Mortgage Choice in Greensborough

14/04/2025

Thank you so much for your kind words Liz! We’re thrilled to hear that Cody and the team made the home loan process smooth and easy for you. 🙏

09/04/2025

Looking to purchase your first home, next home, or refinance your existing loan?

Take the next step in your home loan journey by attending an appointment with a mortgage broker in our team, and you’ll go into the running to win a $25,000 Luxury Escapes voucher.

Book your appointment with us now 👇
www.mortgagechoice.com.au/greensborough1

16/12/2024

Our clients truly make what we do so rewarding. One of our amazing clients stopped by with a thoughtful gift for Jonathan Lee to say thanks for helping with their home loan. It's gestures like these that remind us why we’re so passionate about what we do—helping you achieve your dreams!

Got a story about how we've helped you? Share it with us below, or tag us! 🌟

23/08/2024

HECS debt can reduce your home loan borrowing power, but not in the way you may expect.

HECS debt repayments are based on your income, not on the size of the debt itself. The more income you make, the higher your HECS debt repayments will be. For example, if you earn $60,000, the HECS debt repayment rate is 2.0%, but if you earn $90,000, your repayment rate is 5.5%.

When it comes to assessing your borrowing power, lenders will focus on what your HECS debt repayments are, rather than the size of the debt itself. This is so they can determine how much money you’d be left with in your take-home pay, and whether you could service a home loan.

If you’re interested in understanding more about how your HECS debt could affect your borrowing power, talk to us today.

20/08/2024

Ready to dive into the world of home ownership? It’s important to understand the steps involved to ensure you’re prepared.

To learn more, reach out to us to receive our Property Ownership Guide today.

19/08/2024

The fundamentals of property investment success boils down to the following basics:

📍What you buy.
📍What you can afford.
📍How you structure your debt.

Our free, downloadable guide explains the costs and steps associated with the purchase of an investment property, positive/negative gearing as well as pros and cons of houses vs. units.

Download now: https://www.mortgagechoice.com.au/jonathan.lee/tools-resources/guides

16/08/2024

Life never stands still. As a general rule of thumb, it’s a good idea to review your home loan.

13/08/2024

A mortgage broker acts as your advocate with lenders. Your broker will crunch the numbers and review the options to find the best loan for your situation. They’ll also handle the application process – and all the paperwork – on your behalf.

With a mortgage broker in your corner, you’ll receive expert home loan advice and ongoing support. Talk to us today.

06/08/2024

Click on the link below to find out the five most common reasons why people choose to refinance their loans:

https://www.mortgagechoice.com.au/guides/five-reasons-to-refinance/

23/07/2024

Click on the link below to find out the five most common reasons why people choose to refinance their loans:

People choose to refinance their loans for many different reasons. Here are five of the most common ones.

18/07/2024

As a borrower, it’s wise to become familiar with the different features offered in home loan products. This knowledge will help you decide which loan is the most suitable for you.

Talk to us today to learn more about these features.

16/07/2024

If you’re paying off your home loan in monthly repayments, there could be an opportunity for you to save both money and time on your loan if you switch to fortnightly repayments.

By making 26 fortnightly repayments instead of 12 monthly repayments, you’re essentially making one additional monthly payment off your loan each year. As a result, you could be shortening the life of your loan and lowering the total amount you need to pay.

If you’d like to know more about your loan repayments, reach out today.