Suzy Shepherd - Wealth

Suzy Shepherd - Wealth Suzy Shepherd - Financial Advisor and Loan Market Mortgage Broker Holland Park, Brisbane Qld We assist our clients to create wealth.

Our advice is tailored to work with your current stage of life, whether that be a first home buyer through to retirement planning and beyond. We aim to offer holistic to help you through all stages of your financial life. Working with us you will learn how to work your money smarter so that you can live the life you so dream of and deserve. We offer advice face to face advice or via electronic mea

ns to suit your lifestyle, location and availability. Servicing Australia wide and Expats located in other parts of the world.

Get your free $500! 💰Did you know the government could be topping up your retirement savings for free? It’s called the G...
29/01/2026

Get your free $500! 💰

Did you know the government could be topping up your retirement savings for free? It’s called the Government Super Co-Contribution.
If you're a low to middle-income earner and make a personal after-tax contribution to your super, the government may match it with up to $500!

The Quick Facts:
• Income limits apply.
• No paperwork required.
• Eligibility: You must be under 71, earn 10%+ from work, and meet residency requirements.
Don't leave free money on the table! Reach out to see if you’re eligible.
⚠️ General Advice Warning: This information is general and doesn't consider your personal situation. Please seek professional advice before making financial decisions.

👉 Contact Suzy at Build Wealth Today to get started!

Ever wonder about the magic of compounding? ✨ The Rule of 72 is a powerful mental math trick to estimate how long it ta...
29/01/2026

Ever wonder about the magic of compounding? ✨ The Rule of 72 is a powerful mental math trick to estimate how long it takes for an investment to double at a fixed annual rate of return. Simply divide 72 by your expected annual interest rate. For example, at 8% interest, your money would double in approximately 9 years (72/8=9)!

It's a fantastic reminder of the importance of starting early and letting time work its magic. What are your thoughts on this investing shortcut? Let's talk about building wealth today!


📢 The $50,000 "Free" MistakeI was chatting with someone recently who was tempted by a "free" property investment service...
13/01/2026

📢 The $50,000 "Free" Mistake

I was chatting with someone recently who was tempted by a "free" property investment service. It sounded easy. It sounded perfect. But in my industry, there is a hard truth: If you aren't paying for the advice, you are the product.
The Numbers Have Shifted
Since the recent regulatory changes and the January 1st education deadlines, the financial advice landscape in Australia has transformed. We’ve gone from 28,000 advisers down to under 12,000 holistic professionals today.
Those of us still standing are here because we met the highest standards of education and ethics in the country’s history. We aren't just "selling property"—we are managing your financial future.
Legal Accountability vs. Sales Pitches
There is a massive legal difference between a property marketer and a licensed Financial Adviser:
• My Role: As a dual-licensed professional, I have a Fiduciary Duty. I am legally required to act in your best interest. I provide a Statement of Advice (SOA)—a comprehensive legal document that proves the strategy is right for you.
• The "Marketer" Role: They are often paid commissions (sometimes $30k–$60k+) by developers to move specific stock. They are not legally required to consider your tax structure, your super, or your long-term debt strategy.

With fewer than 12,000 of us left to serve the country, independent advice is no longer a commodity; it’s a safeguard.
Always ask anyone giving you property advice: "Are you legally required to act in my best interest, and will you be providing a Statement of Advice?" The answer will tell you exactly who you are dealing with.

📉 Want to slash your tax bill using Super? 💸If you haven't maxed out your super contributions in recent years, you could...
08/01/2026

📉 Want to slash your tax bill using Super? 💸

If you haven't maxed out your super contributions in recent years, you could be sitting on a major tax deduction!
The "Catch-Up" rule allows you to use your leftover contribution caps from the last 5 years to lower your taxable income today.
🛑 The Key Rule:
Your total super balance must be under $500,000 as of 30 June of the previous financial year to qualify.
This is a powerhouse strategy if you’ve had a high-income year or a capital gain you want to offset.
🤝 Let’s get your strategy sorted:
Don't leave money on the table (or pay more tax than you need to!).
Contact me to see if you're eligible:
👤 Suzy Shepherd | Financial Planner

General info only—not personal advice. Consider if this is right for you.

