Ten Hats Accounting

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We help owners of small businesses to understand the relationship between their actions and the financial numbers - so they can make better business decisions more confidently.

Every tradie knows the right tool makes the job quicker and cleaner. 🛠️ Running your business is no different.You can b...
31/08/2026

Every tradie knows the right tool makes the job quicker and cleaner. 🛠️

Running your business is no different.

You can be brilliant on the tools, but if the numbers are blunt, the cash flow is tight, or the structure is shaky, growth gets hard. Really hard.

That is where we come in.

At Ten Hats Accounting, we work with tradies who want more than just lodging a tax return. We help you understand how today’s jobs affect tomorrow’s profit. What hiring that apprentice really means for cash flow. When it is time to invest in new equipment. And how to build a business that does not rely on you doing everything.

No charge for calls. No ticking clock in meetings. Just straight conversations about how to grow your business properly.

If you are a tradie looking to build something solid, speak to the team that gets you. 👷‍♂️📊

Small details make a big difference.In business, it’s rarely the big, dramatic moves that trip you up. It’s the tiny num...
31/08/2026

Small details make a big difference.

In business, it’s rarely the big, dramatic moves that trip you up. It’s the tiny numbers hiding in plain sight. A margin that’s a few percent too thin. Expenses creeping up month by month. Stock sitting just a little too long.

When you take the time to really examine the detail, patterns jump out. Opportunities appear. Risks become manageable.

That’s what we help you do.

At Ten Hats Accounting, we look closely at how your everyday decisions affect your cash flow, profit and tax. Then we explain it in plain English, step by step, so you can make confident calls without the stress.

Because when you understand the fine print in your own business, you’re in control.

Ready to take a closer look at your numbers? 🔍📊

Growth can be a good problem to have. But when sales are flying, staff numbers are climbing and cash feels tighter than...
30/08/2026

Growth can be a good problem to have.

But when sales are flying, staff numbers are climbing and cash feels tighter than it should, that’s when small business owners start losing sleep.

Scaling changes everything. Your pricing. Your margins. Your cash flow. Even the way your team makes decisions day to day. What worked at $500k turnover rarely works at $2 million.

This is where having a clear financial game plan matters. Not just tidy books, but forward planning, cash flow forecasting and straight-talking advice about what you can afford and when.

That’s the role of a Virtual CFO. Someone in your corner who connects the dots between your big decisions and the numbers behind them. So you can grow with confidence, not guesswork.

At Ten Hats, we help you build the structure your business can grow into, not scramble to catch up with.

If growth feels exciting and a little chaotic, let’s steady the ship. 📈

💼

Success isn’t a solo sport.Behind every strong business is a team of people helping carry the load. Whether it’s your ac...
30/08/2026

Success isn’t a solo sport.

Behind every strong business is a team of people helping carry the load. Whether it’s your accountant, your staff, your suppliers or even your local footy club you sponsor, growth happens when everyone works together.

At Ten Hats, we reckon small business owners already wear enough hats. That’s why we help you build a structure that supports your growth, so you’re not doing it all alone.

Because when your business thrives, your whole community benefits. And that’s a win for everyone. 👟🏃‍♀️🏁

Running a small business can feel like a bit of a puzzle sometimes. 🧩You’re juggling sales, staff, cash flow, tax, compl...
29/08/2026

Running a small business can feel like a bit of a puzzle sometimes. 🧩

You’re juggling sales, staff, cash flow, tax, compliance and about a dozen other moving parts. When one piece is out of place, you feel it. Usually in the form of stress.

Most of the “pain” we see in business isn’t bad luck. It’s a gap in systems, structure or understanding the numbers. And the good news is, gaps can be fixed.

That’s where wearing the right hats matters. Strategy. Cash flow. Tax planning. Pricing. Team structure. When each piece fits where it should, the bigger picture starts to make sense and the pressure eases.

After 30 years working with small business owners, I can tell you this. Clarity around your numbers changes everything. It turns worry into decisions, and decisions into progress.

If a few pieces aren’t quite clicking into place, let’s sort them out together. No charge for a chat. Just practical advice that helps your business grow stronger. 💬📊

Strong communities don’t happen by accident.They’re built by small business owners who show up every day, back their cus...
28/08/2026

Strong communities don’t happen by accident.

They’re built by small business owners who show up every day, back their customers, employ locals, sponsor the footy club and keep money circulating close to home.

When you run a business, you’re not just chasing profit. You’re creating connection. A job for someone’s daughter. A service a neighbour relies on. A reason for people to shop local instead of clicking elsewhere.

That’s why we take what we do seriously. When your business grows stronger, the whole community benefits. Better decisions. Clearer numbers. Less stress. More confidence to invest, hire and expand.

We don’t charge for phone calls or meetings because understanding your business properly matters. Real advice comes from real conversations.

Small businesses are the threads that hold communities together. We’re here to help you keep weaving something stronger. 🧡

Running a business without a plan is like heading off on a long ride with no map and half a tank of fuel.You might get s...
28/08/2026

Running a business without a plan is like heading off on a long ride with no map and half a tank of fuel.

You might get somewhere. But it probably won’t be where you meant to go.

Every solid journey needs preparation. The right gear. A clear destination. And regular checks along the way to make sure you’re still on track.

It’s no different in business.

Cash flow is your fuel.
Your structure is the frame holding everything together.
Your systems are what keep things running smoothly when the road gets rough.

Too many owners try to do it all themselves for too long. Wearing every hat, juggling every decision, hoping nothing breaks down at the worst possible time.

With the right guidance, you can plan the journey properly. Build a structure your business can grow into. Understand how each decision affects the bottom line before you make it.

That’s how you move forward with confidence, not stress.

If you’re ready to map out the next stage of your business journey, let’s have a chat. No charge for the call. Just practical direction and clear advice. 🧭

🏍️📈

Behind every small business is someone who genuinely cares.It takes guts to open the doors each day. To employ locals. T...
28/08/2026

Behind every small business is someone who genuinely cares.

It takes guts to open the doors each day. To employ locals. To sponsor the junior footy team. To back yourself when things get tight. Small business owners are not just chasing profit. They are building something that matters to the community around them.

That sense of purpose is powerful. But purpose on its own is not enough. It needs structure, good advice and a clear understanding of the numbers to turn hard work into real progress.

That is where we come in.

At Ten Hats Accounting, we help you connect the dots between what you do every day and what it means for your bottom line. No jargon. No surprise bills for picking up the phone. Just practical guidance so you can grow with confidence and keep contributing to the community you care about.

Because when your business thrives, our whole community benefits. 🧡

Here’s the thing about mentoring.It’s not a one-way transfer of wisdom from the “expert” to the business owner. The best...
27/08/2026

Here’s the thing about mentoring.

It’s not a one-way transfer of wisdom from the “expert” to the business owner. The best mentoring relationships are partnerships. Yes, we bring the experience. But we also pick up insights, fresh ideas and real-world lessons from the people running businesses every single day.

After 30 years working with small business owners, I can tell you this. No two businesses are the same, and that’s exactly why we listen first.

At Ten Hats Accounting, we don’t charge for phone calls or meetings because understanding your business properly isn’t an “extra”. It’s essential. The better the conversation, the better the advice.

When you sit down with someone who’s in your corner, challenging your thinking and helping you see the financial impact of your decisions, everyone grows. That’s how stronger businesses are built, and stronger communities follow.

If you’re ready for a proper conversation about where your business is heading, let’s have it. ☕📊

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Address

63 Ridley Street
Charlestown, NSW
2290

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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