Justin Tyne Financial Adviser for Professionals, Dental, Medical

03/03/2022

A message with regards to recent weather events, and our offer to assist.

08/02/2022

Market recap for Jan 2022. What a ride!!

 Life insurance and Financial Advice services are provided by Experien Insurance Services Pty Ltd (EIS) ABN 99 128 678 937 and Experien Financial Services Pty Ltd (EFS) ABN 32 631 346 757. EIS and EFS are a Corporate Authorised Representative (No. 320626 and No. 1274354) of Affinia Financial Advise...

25/01/2022

Goodbye '21, Hello '22... Better the devil we knew?? First newsletter for 2022 is out.

It’s January and the start of a new year. Whether you are back at work or enjoying a summer... https://eread.com.au/experien/137971

06/09/2021

Worried about getting a vaccination for COVID-19? Zurich/ OnePath are providing some additional comfort.
"If you suffer Death or disability within 90 days of receiving the COVID-19 vaccination, a one off payment of up to an additional $50,000 across TPD, IP and death insurance.
For income protection, the person must be hospitalised for three days or more.
Of course terms and conditions apply! Contact me for details or head to http://ow.ly/ZEOv50G4C6g

12/05/2021

Were you one of the 413,000 or the 683,000? They are the tv ratings of building the nation (Federal Budget) or building Lego structures (Lego Masters.) For those of you who thought the voyeurism of either Big Brother or adults building Lego was more entertaining, we’ve compiled a Budget analysis, that’s one of the things we do.

For me, the two big things were to do with property. The reduction in age for downsizer contributions to super, and the increase from $30,000 to $50,000 from superannuation for first home buyers. The cynical side of me thinks that this is just like the first home owner grant where the price of real estate shot up by the same amount as the grant. And this is an asset class that can’t pop. There is too much invested in the real estate market from all parties for the music to stop playing. Think about all the stamp duty the state government receives. When you consider that they charge a percentage of the purchase price, as do agents on the sale price, So if there’s a 3% fee and the value keeps increasing, that is more and more every time you buy or sell. I wouldn’t be brave enough to label stamp duty a commission, because according to the Royal Commission, commissions are bad.

Anyway, contact me for the recap!

07/05/2021

End of Financial Year is a few short weeks away? I'm obviously getting old because Christmas feels like 2 weeks ago.
Thinking of a new car, refinancing your mortgage, purchase a property or borrowing for shares?
Do you meet the instant asset write off requirements? Could and should you prepay interest for an investment?
We can assist with the above.

01/10/2020

I was talking to a client about the indirect taxes we pay and this came up in my Facebook feed about cars in 1971! The dollar figure and percentage has changed, but not much else.
A reason to make sure your investments outpace inflation too!
https://www.facebook.com/watch/?v=2703677823177861

25/09/2020

Was great to have Brett Churnin (Prime Practice) and Gillian Sheppard (Special Council - Barry.Nillson) as guests on our Experien Insurance Services webinar for our dental clients on communication skills. Both are excellent presenters with great insights.

Maintaining healthy life-long relationships can be challenging and requires work – not just with patients, but in friendships, with work colleagues, family members or with intimate partners. Effective communication is the foundation of all relationships, and the patient-clinician relationship is n...

15/06/2020

On Wednesday night this week (17th June), we have been invited to present for the BOQS live webinar about how Covid has impacted insurance.

Free to attend, just click the link below!

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24/04/2020

We may be "fighting" Covid 19, but it doesn't compare to what was sacrificed and fought for.
Light up your driveway, street or balcony tomorrow morning.
http://ow.ly/y5bk50zncKR
Lest we Forget.

27/03/2020

I've been off the air for a few weeks after a health issue. That combined with the world and the uncertainty at the moment, leads to this meme.
Hope you have a great weekend. Although as a client who is a dentist said to me today, everyday is Saturday now! Enjoy the time and use it wisely to enhance your business, relationship, lifestyle!