FMS Group

FMS Group FMS Group provides an integrated advice offering, tailoring solutions for individuals and businesses to optimise your financial position.

Running a business means juggling a lot at once, and when everything feels urgent, it can be hard to see the bigger pict...
25/06/2026

Running a business means juggling a lot at once, and when everything feels urgent, it can be hard to see the bigger picture.

That’s where clarity matters.

At FMS Group, we help business owners make sense of their financial position by turning complex numbers into clear, practical insights. From cash flow and tax planning to structure and strategy, we help bring everything into focus so you can make decisions with confidence.

Because when your business is clear, your next step becomes clearer too.

Clarity isn’t just helpful - it’s powerful.

📞 1300 982 499
🔗 https://fmsgroup.com.au

“Owning a piece of the pie”Equity is the portion of an asset that you own. As the value of that asset grows, so does the...
23/06/2026

“Owning a piece of the pie”

Equity is the portion of an asset that you own. As the value of that asset grows, so does the value of your equity. For example, owning a share means having a stake in the company and as the business profits, your share increases.

Seeking financial advice to balance your equity portfolio can help you manage risk and optimize your investments.

Want to claim your piece of the pie?

Speak with one of our financial advisors at 1300 982 499.

Whether you're buying your first home, refinancing, investing, or reviewing your current loan, the RBA's decision to hol...
19/06/2026

Whether you're buying your first home, refinancing, investing, or reviewing your current loan, the RBA's decision to hold the cash rate at 4.35% is a timely reminder to make sure your finance strategy is still working in your favour.

While rates remain unchanged, lending policies, market conditions, and opportunities continue to evolve. Taking the time to review your options now could help you save money and put you in a stronger position for the future.

📞 Want to know what this means for your situation? Contact the team at FMS Group on 1300 982 499 or send us a message today. We're here to help.

Debt can feel overwhelming when it’s unclear, unstructured, or constantly weighing on your mind. But with the right stra...
18/06/2026

Debt can feel overwhelming when it’s unclear, unstructured, or constantly weighing on your mind. But with the right strategy and support, it’s possible to regain confidence and move forward with clarity.

Whether it’s a mortgage, credit card, personal loan, or business finance, understanding your debt position is the first step toward taking control of it.

At FMS Group, we help clients review their financial position, reduce unnecessary pressure where possible, and create strategies that support long-term financial wellbeing - not just short-term fixes.

Taking control starts with understanding your options. Visit the FMS website through the link in our bio for more information or call us on 1300 982 499 to speak to our financial advisors.

At FMS Group, family has always been at the heart of what we do.As a family-run business spanning three generations, we ...
16/06/2026

At FMS Group, family has always been at the heart of what we do.

As a family-run business spanning three generations, we understand that financial advice is personal. It’s not just about numbers - it’s about helping people build secure futures, navigate important decisions, and feel supported every step of the way.

We take the time to build genuine relationships with our clients, offering guidance that’s tailored, caring, and focused on the long term. Because to us, you’re never just another file or transaction.

Our philosophy is simple - our family looking after your family.

It’s not always the big expenses that impact your finances - often, it’s the small, unnoticed ones that quietly add up o...
11/06/2026

It’s not always the big expenses that impact your finances - often, it’s the small, unnoticed ones that quietly add up over time.

Subscriptions you forgot about, small impulse purchases, unused memberships, or even higher-than-necessary interest rates can slowly chip away at your cash flow without you realising.

Taking the time to review where your money is going can be a powerful first step. Look through your recent transactions, question recurring costs, and ask yourself: is this still adding value?

A few small changes, such as cancelling what you don’t use, negotiating better rates, or adjusting spending habits can free up more money than you might expect.

Not sure where to start? We can help you identify opportunities, streamline your finances, and put a plan in place that works for you.

Visit the FMS website for more information or call us on 1300 982 499 to speak to our financial advisors.

Business growth is rarely accidental - it’s built on informed decisions and careful planning. An accountant can play an ...
09/06/2026

Business growth is rarely accidental - it’s built on informed decisions and careful planning. An accountant can play an important role in helping you understand performance, manage risk, and identify opportunities for improvement.

With the right insights, you can plan ahead with clarity and make decisions that support long-term stability.

Our team works alongside businesses to provide guidance that aligns with their goals at every stage.

Read more in our latest blog article: https://fmsgroup.com.au/2026/06/01/how-an-accountant-can-help-you-grow-your-business-not-just-do-your-tax-return/

The decisions you make today don’t just shape your future - they help build the foundation for the people who matter mos...
04/06/2026

The decisions you make today don’t just shape your future - they help build the foundation for the people who matter most.

Whether it’s growing your wealth, putting the right protections in place, or planning how your assets are passed on, every step plays a role in supporting your family’s long-term security.

It’s not just about what you have now - it’s about what you leave behind, and the confidence that comes with knowing it’s taken care of.

At FMS Group, we help you create a plan that supports both your future and theirs.

"Is there still time to claim deductions before June 30?” 👀It’s one of the most searched EOFY questions, and the answer ...
02/06/2026

"Is there still time to claim deductions before June 30?” 👀

It’s one of the most searched EOFY questions, and the answer is: potentially, yes.

There may still be opportunities available to improve your tax position before the financial year ends, from reviewing deductions and business expenses to considering super contributions and other EOFY strategies.

The key is not leaving it until the very last minute. A quick conversation now could help you better understand what options are available based on your situation.

EOFY doesn’t have to feel overwhelming - with the right advice and planning, you can head into tax time feeling more prepared and confident.

Australia’s Budget Shock: The Rules Have Been Reset.Announced changes to negative gearing and capital gains tax are expe...
31/05/2026

Australia’s Budget Shock: The Rules Have Been Reset.

Announced changes to negative gearing and capital gains tax are expected to affect how many Australians approach property investment from 1 July 2027.

From restrictions relating to established-property negative gearing to changes to CGT treatment and grandfathering provisions, investors may wish to review how they buy, hold and structure their assets.

Key considerations include:
✔️ Whether current investment strategies remain aligned with long-term objectives
✔️ The potential importance of obtaining property valuations before the 2027 transition period
✔️ How the announced changes may affect future investment decisions

At FMS Group, we help clients understand legislative changes and assess how they may apply to their individual circumstances.

Swipe through to learn more about the announced changes and some of the factors investors may wish to consider.

📞 1300 982 499
🌐 www.fmsgroup.com.au

Address

1/501 The Entrance Road
Long Jetty, NSW
2261

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+611300982499

Alerts

Be the first to know and let us send you an email when FMS Group posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to FMS Group:

Share