29/04/2026
Receiving an inheritance can bring up a lot of emotions. Grief, gratitude, uncertainty, and sometimes overwhelm. And in the middle of all of that, there are real financial decisions that need to be made.
Here's what we often help clients think through:
⏸ Step 1: Pause before acting
There's rarely a reason to rush. Unless there are urgent legal obligations, take time to grieve, process, and get clear before making any major decisions.
📋 Step 2: Understand what you've received
Cash, property, shares, and superannuation all come with different tax, legal, and practical considerations. Understanding exactly what you've inherited is the starting point.
💸 Step 3: Be aware of tax implications
Australia doesn't have an inheritance tax, but capital gains tax can apply depending on the asset and how it's managed. Getting advice early can help you avoid surprises.
🎯 Step 4: Connect it to your goals
An inheritance is an opportunity. But the right way to use it depends entirely on your personal situation, your existing financial plan, and your long-term goals.
🤝 Step 5: Get professional guidance
A financial planner, accountant, and estate lawyer working together can help you navigate the full picture with confidence.
You don't have to figure this out alone. We're here to help.
* The information provided is general advice only. It has been prepared without taking into account any of your individual objectives, financial situation or needs. Before acting on this advice you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs.
