Ten Hats Accounting

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We help owners of small businesses to understand the relationship between their actions and the financial numbers - so they can make better business decisions more confidently.

Running a business means switching hats all day long. 👷‍♂️👔One minute you’re on the tools. The next, you’re quoting jobs...
24/06/2026

Running a business means switching hats all day long. 👷‍♂️👔

One minute you’re on the tools. The next, you’re quoting jobs, chasing invoices, managing staff and trying to make sense of the numbers.

You’ve got the vision. You know where you want to take the business. But if the financial side feels foggy, it’s hard to move forward with confidence.

That’s where we come in.

At Ten Hats, we help you connect the dots between what you’re doing on the ground and what it means for your bottom line. Cash flow. Profit. Tax. Structure. The stuff that actually determines whether your hard work builds wealth or just keeps you busy.

You focus on doing what you do best. We’ll help map out the financial path so your business can grow into something bigger than just a job.

No charge for the calls. No ticking clock in meetings. Just practical advice that makes sense. 📊

Why did you start your business in the first place?  For most small business owners, it’s not just about profit. It’s ab...
23/06/2026

Why did you start your business in the first place?

For most small business owners, it’s not just about profit. It’s about family. Flexibility. Being there for the moments that matter while building something of your own.

Running a business and raising a family at the same time means you’re wearing a lot of hats. Leader. Bookkeeper. Decision maker. Mum or Dad. And some days, all before lunchtime.

That’s where we come in.

At Ten Hats Accounting, we help you understand the financial impact of your day to day decisions so you can grow with confidence. No jargon. No surprise bills for picking up the phone. Just practical advice and a clear structure your business can grow into.

Because when your business is stronger, your family is more secure. And that’s what really counts.

If you’re ready to build a business that supports your life, not the other way around, let’s have a chat. ☕

📊👨‍👩‍👧‍👦

Running a small business is a lot like fine dining.It might look calm and polished on the surface, but behind the scenes...
22/06/2026

Running a small business is a lot like fine dining.

It might look calm and polished on the surface, but behind the scenes there’s structure, timing, margins and serious cost control going on.

The best operators know exactly what each plate costs to produce. They know their staffing ratios. They know how many covers they need to break even. That’s not luck. That’s understanding the numbers.

Too many small business owners are flat out serving customers but not watching the “leash on their overheads”. Rent creeps up. Wages expand. Subscriptions multiply. Before you know it, you’re busy but not banking much.

The goal isn’t to just trade time for money. It’s to build a model that works smoothly, where systems, pricing and people are aligned so the business can scale without you burning out.

That’s one of the Ten Hats. Knowing your numbers well enough to make confident decisions without the stress.

When you understand the financial impact of every decision, you stay in control. Simple as that. 🍽️📊

**Head down. Focused. Consistent.**That’s how you build something solid.In business, it’s rarely about charging around t...
19/06/2026

**Head down. Focused. Consistent.**

That’s how you build something solid.

In business, it’s rarely about charging around the paddock making noise. It’s about turning up every day, doing the basics well, and steadily moving forward.

Cash flow managed. Tax planned. Team aligned. Systems tightened.

Small business success isn’t flashy. It’s disciplined. It’s patient. It’s knowing which “hat” to wear today and sticking at it long enough to see results.

After 30 years working with business owners, I can tell you this. The ones who win aren’t always the loudest or the fastest. They’re the most consistent.

If you keep your head down and focus on the right numbers, growth takes care of itself.

And if you’re not sure which numbers matter most right now, that’s where we come in.

🌾 Steady beats frantic.
📊 Clarity beats guesswork.
💼 Structure beats stress.

What a cracking way to start a Friday.BNI Bayside at Warner’s Bay this morning and the room was buzzing. Coffee flowing,...
18/06/2026

What a cracking way to start a Friday.

BNI Bayside at Warner’s Bay this morning and the room was buzzing. Coffee flowing, business cards swapping hands, real conversations happening. That’s what it’s all about. Building relationships that actually lead somewhere.

Networking isn’t about the hard sell. It’s about trust. Turning up consistently. Helping someone else solve a problem. And before you know it, you’ve built a referral engine that works while you sleep.

At Ten Hats Accounting, that’s exactly how we like to do business. We show up. We listen. We look for ways to add value. Whether it’s cash flow, tax planning, or making sense of the numbers, it all starts with a conversation.

