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PCR Accounting & Advisory

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PCR Accounting & Advisory

Whether starting, growing or exiting your business, PCR can help you achieve financial success with better clarity and control of your future.

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21/10/2026

If your business couldn't use a credit card for its next tax bill, would the cash be there? 💳

That's a question worth asking as you prepare for the ATO's planned credit card payment change after 30 June 2027.

The extended transition period gives businesses more time to plan, but the cash-flow question remains.

Using a credit card to pay tax can shift the actual cash outflow into a later billing cycle. That can provide useful breathing room — but it can also make an underlying working-capital problem less obvious.

BAS, PAYG withholding, PAYG instalments and income tax shouldn't consistently arrive as unexpected cash requirements. They should form part of your financial forecasting. 📊

So rather than asking only:

“How else will I pay the ATO?”

Consider asking:

“Where will the cash come from when the liability falls due?”

Planning ahead can make a significant difference.

Learn more about PCR's Tax Planning services 👉 https://pcraccountingadvisory.com.au/services/tax-planning-accountant/

19/10/2026

Do you currently use a credit card to pay your ATO bills? ⚠️

There's an important change coming — but businesses now have more time to prepare.

From 1 July 2027, the ATO will no longer accept direct credit card payments. That means businesses currently using credit cards for BAS, PAYG, income tax or other tax liabilities need to review how those payments will be funded after 30 June 2027.

But this isn't simply about finding another payment method.

If your credit card has been giving your business extra time between a tax bill falling due and cash actually leaving the business, removing that buffer could expose a bigger cash-flow issue.

This is a seven-month extension of the original deadline, from 1 December 2026 to 1 July 2027. It gives you more time to review your upcoming tax liabilities, payment arrangements and cash reserves — and prepare for cash-flow pressure around the end of the financial year.

Learn more about the ATO’s credit card payment changes, the extended deadline and how to prepare your business in our latest blog 👉 https://cx.page/l0m4c2

16/10/2026

More than an accountant. Advice throughout the business journey. 🤝

“Jim is highly experienced and knowledgeable and lovely to deal with. I highly recommend PCR for business owners who want more than an accountant and value advice at each stage of their business growth journey.”

— Carol Pagès ⭐⭐⭐⭐⭐

We're grateful for Carol's kind words.

For the PCR team, understanding where a business is today is only part of the conversation. We also want to understand where the owner wants to take it next — so the advice can evolve as the business does. 📈

Thank you, Carol, for trusting PCR.

See what our clients have to say 👉 https://pcraccountingadvisory.com.au/testimonials/

15/10/2026

Australia added a net 85,130 actively trading businesses in 2025–26. 📊

According to the Australian Bureau of Statistics, there were 2,814,778 actively trading businesses at 30 June 2026 — an increase of 3.1% over the year.

During the same period, 460,461 businesses entered the market and 375,331 exited.

These numbers are a reminder that starting a business is only one part of the journey. Building the financial foundations to adapt, compete and grow over time matters too. 📈

Having clear financial information can help business owners make more informed decisions as circumstances change.

Explore PCR's Accounting & Advisory services 👉 https://cx.page/ot5zc3

Source: Australian Bureau of Statistics — Counts of Australian Businesses, 2022–2026

13/10/2026

Growth creates opportunities. It can also create new risks. ⚠️

Hiring employees, taking on debt, investing in assets, expanding into new markets or simply increasing the scale of your operations can change the financial risks facing your business.

The challenge is recognising those risks before they become bigger problems.

A structured approach to risk management can help business owners identify potential vulnerabilities, understand their impact and make more informed decisions about how they should be managed. 🛡️

At PCR Accounting & Advisory, we help businesses consider risk as part of their broader financial and business strategy.

Explore our Risk Management services 👉 https://cx.page/ta29ac

08/10/2026

Great client relationships are built by taking the time to listen. 🤝

We're grateful to hear Dylan's experience with Peter and the PCR team has been defined by ongoing communication, support and taking the time to explain things clearly.

For us, good advice isn't simply about providing an answer. It's about understanding what a client needs and helping make the financial side of their business easier to navigate. 📈

Thank you, Dylan, for your recommendation and for trusting PCR over the past three years.

See what our clients have to say 👉 https://cx.page/a5yeht

07/10/2026

FAQ: Why is estate planning important? 💬

Estate planning is about more than deciding where your assets will go. Having a plan in place can help make your wishes clear and reduce potential difficulties or disagreements for your beneficiaries.

A considered estate plan can help you:

✅ Stipulate the amount of ownership and control each beneficiary has over your assets
✅ Reduce tax payable on income and capital gains earned on assets
✅ Protect assets if a beneficiary faces legal difficulties such as divorce or bankruptcy

At PCR Accounting & Advisory, our estate planning accountants can help ensure the right structures are in place, your assets are distributed the way you want, and you and your loved ones avoid unnecessary financial penalties. 📋

Learn more about Estate Planning 👉 https://cx.page/44e56n

05/10/2026

Running a successful dental practice involves much more than keeping the appointment book full. 🦷📊

Behind the clinical work are decisions about staffing, equipment, cash flow, tax, business structure and future growth.

As a practice develops, understanding how these areas affect profitability can help owners make more informed decisions about where to invest and what comes next.

At PCR Accounting & Advisory, we work with dental professionals to provide accounting and advisory support tailored to the financial realities of running a practice.

Explore our accounting services for dentists 👉 https://cx.page/19m2di

01/10/2026

October is National Safe Work Month. 🦺

This year's theme, “Safe work is for life,” is a reminder that creating a safe and healthy workplace matters every day — not just when something goes wrong.

For business owners and leaders, workplace safety is about protecting the people who contribute to the business while building practices that support their health and wellbeing for the long term. 🤝

Throughout October, businesses across Australia are encouraged to take the time to discuss work health and safety, review their practices and consider how everyone can contribute to a safer workplace.

At PCR Accounting & Advisory, we're proud to support Australian businesses and the people behind them.

Learn more about National Safe Work Month 👉 https://cx.page/l6xmkj

30/09/2026

Setting a goal is easy. Setting the right goals for your business takes more thought. 🎯

Business growth rarely comes from focusing on one number alone.

The goals you set can help give direction to everyday decisions, keep your team focused and provide a clearer way to measure whether the business is actually moving forward. 📈

But not every business goal serves the same purpose.

In this blog, we explore three types of business goals and how each can play a different role in supporting business growth.

Swipe through for a quick overview, then read the full article on the PCR Blog. 👉

https://cx.page/drj41a

Address

Suite 98, Level 27/101 Collins Street
Melbourne, VIC
3000

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

http://www.pcraccountingadvisory.com.au/

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