Hoddinott Consulting

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Hoddinott Consulting Hoddinott Consulting is a trusted financial planning firm helping individuals, families and businesses make confident financial decisions.

We provide personalised advice designed to help you achieve your financial goals and build a secure future. At Hoddinott Consulting, we believe that successful financial advice begins with a strong relationship. If you value personal service, experienced guidance, and a firm who genuinely take the time to understand your circumstances, you've come to the right place.
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Since 1985, we have been helping individuals, families, and businesses navigate their financial future. As a boutique advisory firm, we combine deep expertise with a personalised approach, ensuring every client receives advice tailored to their unique goals and needs.
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Our philosophy is simple: the best outcomes are achieved when adviser and client work together in a relationship built on trust, mutual respect, and open communication.
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We invite you to arrange a complimentary introductory consultation and discover whether Hoddinott Consulting is the right fit for you. It may prove to be one of the most valuable financial decisions you make.

Blended families and money: How to protect assets fairlyAbout one in 10 families in Australia is a blended or step famil...
29/08/2026

Blended families and money: How to protect assets fairly

About one in 10 families in Australia is a blended or step family, according to census data, and this trend has increased in recent years. Blended families can work well, but it’s best to aim to avoid any potential problems with the division of money and other assets. These may occur when there are children from previous relationships, a new spouse, shared assets and sometimes former partners in the background, making the question of what is ‘fair’ quite complex.

Read more: https://hoddinottconsulting.com.au/insights

Do the best you can until you know better.  Then when you know better, do better.
28/08/2026

Do the best you can until you know better. Then when you know better, do better.

Strategies to avoid income tax bracket creep in a rising wage environmentYou earn more money; you pay more tax. So far, ...
25/08/2026

Strategies to avoid income tax bracket creep in a rising wage environment

You earn more money; you pay more tax. So far, so fair.

But what’s not so fair happens when your wage rise bumps your earnings into a higher tax bracket, even though your pay increase may only be in line with inflation. This is known as ‘bracket creep’, and the combination of inflation and a higher tax rate can mean you have less purchasing power than before your pay rise.

Read more: https://hoddinottconsulting.com.au/insights

Strive not to be a success, but rather to be of value.
14/08/2026

Strive not to be a success, but rather to be of value.

Income Protection Insurance: Is it still worth the premiums?Income protection insurance is a financial tool that’s essen...
13/08/2026

Income Protection Insurance: Is it still worth the premiums?

Income protection insurance is a financial tool that’s essential for some people, ‘nice to have’ for others, and possibly quite unnecessary for a third group. In other words, there’s no one-size-fits-all answer to whether the premium cost justifies the risk. It depends on your circumstances, so it’s worth examining what the cover provides and the factors that should influence your decision-making.

Read more: https://hoddinottconsulting.com.au/insights

6 steps to a sustainable Christmas Just as the Grinch stole Christmas, excess spending can rob us all of yuletide happin...
20/11/2025

6 steps to a sustainable Christmas

Just as the Grinch stole Christmas, excess spending can rob us all of yuletide happiness. Seasonal credit card splurges can create ballooning long term debt, while unnecessary consumption inevitably leads to a blow-out in rubbish bin waste.

The Commonwealth Bank of Australia estimates $11 billion is spent on presents each year, including some 20 million unwanted gifts. At the same time, seasonal celebrations boost landfill rubbish by a massive 30 per cent.

So, if you want to max out the ho, ho, ho in Christmas this year, think of applying more whoa, whoa, whoa to your spending and consumption ideas. Here are six simple tips Ebenezer Scrooge would be proud of.

1. Ninety per cent of Australians claim to recycle something, sometimes. What better way to do this than to shop for presents in one of Australia’s 2,500 opportunity shops?

Forget the old days of chipped crockery and stained used clothing. Op shops are full of trendy, mint condition items and are the perfect place to find something slightly offbeat or unusual for your loved one.

2. Save on postage and reduce needless paper usage by sending clever and original e-Christmas cards.

Head online to create your seasonal messages to email to friends and family. Many websites provide free cards, while others offer designer, animated versions that would definately put a smile on your face.

3. Instead of giving a physical gift, give an experience such as tickets to a concert or a voucher to use at a favourite restaurant. Better still, why not gift something special of yourself by offering to cook a meal or provide free babysitting for a family member.

Giving an experience rather than a physical gift also means you don’t need to waste precious paper by wrapping the present or spend money on postage getting it to that special someone.

4. If you do give a physical present, think of some clever ways to wrap it, so you’re not adding to the 150,000 km of wrapping paper Australians needlessly use each year – that’s enough paper to circle the equator 4 times.

Wrap your gift in a re-usable patterned tea towel or scarf, or better still, invest in some brightly patterned boxes to hold your present that can be recycled from one Christmas to the next.

5. Stop for a moment and look around your home to see what you can re-use and turn into a gift. A great place to start is the garden. Many plants can be easily divided and, in doing so, will create new plants you can pot up in a re-usable pot to give away.

6. Take time to plan your meals this season and, wherever possible, cut down on buying heavily packaged or processed foods. Instead, buy fresh foods that can be eaten without much cooking, re-used as leftovers, or frozen for later consumption.

Scams to watch out for if you’re offered a jobTempting as some job offers might be, they’re very often traps.Read more.....
31/08/2025

Scams to watch out for if you’re offered a job

Tempting as some job offers might be, they’re very often traps.

Read more...

Tempting as some job offers might be, they’re very often traps.

The future belongs to those who belives in the beauty of their dreams.
29/08/2025

The future belongs to those who belives in the beauty of their dreams.

The ins and outs of rentvestingThere are less-trodden paths to home ownership that can be just as rewarding.Read more...
28/08/2025

The ins and outs of rentvesting

There are less-trodden paths to home ownership that can be just as rewarding.

Read more...

There are less-trodden paths to home ownership that can be just as rewarding.

Address

University Of Newcastle, Chittaway Road
Ourimbah, NSW
2258

Opening Hours

Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61243494999

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