VJC Business and Wealth Advisory, Accountancy and Taxation

Incorporated in 1983 we are a family business which provides holistic financial advice, we aim for clients to benefit from our extensive and broad expertise in our core activities of Chartered Accountancy and Taxation, Lending and Finance, Wealth Management, Investment and Protection. We are highly qualified professionals providing a boutique advice service with direct principal contact targeting

SMEs & their owners; -we focus time and attention on professional and personal development,
-were proud that our business grows organically from referrals only, the majority of our clients have been with us for over a decade, many over 2 -we boast a network of professionals who share our values

Is Your Business Ready for Sale?Before listing your business, step into the buyer’s shoes and ask: “What would I critici...
05/11/2025

Is Your Business Ready for Sale?

Before listing your business, step into the buyer’s shoes and ask: “What would I criticise if I were buying this business?”

Addressing this could mean the difference between a quick, high-value sale and months of discounted offers.

Read further on our latest blog post LINK IN BIO NOW

Why investing feels emotionalInvesting can trigger strong emotions — even experienced investors worry about market ups a...
30/10/2025

Why investing feels emotional

Investing can trigger strong emotions — even experienced investors worry about market ups and downs.

Successful investing starts with understanding your attitude to risk and your financial goals.

Read further, link in bio!

Most people know the importance of having an Enduring Power of Attorney (EPOA). If you become unable to make financial d...
23/09/2025

Most people know the importance of having an Enduring Power of Attorney (EPOA). If you become unable to make financial decisions, your attorney can step in and manage things on your behalf.

But here’s the catch – not all EPOAs are created equal. In fact, most standard documents are too limited and don’t allow your attorney to do the things you’d reasonably expect.

LINK IN BIO to read further… https://vjc.com.au/how-effective-is-your-enduring-power-of-attorney/

What’s the Best Way to Hold an Investment Property?There is no one-size-fits-all answer. The ideal ownership structure d...
17/09/2025

What’s the Best Way to Hold an Investment Property?

There is no one-size-fits-all answer. The ideal ownership structure depends on your unique financial situation, your goals, and how the property is expected to perform over time. That said, there are some useful principles to guide your thinking.

LINK IN BIO to read further… https://vjc.com.au/whats-the-best-way-to-hold-an-investment-property/

Your Guide to Being an Executor of a Will:What Happens When Someone Passes Away?When a loved one dies, there are urgent ...
10/09/2025

Your Guide to Being an Executor of a Will:

What Happens When Someone Passes Away?

When a loved one dies, there are urgent tasks to take care of straight away, and others that may take months to finalise.

In many cases, it falls to the executor named in the Will to handle these responsibilities.

Executors are chosen because they are trusted, have relevant skills, or are beneficiaries themselves.

If you don’t feel comfortable or capable of taking on this role, you do have the option to decline the appointment.

LINK IN BIO to read further… https://vjc.com.au/your-guide-to-being-an-executor-of-a-will/

What is a Transition to Retirement Income Stream (TRIS)?A Transition to Retirement Income Stream (TRIS) allows Australia...
28/08/2025

What is a Transition to Retirement Income Stream (TRIS)?

A Transition to Retirement Income Stream (TRIS) allows Australians who’ve reached their preservation age (currently 60 for most) to access part of their superannuation while still working.

It’s a smart way to ease into retirement, whether full-time or part-time without giving up your job just yet.

LINK IN OUR BIO to read further https://vjc.com.au/what-is-a-transition-to-retirement-income-stream-tris/

BOOST YOUR SUPER WITH DOWNSIZER CONTRIBUTIONS..Are you aged 55 or over and thinking about selling your home? The Downsiz...
25/07/2025

BOOST YOUR SUPER WITH DOWNSIZER CONTRIBUTIONS..

Are you aged 55 or over and thinking about selling your home? The Downsizer Contribution could be a powerful way to boost your retirement savings.

Read further on this mornings blog post: https://vjc.com.au/boost-your-super-with-downsizer-contributions/

Happy Friday!

When it comes to estate planning, many people don’t realise that your superannuation doesn’t automatically form part of ...
13/06/2025

When it comes to estate planning, many people don’t realise that your superannuation doesn’t automatically form part of your Will

Unless you actively direct it, your super fund trustee will decide where your super goes when you die — and it might not be where you intended.

Link in bio to read further.. https://vjc.com.au/super-nomination-advice/

TRUSTS ARE GREAT, BUT IN MOST CASES NOT FOR OWNING YOUR FAMILY HOME..Property investors using discretionary (family) tru...
06/06/2025

TRUSTS ARE GREAT, BUT IN MOST CASES NOT FOR OWNING YOUR FAMILY HOME..

Property investors using discretionary (family) trusts to hold investment properties do so often to deliver advantages like;

· asset protection,

· flexible estate planning,

· and possible tax savings.

But a discretionary trust does not get the land tax threshold in NSW and hence only in certain circumstances does this ownership work.

We can help you make the right decisions

Check out our latest blog post and contact us to discuss your situation and explore the best structure for your assets!

LINK IN BIO https://vjc.com.au/trusts-are-great-but/

Address

220 Victoria Road
Drummoyne, NSW
2047

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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