SerRico: Accounting, Tax & Money Management

SerRico: Accounting, Tax & Money Management Welcome to SerRico Accounting. SerRico provides Accounting, Wealth & Tax services to business' & individuals. We take the hard work out of your tax. Daniel

Welcome to SerRico Accounting

✨Private accountant for family groups, business owners and investors
✨ Business structuring, asset protection & compliance
✨ Tax advice for growing portfolios

For those who want their own private proactive accountant Every business needs a CFO & everyone needs a Tax professional who you can to rely on to provide high quality taxation & financial advice. As a former

finalist of Young Entreprenuer of the Year, I understand what it is like being in business & what is needed to succeed. We understand being in business is difficult, especially when it comes to the financials. We work as the 'right hand man' to business owners to take control & grow the financials, to give you the confidence & trust to then focus on other important areas of your business. With a range of packages to suit your needs, we work with your bookkeepers, accountants & finance team to develop them to improve their knowledge, experience & overall performance. With over 20 years of experience I know that business owners need someone who is there for them & their team. Someone they can trust, who they can rely on to take care of the tax & financials. We are there with you, at your business premises, as an integral member of your team, at a fraction of the cost of a full time CFO. We understand tax is daunting, not many people like it & avoid it at all costs, but we love it. Contact us today to learn how we can help you & your business.

A great way to end the week — wrapping up a client meeting and taking a moment to stop, look around, and appreciate the ...
26/06/2026

A great way to end the week — wrapping up a client meeting and taking a moment to stop, look around, and appreciate the surroundings.

At SerRico Accounting, we spend a lot of time in the detail of businesses, but moments like this are a good reminder of the bigger picture — stepping back after meaningful conversations with clients and reflecting on what really matters in their business and ours.

Being on-site with clients gives us real context — how the business operates day to day, the people behind it, and the environment everything happens in. That understanding is what turns accounting from reporting into real, practical advice.

And then there are these in-between moments — where ideas settle, insights connect, and the next steps become clearer.

It’s a simple approach:
• Be present with clients
• Understand the business in its real environment
• Take time to reflect and refine advice
• Turn insight into action

Ending the week this way is a good reminder of why we do what we do.

https://calendly.com/daniel-serrico/intromeeting

At SerRico Accounting, we help business owners turn their numbers into confidence and clarity.When your financials are w...
26/06/2026

At SerRico Accounting, we help business owners turn their numbers into confidence and clarity.

When your financials are working properly, you’re able to:
• Make decisions faster and with certainty
• Understand what’s driving profit and growth in your business
• Stay ahead of tax and cash flow so there are no surprises
• Feel in control of your business instead of reacting to it

Our role is to simplify the numbers and give you clear insight into what’s really happening in your business—so you can focus on growth, not guesswork.

If you want more clarity, better decisions, and stronger financial control in your business, let’s have a chat:
https://calendly.com/daniel-serrico/intromeeting

Related Party Loans: The Silent Risk in Your Wealth StructureMany business owners, investors, and family groups use rela...
25/06/2026

Related Party Loans: The Silent Risk in Your Wealth Structure

Many business owners, investors, and family groups use related party loans between companies, trusts, and individuals as a “temporary” cashflow solution.

But in reality, these arrangements often become long-term and poorly documented — and that’s where the problems start.

Here’s what can go wrong:

• Division 7A exposure – loans from companies to shareholders or related entities can be treated as unfranked dividends if not properly structured and repaid on time
• Unexpected tax bills – what was seen as “accessible cash” can quickly turn into assessable income
• Interest obligations & minimum yearly repayments – missing repayments can trigger adverse tax outcomes
• Trust loan issues (UPEs) – unpaid present entitlements and informal loan accounts can create compliance uncertainty
• ATO scrutiny – these structures are a common review focus where documentation is unclear or inconsistent
• Cashflow distortion – businesses often lose clarity on what is actually available vs what is tied up internally

The challenge is that these issues rarely appear immediately — they usually surface years later when cashflow tightens or the ATO reviews the structure.

The good news is this is completely manageable with the right strategy in place:

• Proper loan agreements and documentation
• Structured repayment plans
• Tax-effective profit extraction strategies
• Clear separation between business, trust, and personal funds
• Ongoing compliance monitoring (not just year-end adjustments)

If you’ve got money moving between entities in your structure, it’s worth reviewing before it becomes a problem.

📩 Book a time here to review your structure and put a clear strategy in place:
https://calendly.com/daniel-serrico/intromeeting

Too many business owners assume that once they’ve hired a bookkeeper or finance team, the job is done.But financial clar...
25/06/2026

Too many business owners assume that once they’ve hired a bookkeeper or finance team, the job is done.

But financial clarity doesn’t come from outsourcing alone — it comes from oversight, direction, and proper review.

Without that, even well-meaning finance teams can produce reports that are incomplete, inconsistent, or simply not giving the insights a business owner actually needs to make decisions.

That’s where SerRico Accounting adds value.

We work alongside business owners to bring structure, confidence, and reliability to their financial information by:

• Reviewing and guiding your finance team or bookkeeper
• Ensuring your reporting is accurate, consistent, and decision-ready
• Translating numbers into clear business insights
• Helping you understand what the financials are actually telling you
• Giving you confidence that nothing important is being missed

The goal isn’t to replace your finance team — it’s to strengthen it.

