Optitax

24/09/2026

📢 Card surcharges are ending on 1 October 2026: here's what you need to know

From 1 October 2026, following the Reserve Bank of Australia's (RBA) reforms, businesses will no longer be able to add a surcharge when customers pay by eftpos, Mastercard or Visa cards, including credit, debit and prepaid cards.

🛍️ For shoppers:
The price you see is the price you pay. No more surprise fees at the checkout when you tap or pay by card. If you're charged a surcharge on these cards after 1 October, you can raise it with the business.

🏪 For businesses that currently surcharge:
Now is the time to get ready. Before 1 October, you'll need to:
✅ Switch off surcharging on your payment terminals and online checkout
✅ Update signage, menus, invoices and website notices that mention surcharges
✅ Review your pricing to account for payment costs
✅ Brief your staff so they can answer customer questions

The RBA is also lowering the fees banks charge on card transactions, which should help reduce the cost of accepting card payments for many businesses.

Any questions? Our team is here to help. Send us a message or call 1300 678 482 💬

22/09/2026

How much do you actually need to retire comfortably? 💰

The "magic number" for retirement keeps moving — and the latest figures might surprise you. Whether you're 10 years out or just starting to think about it, knowing where you stand now makes all the difference later.

We've broken down the latest numbers so you can see exactly what a comfortable retirement really costs in today's terms 👇

Have you ever wondered how much superannuation you will have and need in retirement? The answer is it depends on a range of factors, such as your lifestyle goals, whether you have paid off your mortgage, your financial situation, whether you live a relatively healthy lifestyle, your likely life expe...

11/09/2026

Reviews like this make our day! 💛
Thank you to this wonderful client for trusting our team with your business finances.
Watching new business owners grow in confidence, is exactly why we do what we do.

04/09/2026

With the Government set to impose a minimum 30% tax on discretionary or “family” trusts from 1 July 2028, it’s probably time to start thinking about what you should do about any existing family trust you have.

What will theses these trust changes mean for you? Get in touch with us today and plan ahead for your future.

☎️ 1300 678 482
📨 [email protected]
💻 www.optitax.com.au

With the Government set to impose a minimum 30% tax on discretionary or “family” trusts from 1 July 2028, it’s probably time to start thinking about what you should do about any existing family trust you have. And this could include giving serious consideration to what may be involved in using...

31/08/2026

📢 Big news for our clients!

We're excited to introduce a sneak peak of our very first newsletter — designed to keep you informed, prepared, and ahead of the curve when it comes to your finances.

In this edition:
✅ RENTING OUT YOUR HOME - AND THE CGT AND NEGATIVE GEARING CHANGES
✅ THE WHEELS NOW IN MOTION FOR FAMILY TRUST CHANGES
✅ WHAT YOU NEED TO RETIRE: The Latest Numbers
✅ SALARY SACRIFICING TO SUPER
✅ SHOULD YOU SELL BEFORE 1 JULY 2027?

Whether you're an individual client or a business owner, this newsletter is built to help you make more confident financial decisions — delivered straight to your inbox, once a month.

📩 Want in? Send us a message or comment "NEWSLETTER" below and we'll get you signed up!

We can't wait to share this with you. 🙌

02/07/2026

Thanks for visiting us at our Bunbury office this morning Bunbury Community Radio!

The Bunbury Kia *Buzz* was on the road again this morning! Went to Sponsor OPTITAX, 29 Bonnefoi Boulevard, Bunbury. Yes it's tax time. 🤦🏼‍♂️ Let Stewart & Julie help you get your tax return sooner. They are pictured with Enzo & John.

Hope YOU caught up with them!

22/06/2026

Can you believe it's nearly that time of year, again!!

By late July, your income statement will be marked as ‘tax ready’, and your data will have been pre-filled. When this happens, you’ve got the green light to lodge your 2026 tax return.

Last year, taxpayers who lodged BEFORE pre-fill were more than twice as likely to have their returns amended.

Don’t be like them 😰

We need time to receive info from your employer, banks, government agencies and health funds so we can get it right the first time.

If you would like Optitax to assist with your tax obligations, reach out to the friendly team in Bunbury, Derby or Perth 👇

☎️ 1300 678 482
📨 [email protected]
💻 www.optitax.com.au

The ATO is warning taxpayers not to rush to lodge

09/03/2026

💼 Payday Super is coming – is your business ready?

From 1 July 2026, a major change is coming to how superannuation is paid in Australia.

Under the new Payday Super rules, employers will need to pay Superannuation Guarantee (SG) contributions at the same time as wages, instead of quarterly.

📌 What this means for businesses:
• Super will need to be calculated every pay run
• Contributions must reach the employee’s super fund within a short timeframe after payday
• Payroll systems, cashflow planning and processes may need updating

📌 What this means for employees:
• Super will be paid more frequently
• You’ll be able to track contributions sooner in your super fund
• Earlier payments can help grow retirement savings through compounding over time

These changes are designed to reduce unpaid super and improve transparency across the system.

⚠️ While the change doesn’t start until July 2026, many small businesses will need time to review payroll processes, software and cashflow planning.

✅ Need help preparing?
Our team can assist with:
• Reviewing payroll and super processes
• Ensuring your systems are ready for Payday Super
• Cashflow planning and compliance support

📩 If you’re a small business owner and want to get ahead of the changes, get in touch with us today.

☎️ 1300 678 482
📨 [email protected]
💻 www.optitax.com.au

12/01/2026

If you haven’t started your December BAS yet, now’s the time. We help local businesses with BAS preparation and bookkeeping, so you can lodge with confidence and avoid last-minute stress.

☎️Call us today on 1300 678 482
📨 [email protected]
💻 www.optitax.com.au

16/12/2025

As the year comes to a close, we’d like to thank our clients for your trust and support throughout the year. It has been a pleasure working with you, and we appreciate being part of your journey.

We wish you and your loved ones a safe, relaxing, and joyful Christmas, and a happy and prosperous New Year. We look forward to working with you again in 2026! 🎁🎉

✨ Holiday Closure Notice ✨
Our office will be closed from this Friday and will reopen on Monday, 5 January.

☎️ 1300 678 482
📨 [email protected]
💻 www.optitax.com.au