02/10/2026
From 1 December, the ATO stops taking credit cards. If your BAS has been riding on your card, the clock is ticking.
Two changes have landing at once, and together they squeeze cash flow:
The surcharge ban started YESTERDAY. You can no longer pass Visa, Mastercard or eftpos fees on to customers, so that 1 to 2% now comes straight out of your margin.
The ATO stops accepting credit cards after 30 November. The 30 to 55 days of interest-free float many owners used to cover BAS goes with it.
If the BAS only got paid because of the credit card, the problem was cash flow all along, not the card.
Want help setting up your tax buffer or a rolling cash flow forecast? Send us a DM or book a chat via the link in bio.
General information only. It doesn’t take your personal circumstances into account.
ATO GST SurchargeBan GoldCoastBusiness BusinessAdvisory