˜๐—บ๐—ฒ๐—ป๐˜ ๐˜„๐—ถ๐˜๐—ต ๐˜‚๐˜€:
๐Ÿ“Œ Melbourne: Call Deepak on 0488 988 399
๐Ÿ“Œ Sydney: Call Sarah on 0406 735 656
โ–ถ๏ธ Or contact us online: www.comfp.com.au/contact-us

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