Envision Financial

22/06/2026

The Federal Government has just made a backflip on the proposed Testamentary Trust tax! This is great news for estate planning, especially for those who have already made them part of their Will. But what is a testamentary trust and why would you put a request for one in your Will? Our own financial planner Luke Smith joined 2CC last week to take a deep dive into the Testamentary Trust. If you missed the show catch up on the podcast here: www.envisionfinancial.com.au/luke-on-2cc-testamentary-trust-issues

First time advice clients should make an appointment to explore how we can help with your investment, super, retirement plans (including transition to retirement), while taking the time to understand your own goals, situation and strategy options. To make an appointment call us on 02 6260 4749. Luke’s book ‘Smart Money Strategy’ is out now in all good bookstores and online.

Catch-up with the Strategy Stacker - Luke Talks Money podcast. Testamentary Trust: Prepare and protect for the next generation.

15/06/2026

Exchange Traded Funds (ETFs) are a popular choice for building a diversified investment portfolio, but they are not all built the same! Before you put them in your investment portfolio, there are critical factors you need to consider, from type and costs, to how they generate income. Our own financial planner Luke Smith joined 2CC last week to take a deep dive into ETFs. If you missed the show catch up on the podcast here: https://www.envisionfinancial.com.au/luke-on-2cc-exchange-traded-fund-explained/

First time advice clients should make an appointment to explore how we can help with your investment, super, retirement plans (including transition to retirement), while taking the time to understand your own goals, situation and strategy options. To make an appointment call us on 02 6260 4749. Luke’s book ‘Smart Money Strategy’ is out now in all good bookstores and online.

Catch-up with the Strategy Stacker - Luke Talks Money podcast: Exchange Traded Fund Explained: Are They Right For You?

08/06/2026

The 2026 Federal Budget has caused a lot of noise around investing in real estate. But what’s the reality? Is investing in property still worth it post budget? Our own financial planner Luke Smith joined 2CC last week to talk about this topic. There are key issues to consider – and they need to extend BEYOND the TAX consequences to ensure you have a good investment experience. If you missed the show, catch-up on the podcast here: https://www.envisionfinancial.com.au/luke-on-2cc-buying-an-investment-property

First time advice clients should make an appointment to explore how we can help with your investment, super, retirement plans (including transition to retirement), while taking the time to understand your own goals, situation and strategy options. To make an appointment call us on 02 6260 4749. Luke’s book ‘Smart Money Strategy’ is out now in all good bookstores and online.

Catch-up with the Strategy Stacker - Luke Talks Money podcast: Buying an investment property: Is it still a good decision post budget?

01/06/2026

BIG tax changes are coming as a result of the budget and they might affect how you invest. Our own financial planner Luke Smith joined 2CC last week with special guest host Rhys Kyburz from RSM Australia (a tax and accounting firm) to talk about the changes. There are issues for property investors, shareholders, trust owners, and family estates. Remember, these proposals are not yet law so don’t panic-sell or change your portfolio until you seek advice. If you missed the show, catch up on the podcast here: https://www.envisionfinancial.com.au/luke-on-2cc-budget-tax-changes/

First time advice clients should make an appointment to explore how we can help with your investment, super, retirement plans (including transition to retirement), while taking the time to understand your own goals, situation and strategy options. To make an appointment call us on 02 6260 4749. Luke’s book ‘Smart Money Strategy’ is out now in all good bookstores and online.

Catch-up with the Strategy Stacker - Luke Talks Money podcast: What will the budget tax changes mean for investors and those with trusts?

25/05/2026

There’s a lot of changes coming from the budget and next week at 4.30pm our own Financial Planner will join 2CC with a special guest to talk about. Last Friday though, Luke joined Leon at 2CC to talk about professional advice can save you. The cost you pay for advice can well and truly be covered by the value you receive. It can also help you stop missing opportunities. Also, did you know some professionals’ fees are tax deductible, including those of a financial planner? If you missed Luke on 2CC, catch-up on the podcast here: https://www.envisionfinancial.com.au/luke-on-2cc-why-having-an-adviser-may-save-you-a-fortune/

First time advice clients should make an appointment to explore how we can help with your investment, super, retirement plans (including transition to retirement), while taking the time to understand your own goals, situation and strategy options. To make an appointment call us on 02 6260 4749. Luke’s book ‘Smart Money Strategy’ is out now in all good bookstores and online.

