Elev8 Business Advisory & Tax

09/10/2026

Why we do what we do.

Our clients are important to us. More important is knowing we are adding real value to our clients' business and financial journey. Reviews like these remind us that it is working.

Thank you both for taking the time to share this. It means a lot to the Elev8 team.

If the year ahead feels worth a proper think, we'd be glad to help.

📞 07 5618 8181 | [email protected]

30/09/2026

SME commercial accountants, we know your side of the desk.

Our background includes years in commercial accounting: month-end close, board packs, cash flow, and the tax question that lands at 4:55pm with no one to check your thinking against.

The best external accountant isn't always the most technical. It's the one who picks up the phone, understands the pressure, and makes sure you walk into the board meeting prepared.

That's how Elev8 works with CFOs, financial controllers, finance managers, internal accountants and bookkeepers for SMEs. We are a sounding board on tax, structuring and the bigger decisions, working alongside you, not around you.

If that would be useful in your role, feel free to reach out.

24/09/2026

Thinking of selling your business one day? The best time to prepare is well before a buyer shows up. Swipe for the high-level guide, or just call us on 07 5618 8181.

19/09/2026

Changing SMSF accountants isn't the hassle people think it is.

Here's the whole process:

✅ You say go ahead - we request the fund's records from your current accountant
✅ You nominate us with the ATO - five minutes in Online services for business with your myID
✅ Nothing inside the fund moves - same deed, same ABN, same trustees, same bank account, same investments
✅ We pick up from the last signed financials

One step is yours. The rest is ours.

Two things people trip on: the ATO doesn't tell us you've nominated, so message us when it's done — and the nomination lapses after 28 days.

Bring us your SMSF file and we'll quote fixed-fee, at least 10% under last year's.

17/09/2026

Your business has grown. Has your structure grown with it?

Most businesses start simple - one person, one ABN, a ute and a phone.

And that’s often exactly right at the start.

But five years later, there might be staff, contracts, machinery, property and a family to look after while the business structure is still the same one set up on day one.

A few signs it might be worth reviewing:

→ You’re earning significantly more than when you started
→ You own expensive equipment in the same name that signs contracts and employs people
→ Your partner or family is now involved in the business
→ You’re thinking about buying property or bringing in a business partner
→ You’d like to sell or hand the business over one day

Your business structure affects things like tax, asset protection, how you bring others into the business, and how easily you can grow or eventually step away.

Changing structure isn’t always the answer. Sometimes your current setup is still the right one.

But it’s worth reviewing rather than assuming.

If you set your structure up years ago and haven’t looked at it since, I’m always happy to have a chat and see whether it still makes sense.

31/08/2026

19/08/2026

You bought a franchise to own a business. What you actually own is more complicated than that.

Hospitality franchisees are some of the hardest working business owners I deal with.

They've invested $300k, $500k, sometimes more. They're putting in 60 hrs weeks. The brand is well known, the system is proven, and the customers keep coming.

And yet the numbers often don't reflect the effort.

Here's why the economics of a hospitality franchise are different and why they need to be understood before you sign, not after.

The royalty and marketing levy comes off the top. Before wages, food cost or rent, the franchisor takes their percentage of gross revenue. In hospitality this typically runs 8–14% combined. It's fixed, contractual, and payable whether you had a good week or a bad one. Every other margin sits underneath it.

You don't fully control your cost base. The franchisor specifies your suppliers, fit out, menu, systems and often trading hours. If your labour market is tighter than average or your rent is higher than the model assumed, you can't offset it the way an independent operator can.

The earnings figures in the disclosure document are not a promise. They usually reflect top quartile stores or network averages from flagship locations. Your specific site, your specific rent those determine your outcome. Model your own numbers from the ground up, not from the disclosure document down.

None of this means a hospitality franchise is a bad investment. Some are genuinely excellent businesses. But the ones that work are run by operators who understood what they were buying a licence to use a system, with a specific cost structure attached.

If the numbers feel harder than they should, start by pulling apart the P&L by cost category. Understand what's left after the franchisor's take and the rent. That number tells you what you're actually working with.

If you are looking at buying a franchise or struggling to make the numbers work and would like some sound advice, please contact us on the details provided below.

17/08/2026

You've got $2 million in equipment sitting in the yard. How's the business structure protecting it?

Yellow goods operators are some of the most asset-heavy small businesses in Australia.

An excavator. A grader. A dozer. Maybe a fleet of tipper trucks. The capital tied up in a single machine can run to $400,000 or more and most operators have several.

The business is built around that iron. But often the structure around the business hasn't kept pace with how much those assets are worth.

A few things worth thinking about:

Equipment finance and tax. The instant asset write-off has been a useful tool, but it doesn't suit every situation. Depending on your tax position, your cash flow and your finance structure, there are scenarios where writing off too much too fast works against you. It's worth modelling before you pull the trigger on the next machine.

Asset protection. If your equipment is owned in the same entity that employs people, takes on contracts and carries liability - everything is in one basket. A separate asset-holding structure is worth considering when the numbers get to this level.

Cash flow between jobs. Civil and earthmoving work is lumpy. A large contract finishes, the next one doesn't start for six weeks, but the finance repayments, insurance and fuel keep running. The businesses that manage this well maintain a buffer that's calibrated to their actual fixed costs, they know exactly how many weeks they can carry without new revenue.

The infrastructure pipeline in South East Queensland is significant. There's real opportunity for operators who have their business fundamentals sorted.

Happy to chat if you'd like to talk through the numbers.

13/08/2026

🥇 WELCOME ON BOARD – GOLD SPONSOR 🥇

Rai Sekuwa & MoneyQuest Southport Present
NCGC TEEJ 2026 🇳🇵❤️

is proud to welcome Elev8 Business Advisory & Tax as a Gold Sponsor.

📊 Business Advisory | Accounting | Tax | Growth

Elev8 Business Advisory & Tax is a Gold Coast-based CPA Public Practice firm helping small and medium businesses gain clarity over their numbers, make better decisions and build businesses that last.

Led by Pankaj Halwai, CPA – Director, Elev8 takes an advisory-focused approach that goes beyond traditional tax compliance, working alongside business owners to support their financial and strategic goals.

Their services include:

📑 Accounting & Tax Compliance
💼 Business Advisory
📈 Tax Planning
💰 Virtual CFO Services
🏢 Business Structures & Asset Protection
🏦 SMSF Services
🔨 Construction & Trade Services
📚 Bookkeeping & Payroll Solutions
🚀 Business Start-Up Services

With a focus on clarity, compliance and growth, Elev8 works with businesses across the Gold Coast and Australia, providing practical financial and strategic advice to help business owners move forward.

We sincerely thank Elev8 Business Advisory & Tax and Pankaj Halwai for their generous support of NCGC Teej 2026 and for standing alongside our community.

Your support helps us bring our community together and celebrate our culture, traditions and achievements. 🇳🇵❤️

🌟 NCGC TEEJ 2026 🌟
📅 Wednesday, 9 September 2026
🕠 From 5:30 PM onwards
📍 Southport Community Centre

🥇 ELEV8 BUSINESS ADVISORY & TAX

Pankaj Halwai, CPA
Director

📞 07 5618 8181
📧 [email protected]
🌐 elev8ba.com.au

📍 Unit 25/42 Bundall Road, Bundall QLD 4217

🙏 Let's give a warm NCGC welcome to our Gold Sponsor — Elev8 Business Advisory & Tax!

Clarity. Compliance. Growth. 📊🇳🇵❤️