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Your Life Umbrella

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Australia
Mascot, NSW
Your Life Umbrella

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We help you make the most of your finances. Whatever stage of life you’re in. Based in Sydney's Inner West covering all Sydney.

We specialise in:

- Life Insurance Advice
- Superannuation Advice
- Investment Advice

Financial Services business located in Inner West Sydney servicing Australia wide. We do this by considering your circumstances, helping you to set goals, and developing a financial plan to get you there. We can even do the leg work for you, giving you have more time to enjoy life. At Your Life Umbrella, we have the expertise, the experience and the resources to help you get wealth, grow it and keep it safe. Just as importantly, we can help you enjoy it. Because real wealth is about making the most of what you’ve got whatever stage of life you’re in. We know financial advice is as much about lifestyle and relationships, as money – that’s why we pride ourselves on providing long-term, holistic advice, with our clients calling on us for financial advice time and time again as their circumstances change over the years. Since we opened in 2016, Your Life Umbrella has become one of Sydney's leading providers of advice. We are part of RI Advice Group, formerly RetireInvest, one of Australia's largest and longest-established financial advisory groups. Your Life Umbrella Pty Ltd and its advisers are Authorised Representatives of RI Advice Group PtyLtd, ABN 23 001 774 125 AFSL 238429. The information & advertising (including taxation) in and conducted by this business page does not consider your personal
circumstances and is of a general nature only - unless otherwise stated. You should not action the information provided without first obtaining professional advice specific to your
circumstances.

13/10/2026

Navigating aged care decisions can feel overwhelming, especially when the family home and finances are involved. 💙

You don't have to figure it out alone. Our experienced team will walk you through your options and help you find the best care solution for your loved one.

Reach out today for the guidance and peace of mind you deserve. 👇

06/10/2026

What would happen to your family if the unexpected happened tomorrow? 💭

It's not an easy question, but it's worth asking.

Life insurance means your family can stay in their home, keep up with school fees, and maintain their lifestyle, no matter what life throws at them. At Your Life Umbrella, we work with families across Sydney to create tailored life insurance strategies that protect what matters most.

No cookie-cutter solutions. Just genuine advice that fits your life.

Because your family deserves more than hope, they deserve certainty. 💙

Drop us a message or contact us to start building your family's safety net today. 👇

29/09/2026

At the heart of what we do is helping our clients enjoy the rewards of their hard work. Financial planning isn't just about saving for retirement, it's about making room for the experiences that matter along the way. Whether it's a dream holiday, a new car, a boat, funding an education, or celebrating a wedding, we're here to help you make it happen. You decide what's important; we'll help you get there. Get in touch with us today to take the first step.

22/09/2026

Facing aged care decisions for a loved one? You're not alone. Many families assume that selling the family home is their only option, but it doesn't have to be. At Your Life Umbrella, we specialise in helping families navigate the complexities of aged care financing. Our experienced team will walk you through your options, so you can focus on what truly matters: finding the right care for your loved one.

Your family's peace of mind is our priority. Ready to explore your choices? Let's talk. ☂️💙

15/09/2026

The 2026 SMSF new rules: everything you need to know 👇

Thinking of using your super to buy property? The government just flipped the script and if you're not across these changes, you could be leaving serious money on the table.

Here's your no-fluff breakdown of the new June 2026 legislation:

THE BAN: Residential borrowing is officially dead. SMSFs are now BANNED from taking out new loans to purchase residential investment properties. And just to be clear, you've never been able to live in an SMSF property personally, but now you can't even borrow to buy a standard residential rental. That door is firmly closed.

THE OPPORTUNITY: Commercial property is still very much alive. Here's the good news — you CAN still borrow through your SMSF to buy commercial real estate. For business owners looking to purchase their own office, warehouse, or retail space and lease it back to their business, this remains one of the most powerful wealth-creation strategies available. Don't sleep on this one.