Catch-up with the Strategy Stacker - Luke Talks Money podcast: Why professional advice could save you a fortune!

18/05/2026

Have you paused recently to stop and think about the company you keep? Life is busy and the truth is for most of us, we can’t do everything ourselves. It isn’t just about a positive professional network; it’s also about your social connections too. In this episode our own Financial Planner Luke Smith joined 2CC to talk about the power of the people you have around you. If you missed Luke on 2CC, catch-up on the podcast here: https://www.envisionfinancial.com.au/luke-on-2cc-the-people-you-have-around-you/

First time advice clients should make an appointment to explore how we can help with your investment, super, retirement plans (including transition to retirement), while taking the time to understand your own goals, situation and strategy options. To make an appointment call us on 02 6260 4749. Luke’s book ‘Smart Money Strategy’ is out now in all good bookstores and online.

11/05/2026

Should I go back to work after I retire? What are my options? It’s not uncommon for many retirees to come back to Luke after they’re retired and ask if they’re allowed to go back to work. They miss the social interaction and want a few extra dollars too. The good news is you can! In this episode our own Financial Planner Luke Smith joined 2CC to talk about the options you have. If you missed Luke on 2CC, catch-up on the podcast here: https://www.envisionfinancial.com.au/luke-on-2cc-should-i-go-back-to-work-after-i-retire/

First time advice clients should make an appointment to explore how we can help with your investment, super, retirement plans (including transition to retirement), while taking the time to understand your own goals, situation and strategy options. To make an appointment call us on 02 6260 4749. Luke’s book ‘Smart Money Strategy’ is out now in all good bookstores and online.

Catch-up with the Strategy Stacker - Luke Talks Money podcast: Can I go back to work after I retire? What are my options?

04/05/2026

Tax deductions, superannuation and 30 June 2026. The end of financial year will be here before we know it! Increasingly Australians are making contributions to their superannuation at this time of year to boost their retirement savings and secure a tax deduction. There is a bit to it however. In this episode our own Financial Planner Luke Smith joined 2CC to talk about the options you have. If you missed Luke on 2CC, catch-up on the podcast here: https://www.envisionfinancial.com.au/luke-on-2cc-tax-deductions-superannuation-and-30-june-2026

First time advice clients should make an appointment to explore how we can help with your investment, super, retirement plans (including transition to retirement), while taking the time to understand your own goals, situation and strategy options. To make an appointment call us on 02 6260 4749. Luke’s book ‘Smart Money Strategy’ is out now in all good bookstores and online.

Catch-up with the Strategy Stacker - Luke Talks Money podcast: Tax deductions, superannuation and 30 June 2026. *tax #2026

27/04/2026

I am going to retire in July. What should I get ready so there are no surprises? Many Australians decide to retire at the start of a new financial year. It’s summer in Europe and a great time to travel too! In this episode our own Financial Planner Luke Smith shares his approach to planning for retirement. There’s a lot to consider and you want to make sure you understand where your retirement income comes from, before you give up your work income. If you missed Luke on 2CC, catch-up on the podcast here: https://www.envisionfinancial.com.au/luke-on-2cc-retire-in-july/

First time advice clients should make an appointment to explore how we can help with your investment, super, retirement plans (including transition to retirement), while taking the time to understand your own goals, situation and strategy options. To make an appointment call us on 02 6260 4749. Luke’s book ‘Smart Money Strategy’ is out now in all good bookstores and online.

Catch up with The Strategy Stacker - Luke Talks Money podcast. I am going to retire in July. What should I consider so there are no surprises? #2026

20/04/2026

Imagine missing out on the opportunity to add more money into super – and a tax-free retirement – simply because you didn’t know the rules. It’s an issue that’s front and centre for all those in the retirement planning phase. In this episode our own Financial Planner Luke Smith explores who can add more to super and when can you do it? There are a few ways to get more money in provided you use the right strategies. If you missed Luke on 2CC, catch-up on the podcast here: https://www.envisionfinancial.com.au/luke-on-2cc-who-can-add-money-to-superannuation/

First time advice clients should make an appointment to explore how we can help with your investment, super, retirement plans (including transition to retirement), while taking the time to understand your own goals, situation and strategy options. To make an appointment call us on 02 6260 4749. Luke’s book ‘Smart Money Strategy’ is out now in all good bookstores and online.

Catch up with The Strategy Stacker - Luke Talks Money podcast. Who can add money to super and when? Don't miss out on a tax-free retirement #2026