If you’re serious about growing your business, get in rooms like this. Surround yourself with people who want to see you win. It makes a difference.

Happy BNI Friday. Now let’s get back to building great businesses. 💼☕📈

A strong community doesn’t happen by accident. It’s built by small businesses turning up every day.  When you back a loc...
17/06/2026

A strong community doesn’t happen by accident. It’s built by small businesses turning up every day.

When you back a local business, you’re doing more than making a purchase. You’re supporting local jobs, local families and the sporting clubs and charities that keep towns ticking along. That’s how real connection is created.

Small business owners wear a lot of hats. Leader. Employer. Sponsor. Problem solver. And they carry that responsibility with pride because they live in the same community they serve.

At Ten Hats Accounting, we see our role the same way. If we can help you grow a stronger, more profitable business, the benefits flow well beyond your front door. 📈

Stronger businesses build stronger communities. It’s that simple. 🧡

Big goals need the right machine behind them. 🏍️  Running a small business is a lot like heading off on a long road trip...
16/06/2026

Big goals need the right machine behind them. 🏍️

Running a small business is a lot like heading off on a long road trip. You need balance. You need visibility. You need protection for when the road gets rough. And you need the confidence that what you’re riding can actually handle the distance.

Too many owners try to power ahead without the right structure underneath them. No clear cash flow plan. No tax strategy. No understanding of how today’s decisions affect next quarter’s results.

That’s where we come in.

At Ten Hats Accounting, we help you build a business that’s designed for the long haul. Clear numbers. Simple explanations. Practical advice you can actually use. No charge for picking up the phone and having a conversation.

Because when you understand the financial side of your business, you make better decisions. And better decisions make for a much smoother ride.

Ready to plan your next stretch of road? 🛣️

🚀

**Still running your workshop flat out but not seeing the profit to match?** 🔧Being a great mechanic is one thing. Turni...
14/06/2026

**Still running your workshop flat out but not seeing the profit to match?** 🔧

Being a great mechanic is one thing. Turning that hard work into real financial horsepower is another.

We work with mechanics who are brilliant on the tools but unsure where the money’s leaking. Pricing that hasn’t kept up. Margins squeezed by parts suppliers. Cash flow that feels lumpy. It’s like having a powerful engine but no idea how much torque it’s actually producing.

At Ten Hats Accounting, we help you understand the numbers behind the workshop. What each job is really earning. How your overheads stack up. When it’s time to hire. And how to build a structure that lets you step back from the tools without losing control.

No charge for calls or meetings. Just straight-talking advice and practical steps to get your business running smoother and stronger.

If you’re ready to shift up a gear financially, let’s talk. 🚗💼

🔩📊

Opening the doors is the exciting part. Keeping them open is the real achievement.  There’s nothing better than seeing a...
11/06/2026

Opening the doors is the exciting part. Keeping them open is the real achievement.

There’s nothing better than seeing a new local business welcome its first customers. It takes guts, long hours and a fair bit of risk to get to that point. 👏

But here’s the truth. The sign on the door is just the beginning. Behind it needs to be cash flow that works, pricing that makes sense, systems that save time, and a clear plan for growth.

That’s where we come in.

At Ten Hats Accounting, we love helping businesses move from “ready to launch” to “built to last.” We help you understand the numbers in plain English, see how your decisions affect your bottom line, and put the right structure in place so you can grow with confidence.

Because being open is great. Staying open and thriving is even better. 💼📈

If you’re starting out or ready for the next stage, let’s build the pathway together.

Growth is exciting. But it can also get messy, fast.  One new staff member turns into three. Revenue lifts, but so do co...
09/06/2026

Growth is exciting. But it can also get messy, fast.

One new staff member turns into three. Revenue lifts, but so do costs. Cash flow gets tight. Suddenly you’re working harder than ever and wondering where the profit went.

Scaling a business shouldn’t feel like flying blind.

At Ten Hats, we take a practical, step by step approach to expansion. No jargon. No guesswork. Just clear numbers and straight answers so you understand exactly how each decision affects your bottom line.

When you can see the financial impact of hiring, investing, or expanding before you do it, you stay in control. That’s how you grow your team and your impact without the stress.

If you’re ready to scale safely and build a structure your business can grow into, it might be time for a proper one to one.

📞 We don’t charge for calls or meetings, so let’s start with a conversation.

💼📊

Address

63 Ridley Street
Charlestown, NSW
2290

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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