ALREADY HOLDING A RESIDENTIAL LOAN IN YOUR SMSF? Take a breath. Existing loans are grandfathered and fully protected. No forced sales, no sudden changes — you're covered.

So, does this shake up your wealth or retirement strategy? Drop a comment below — let's talk through what this means for YOU and how to make the most of what's still on the table. 💬👇

08/09/2026

Ever thought about how life would change for your family if you weren’t around? 🕊️ Let's be real: life is unpredictable, and that’s where life insurance steps in as a safety net.

Life insurance provides financial security, ensuring loved ones aren’t left in the lurch while managing debts and daily expenses. Think of it as a comforting umbrella during a financial downpour.

Imagine the peace of mind knowing your family won’t struggle financially. It’s like wrapping them in a warm blanket, even when you’re not there.

Have you considered your current financial responsibilities? Think about the impact if life insurance wasn’t part of your plan. It’s about safeguarding their future, now.

Explore your options today and secure your family’s tomorrow. 🌟 Contact us for a chat.

Have you thought about life insurance recently? Share your thoughts!

01/09/2026

What does your dream retirement look like? 🌟

Travelling the world? Spending more time with loved ones? Achieving true financial freedom? Whatever your vision, retirement isn't just a finish line; it's an exciting new chapter that deserves a solid plan.

At Your Life Umbrella, we don't believe in one-size-fits-all strategies. We take a full look at your superannuation, investments, and assets to craft a retirement plan as unique as you are, one that turns your dreams into reality.

The future you've worked so hard for is nearer than you think. Let's make sure you're ready for it. ☂️

📞 Reach out today and let's start building your roadmap to retirement.

25/08/2026

We all want the same thing: to know our family will always be okay. 🏡💙

They say the best time to put that protection in place was yesterday, but the second best time is right now.

Life insurance doesn't have to be a daunting topic. It's simply a promise that no matter what life brings, the people you love most will be financially secure.

We take the time to sit down with you, understand your world, and build a tailored safety net just for your family. 🤝

Ready for some peace of mind? Let’s chat about your family's future. Send us a DM today! 📲✨

18/08/2026

Your golden years deserve more than wishful thinking; they deserve a plan. 🌟

Retirement isn't a finish line. It's the beginning of a new chapter, one that calls for thoughtful preparation and a clear vision. Whether you dream of travelling the world, spending more time with the people you love, or simply enjoying true financial freedom, the secret lies in aligning your resources with your aspirations.

At Your Life Umbrella, we specialise in building personalised retirement strategies that reflect your unique goals. We take a holistic view of your financial landscape, your superannuation, investments, and assets, ensuring every piece works in harmony to support the lifestyle you've spent a lifetime working towards.

Don't leave your future to chance. Let us help you build a roadmap that brings clarity, confidence, and peace of mind for the years ahead. ☂️

📞 Reach out today and take the first step toward the retirement you deserve.

11/08/2026

🚨 HUGE 2026 SMSF PROPERTY CHANGES: What you actually need to know 👇
Thinking of using your super to buy property? The government just completely rewrote the rule book.

Here is the exact breakdown of the new June 2026 legislation:
❌ THE BAN: No more residential borrowing.
Self-Managed Super Funds (SMSFs) are now officially BANNED from taking out new loans to buy residential investment properties. (Reminder: You’ve never been allowed to live in an SMSF property personally, but now you can’t even borrow to buy a standard residential rental).

✅ THE OPPORTUNITY: Commercial property is safe!
You CAN still borrow through your SMSF to purchase commercial real estate. This remains an incredible wealth-creation strategy for business owners who want to buy their own office, warehouse, or retail space and lease it back to their own business.

🛡️ ALREADY HAVE A LOAN?
Don't panic. If your SMSF already holds a residential property loan, it is grandfathered and fully protected.

Does this change your wealth or retirement strategy? Drop a comment below and let’s chat about how to navigate these new rules! 💬👇

Address

Mascot, NSW
2020

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+61410888838

Website

http://www.yourlifeumbrella.com.au/

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