NN Accountability Bookkeeping and Training Group - Xero Training & Setup

09/10/2026

: The Federal Government has paused a planned ban on credit card tax payments until next financial year following days of pushback from small business groups.

The move backtracks on an earlier Tax Office decision to stop card payments, ahead of upcoming surcharge rule changes.

30/09/2026

Card surcharges end tomorrow. Is your business ready?

From 1 October 2026, businesses can no longer add a surcharge to eftpos, Mastercard or Visa card payments.

For many small businesses, that surcharge has been part of everyday trading for years. So its easy to miss one of the places where it still appears.

Tonight is a good time to do a quick check, so tomorrow runs smoothly for you and your customers.

Key Takeaways

* Invoices: Check that your invoice templates, and any invoices already sent or scheduled, dont include a credit card fee.

* Signage: Remove any signs near your register, and any notices on your website, about card fees.

* EFTPOS machine: Some providers will switch off surcharges automatically, but not all will. Please check with your provider, or look on their website for step-by-step instructions. A few minutes now can save a lot of questions at the counter tomorrow. Have you already made the switch, or is this still on tonight's to-do list?

28/09/2026

25/09/2026

Is your Xero file healthy?

Your Xero file might look fine at first glance — but that doesn’t always mean your numbers are accurate.

Over time, small issues can build up:

🔹 Bank accounts not fully reconciled
🔹 Transactions coded to the wrong accounts
🔹 Incorrect GST codes
🔹 Old unpaid invoices or bills
🔹 Duplicate transactions
🔹 Unusual or incorrect Balance Sheet balances
🔹 Payroll or superannuation issues
🔹 Bank rules creating incorrect transactions
🔹 Accounts that are no longer needed

That’s where a Xero Health Check can help.

It’s a review of your Xero file to identify areas that may need attention and help make sure your records are accurate, organised and giving you reliable financial information.

Think of it as a check-up for your Xero file before small problems become bigger ones.

💡 When was the last time you checked the health of your Xero file?
We’ve also created a FREE Xero Health Check Guide to help business owners quickly review their own Xero file and spot some of the common warning signs.

👉 If you’d like a copy, you can download it on our website or send us a message and I’ll be happy to share it.

16/09/2026

Bookkeeper or Accountant? 🤔

They’re not the same — and knowing the difference can make a big difference to your business.

One keeps your numbers organised.
The other helps you understand what those numbers mean and what comes next.

Check our video to see who does what 👇

04/09/2026

A recent Xero influencer campaign has caused quite a reaction among accountants and bookkeepers.

Xero doesn’t replace your accountant. And neither does AI.

The message was essentially that small businesses could use Xero and AI instead of paying an accountant.

And honestly?

I think this conversation is worth having.

Because AI absolutely IS changing accounting.

It can help businesses:

✅ Automate bookkeeping
✅ Categorise transactions
✅ Reconcile accounts
✅ Produce reports
✅ Analyse financial data
✅ Identify unusual transactions
✅ Save hours of manual work

And I am completely on board with that.

But there is a BIG difference between producing financial information and understanding what that information means for your business.

A software platform can tell you that your profit is down.

But will it ask:

👉 Why?
👉 Is your pricing wrong?
👉 Are your margins falling?
👉 Is your cash flow becoming a problem?
👉 Are your expenses increasing unnecessarily?
👉 Are you meeting your Australian tax and compliance obligations?
👉 Is the information in Xero actually correct in the first place?

And perhaps most importantly…

Who is there when you don't know what question to ask?

That's where I believe the role of accountants and bookkeepers is changing.

We shouldn't be fighting AI.

We should be using it.

The future isn't:

❌ Accountant OR AI
It's:
🤝 Accountant + AI + Xero

Let technology handle more of the repetitive work.

Let accountants spend more time on the things technology can't replace easily — judgement, context, strategy, accountability and human conversations.

As accountants, we need to adapt.

As business owners, we should embrace technology.

But don't confuse having access to your numbers with having someone who understands your numbers.

That's a very different thing.

What do you think? Has AI made your accountant more valuable — or do you think it will eventually replace them?

03/09/2026