The Bottom Line Business Advisory

23/02/2026

Business Owners — Quick Question
Do you actually know what your profit is right now?
Not what it was last June.
Not what your accountant told you 8 months ago.
Right now.
We meet so many hardworking business owners who:
• Are busy
• Are growing
• Are turning over good money
but don’t have clear visibility on:
✖️ Profit
✖️ Tax coming
✖️ Cash flow
✖️ Where money is leaking
And that stress builds up.
At The Bottom Line Business Advisory, we help business owners take control of their numbers — using Xero and simple, practical advice that actually makes sense.
Because accounting shouldn’t feel confusing.
It should give you confidence.
If you want clarity (and fewer tax surprises), send me a message.
Let’s get your business working for you — not the other way around.

23/12/2025

SMSFs aren’t just for older Australians anymore.

The ATO’s latest stats show SMSFs continue to grow-over 653,000 funds, 1.2 million members, and around $1.05 trillion in assets as at June 2025.
What’s changed?
Younger Aussies are setting them up in big numbers, especially people in their 30s and early 40s.
Why?
1. More control over where their super is invested
2. Flexibility to match their lifestyle and income
3. Greater engagement, often leading to more consistent contributions
4. Easier access thanks to modern platforms and low-cost investing
And while most SMSF members are still over 45, the benefits can work at any age — if it suits your situation.
Quick reality check: SMSFs aren’t for everyone. They require time, responsibility, and the right level of savings to be worthwhile.
If you’re wondering whether an SMSF could work for you, flick me a message and we can talk it through.

07/11/2025

Want to cut unnecessary costs, optimise the most profitable parts of the business, and increase your overall return on investment?

Talk to us about how we can work with you to support your ongoing business profitability.

Want to cut unnecessary costs, optimise the most profitable parts of the business, and increase your overall return on investment? Talk to us about how we can work with you to support your ongoing business profitability.

04/11/2025

Which is more important? Cashflow or profit? We’ll explain why getting in control of your cash is vital for the stability and continued success of your business.

Which is more important? Cashflow or profit? We’ll explain why getting in control of your cash is vital for the stability and continued success of your business.

27/10/2025

Accounting tasks don’t have to eat into your business time. With the right cloud accounting software and setup, you can save time and money – while also getting tighter control over your finances.

Accounting tasks don’t have to eat into your business time. With the right cloud accounting software and setup, you can save time and money – while also getting tighter control over your finances.

23/10/2025

There’s been a 3.9% increase in demand for business loans from Aussie businesses. Find out the benefits of extra working capital and what you can do to prepare for a loan application.

14/10/2025

Are you thinking of retiring in the near future? Now’s the time to start planning your exit strategy, so you have a business that delivers the ROI and capital you need to fund your retirement.

Are you thinking of retiring in the near future? Now’s the time to start planning your exit strategy, so you have a business that delivers the ROI and capital you need to fund your retirement.

09/10/2025

Taking stock of the health of your business allows for more effective planning, early warning about issues, and a better course for success. We can help assess your business health, to set you on the right track.

Taking stock of the health of your business allows for more effective planning, early warning about issues, and a better course for success. We can help assess your business health, to set you on the right track.

01/10/2025

A business cash flow forecast will give you vital business intelligence to help you scenario-plan, search for cost-savings and look for strategies that will preserve your cashflow position. Find out how it can help your business.

12/09/2025

Why is good bookkeeping so vital for your financial management? We’ve got some top hacks for maximising your bookkeeping, and the options for outsourcing this job to the professionals.

Why is good bookkeeping so vital for your financial management? We’ve got some top hacks for maximising your bookkeeping, and the options for outsourcing this job to the professionals.

08/09/2025

The ATO’s updated Tax Time toolkit is your 101 guide to business taxes. We’ve summarised the key resources you can find in this toolkit, with links to the ATO site.

The ATO’s updated Tax Time toolkit is your 101 guide to business taxes. We’ve summarised the key resources you can find in this toolkit, with links to the ATO site.

05/09/2025

The ATO recently published some ‘wild claims’ that business owners had tried to make for business expenses. But what CAN you claim and what CAN’T you claim? We have the answers.

The ATO recently published some ‘wild claims’ that business owners had tried to make for business expenses. But what CAN you claim and what CAN’T you claim? We have the answers.