When your financials are properly reviewed and understood, you stop second-guessing the numbers and start using them to drive better business decisions.

If you want more confidence and control over your financial information, get in touch with us here:
https://calendly.com/daniel-serrico/intromeeting

24/06/2026

Related Party Loans: The Silent Risk in Your Wealth Structure

Many business owners, investors, and family groups use related party loans between companies, trusts, and individuals as a “temporary” cashflow solution.

But in reality, these arrangements often become long-term and poorly documented — and that’s where the problems start.

Here’s what can go wrong:

• Division 7A exposure – loans from companies to shareholders or related entities can be treated as unfranked dividends if not properly structured and repaid on time
• Unexpected tax bills – what was seen as “accessible cash” can quickly turn into assessable income
• Interest obligations & minimum yearly repayments – missing repayments can trigger adverse tax outcomes
• Trust loan issues (UPEs) – unpaid present entitlements and informal loan accounts can create compliance uncertainty
• ATO scrutiny – these structures are a common review focus where documentation is unclear or inconsistent
• Cashflow distortion – businesses often lose clarity on what is actually available vs what is tied up internally

The challenge is that these issues rarely appear immediately — they usually surface years later when cashflow tightens or the ATO reviews the structure.

The good news is this is completely manageable with the right strategy in place:

• Proper loan agreements and documentation
• Structured repayment plans
• Tax-effective profit extraction strategies
• Clear separation between business, trust, and personal funds
• Ongoing compliance monitoring (not just year-end adjustments)

If you’ve got money moving between entities in your structure, it’s worth reviewing before it becomes a problem.

📩 Book a time here to review your structure and put a clear strategy in place:
https://calendly.com/daniel-serrico/intromeeting

Director Loan (Division 7A) PlanningEOFY COUNTDOWN: 6 DAYS TO GOIf you have related party loans in a company or trust st...
24/06/2026

Director Loan (Division 7A) Planning

EOFY COUNTDOWN: 6 DAYS TO GO

If you have related party loans in a company or trust structure, now is the time to review these.

Unmanaged Division 7A loans can create:
• Benchmark interest charges set by the ATO
• Minimum yearly repayment obligations
• Loan agreements that must be correctly structured
• Potential deemed dividends if not handled correctly

Cleaning this up before year-end can reduce risk, reduce compliance pressure, and avoid unnecessary tax outcomes.

In many cases, small planning adjustments now can save significant tax and admin headaches later.

📅 Let’s review your structure before 30 June:
https://calendly.com/daniel-serrico/intromeeting

24/06/2026

💡 Payday Super Starts 1 July 2026 – Watch Your Timing

With payday super starting 1 July 2026, the timing of your June 2026 quarter superannuation becomes critical.

If that June quarter super is paid after year-end, it may count toward your 2027 concessional contributions cap instead of 2026. In some cases, this can mean five quarters of contributions landing in one financial year, increasing the risk of going over your cap.

If you exceed your super cap, you may face:

• Extra tax on excess concessional contributions at your marginal tax rate
• Interest charges from the ATO
• Excess non-concessional contributions taxed up to 47% or forced to be withdrawn
• Additional compliance and ATO administration

Key takeaway

If you have cap space, consider whether your June quarter super should be brought forward into this financial year to avoid unintended cap issues.

📅 Book a time to chat: https://calendly.com/daniel-serrico/intromeeting

24/06/2026

⏳ 1 Week to Go Until 30 June – Last Chance Super Tax Strategy

With just one week remaining in the financial year, now is your final opportunity to take action on one of the most effective tax planning strategies available: superannuation contributions.

This includes:

* Maximising your concessional contributions cap (tax-deductible contributions)
* Using any available carry-forward unused concessional caps
* Reviewing opportunities for non-concessional contributions (if appropriate for your situation)

📞 Important step: Contact your super fund immediately to confirm how much you can still contribute before 30 June.

⸻

💡 Why this matters (real example)

If you contribute $10,000 as a concessional (tax-deductible) super contribution:

* Inside super: taxed at 15% = $1,500 tax
* Outside super (if earned personally at higher rates): could be taxed at up to 44% = $4,400 tax

👉 Difference: around $2,900 saved in tax (~$3,000 saving)

That’s the impact of simply timing and structuring contributions correctly before year end.

⸻

⚠️ Super contributions must be received by your fund before 30 June to count for this financial year — timing is critical.

⸻

If you want to understand exactly how much you can contribute and whether it makes sense for your situation, now is the time to review it.

📅 Book a time here:
https://calendly.com/daniel-serrico/intromeeting

24/06/2026

With just 7 days until the end of the financial year I recommend all business owners consider paying superannuation in time for it to be processed by the superfunds by 30 June in order to claim a tax deduction in this financial year!!

23/06/2026

Business owners: Claim a tax deduction for superannuation this financial year by ensuring you pay the superannuation in time for it to be processed by the superfund by 30 June

Address

Broadbeach, QLD
4220

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+61412373676

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