Retirement isn't just about stopping work—it's about finally having the time for the things you love. 🥂✨But what does it...
07/01/2026

Retirement isn't just about stopping work—it's about finally having the time for the things you love. 🥂✨
But what does it actually cost to keep a "comfortable" lifestyle going for a couple? According to the latest ASFA figures, the budget is now $76,505 a year.
Wait, do I need millions in the bank for that? Actually, no! A big misconception is that you have to fund that entire amount yourself.
The ASFA "Comfortable" target of $690,000 in super (combined) is designed to work with the government. It assumes:
✅ You draw down on your super savings.
✅ PLUS you receive a part Age Pension from the government.
✅ You own your home outright.
What does "comfortable" actually get you?
• Top-level private health insurance 🩺
• A reliable, decent car 🚗
• Annual domestic holidays + an overseas trip every few years ✈️
• Dining out at restaurants and regular social activities 🍽️

*General advice subject to your own personal needs and preferences

Even Santa feels the January pinch! 🎅💸Don't let the joy of December turn into dread in January.We all love the spirit of...
17/12/2025

Even Santa feels the January pinch! 🎅💸
Don't let the joy of December turn into dread in January.
We all love the spirit of giving, but when the holiday magic fades and the credit card bills arrive next month, that "January hangover" can be very real.
As we head into the final festive rush, remember the best gift you can give yourself is financial peace of mind for 2026.
Let’s ensure your New Year’s financial resolutions stick this time. Book a chat with me before the year ends, and let’s create a plan that lets you enjoy the holidays without the January regret.

💰 The Financial Lesson I Learned From Crocs 🤮Anyone who knows me knows how I feel about Crocs... (Let's just say they ar...
07/12/2025

💰 The Financial Lesson I Learned From Crocs 🤮
Anyone who knows me knows how I feel about Crocs... (Let's just say they are my financial equivalent of a "risky asset.")
But here's the surprising lesson I learned about building wealth: It's a lot like wearing those ugly foam shoes.
1. People will judge you.
2. They look horrible to most people (but not to me, when I see my bank balance).
3. But you know what? For some they are totally functional and get the job done.
Stop worrying about what everyone else thinks your financial plan should look like. Find the plan that works for you—even if it seems a little "ugly" or unconventional to others—and stick with it!
Ready to put on your financial Crocs and comfortably walk toward freedom? 😉
👉 Suzy Shepherd - Wealth

04/12/2025

Don't panic and make a half-baked decision this National Cookie Day 🍪.

We can help you get your finances chip-shape before you even start hunting.

Don't wait until the new year. Get your pre-approval sorted now so you can make those smart moves when the time is right.

Thinking about investment property #2? Here's how to know if you're ready 📊After 18+ years helping Queenslanders build ...
06/11/2025

Thinking about investment property #2? Here's how to know if you're ready 📊

After 18+ years helping Queenslanders build property portfolios across the Australia,, these are the signals that you're in position to invest.

The strategy matters as much as the property:
- Cash flow vs capital growth
- Interest-only vs P&I
- Cross-collateralisation (and when to avoid it)
- Tax structures and deductibility

We help investors understand not just IF they can buy, but HOW to structure it strategically.

Questions about investment property? Drop them below 👇


Trick or Treat? 👻 Don't let your wealth-building goals become a financial fright!I'm offering a FREE, 15-Minute Strategy...
30/10/2025

Trick or Treat? 👻 Don't let your wealth-building goals become a financial fright!

I'm offering a FREE, 15-Minute Strategy Chat on wealth creation for all my followers this Halloween season.
While I have deep roots from living and working in the Holland Park area for 18 years, my advice is designed for anyone, anywhere who is serious about building wealth today.
Use this quick session to discuss:
• Wealth Strategy: Are you on the right path?
• Investment Clarity: Get a quick second opinion.
• Action Plan: Your next immediate step for financial growth.
No tricks, just a dedicated chat to help you build your future.
DM me or comment below to book your free strategy session!


Thinking of selling in spring? You're not alone. New listings were up 14.4% in August, which suggests that a lot of peop...
30/10/2025

Thinking of selling in spring? You're not alone. New listings were up 14.4% in August, which suggests that a lot of people want to sell in the next few months.

If you're looking to get your home ready for sale, here are five tips that can make a big difference:

Street appeal 🏡 Tidy your garden, mow the lawn, and clean the driveway to make a great first impression.

Declutter 📦 Remove excess furniture and personal items so buyers can imagine themselves in the space.

Let the light in ☀️ Open curtains and blinds to take advantage of natural light, and clean your windows.

Fix the small things 🛠️ Tighten leaky taps and replace broken tiles to prevent buyers from forming bigger concerns.

Professional styling ✨ Consider getting a professional stylist to highlight your home’s strengths and attract more interest.

Selling in spring can be very rewarding. Let's have a chat about how to get you ready for your next move.

My business is built on local roots, but my reach is Australia-wide! 🇦🇺As a business owner, I value integrity and hard w...
17/10/2025

My business is built on local roots, but my reach is Australia-wide! 🇦🇺
As a business owner, I value integrity and hard work. That means every client, from Sydney to Perth, gets top-tier service and access to our vast network of lenders.
Get professional, nationwide advice with a personal touch.
Ready to make your move? Book a quick call today!

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Holland Park, QLD
4121

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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