26/06/2026
There is a whole investment universe beyond residential property, and each option comes with its own advantages and trade-offs.
Alternatives can include Australian and international shares, exchange traded funds (ETFs), managed funds, bonds and fixed interest investments, commercial property, infrastructure investments, term deposits, and even superannuation itself.
Some investments provide higher income, others focus on long-term growth, while some prioritise capital stability.
The reality is that this question often raises more questions than it answers. Before deciding where to invest, it's important to consider:
* What are you trying to achieve?
* How much risk are you comfortable taking?
* What is your investment timeframe?
* How much access to your money do you need?
* What are the tax implications?
* How diversified is your portfolio?
Property can be a good investment. Shares can be a good investment. Cash can be a good investment.
The "best" investment is the one that is appropriate for your circumstances and supports the life you're trying to build.
As I often tell clients, successful investing isn't about finding the perfect investment. It's about having a strategy that aligns with your goals and sticking with it through the ups and downs.
My key message is this: the financial environment is harder than it used to be, and mistakes can be very costly. Get professional advice.
