STAC Capital are debt finance brokerage experts. Includes STAC Property, STAC Business and STAC Home.
13/01/2026
Partnership is more than a transaction. It is about working with people who understand your ambitions and stay with you through every stage of the journey.
At STAC Capital, that is exactly how we operate.
Whether it is STAC Property, STAC Business, or STAC Home, we approach every brief with the same commitment to clarity, structure, and genuine collaboration.
When your finance partner works alongside you, the outcomes speak for themselves.
If you are ready to experience the STAC difference, we are here to help.
09/01/2026
High-vis today, boardroom tomorrow. We work with Australian businesses and property owners of all sizes to build funding packages that fit their needs and strategy. From simple working-capital facilities to multi-layered international trade or the construction of specialised industrial assets, STAC has the experience and reach to take your group to the next level.
Ready to talk growth, refinancing, or new opportunities? Let’s build your next move.
06/01/2026
After 30+ years with the same bank, RUSSELLS lawyers turned to STAC Capital to lead their refinance - securing a significantly better structure and pricing with a new lender.
home also helped founder and Managing Partner Steve Russell personally with the purchase of his new home.
If your professional services firm’s banking hasn’t been reviewed in years, it’s time to question what else might be possible. Let’s talk about how we can strengthen your position.
05/01/2026
One of our clients made the move to purchase their own commercial office space - a strategic decision to secure their premises, control costs, and build long-term equity.
We explored options ranging from 70% to 100% LVR on purchase price, including flexible “stretch” lending with:
• Redraw and offset options
• Interest-only or P&I repayments
• Terms of 3 to 7 years for "Stretch" facilities (Above 80% LVR)
• 30-year terms available
They went with:
• $1.75M loan at 70% LVR
• Borrowing through a Special Purpose Vehicle (SPV), leased to their trading business
• A structure with P&I repayments, redraw access, and a sharper rate - all while keeping cash flow steady
Commercial lending doesn’t have to be rigid - when structured right, it can work with your business, not against it.
Thinking about buying instead of renting? Let’s run the numbers.
31/12/2025
2025 STAC Capital & STAC Home Wrap
What a year.
From first home purchases to complex commercial and development deals, 2025 was about backing ambition at every stage.
Over $654.5m in settlements, projects funded right along the east coast, and clients trusting us to navigate deals of every size, across every industry.
Seeing our team recognised across the industry was a proud moment, but the real reward is helping clients move forward with confidence and clarity.
Thank you to our clients, partners, and the STAC team for an outstanding year.
On to 2026. Let’s fund what’s next.
22/12/2025
Wishing everyone a very Merry Christmas from STAC Capital and STAC Home.
We hope you’re able to take some time to unwind, reset, and enjoy a well-earned break with family and friends.
Best wishes for a safe and relaxing holiday period, and we look forward to what’s ahead in the new year.
20/12/2025
We are seeking an experienced SME Business Finance Broker to join STAC Capital, working across small business and home lending solutions. This role is ideal for a broker who enjoys variety, values strong referral relationships, and wants to build a high-quality loan book without being boxed into purely commercial lending.
The position suits someone with proven experience supporting SME clients and residential borrowers, confident structuring lending solutions that range from business finance to home loans. You will work with an established, award-winning brokerage, supported by strong referral networks, growth infrastructure, and flexible working arrangements.
This is an opportunity to join a growing business where your expertise across SME and home lending will be genuinely valued, with autonomy to manage your own clients and pipeline.
STAC Capital has partnered exclusively with Fuse Recruitment to manage this appointment.
Interested in this role? Reach out to Sarah Roberts for a confidential discussion.
19/12/2025
How's this for a deal... STAC was proud to sponsor one of our mates driving his kitted-out BMW M2 Competition .m2c in the
Fast cars, slick driving, and some of Australia's best roads and scenery in the Adelaide Hills.
Hard not to enjoy this one!
Now we just need a few South Australian clients, to give an excuse to join the 2026 Adelaide Rally...!!
Shout-out to for having Sivaa join you again
11/12/2025
At STAC, we focus on making car finance easy, even when the structure behind it is not.
Richard Becconsall recently assisted client Brett Gleeson with funding for a new vehicle. The brief involved a company and trust structure, which required careful handling to ensure the right lender and the right approach were in place.
Richard guided Brett through each step, providing clarity around the requirements and managing a process that was not straightforward. The outcome was a smooth approval and a result Brett was very happy with.
Another strong example of how our car finance team delivers clear communication, steady support, and solutions that work.
08/12/2025
We recently structured a Senior + Preferential Equity site acquisition facility that enabled our client to secure a prime Gold Coast development site for a boutique luxury apartment project with a $30m+ GRV.
The facility comprised a $3.9m senior tranche at 75% of PRSV (87% of purchase price), complemented by a STAC Syndicated Preferential Equity tranche that lifted total leverage to 89% of PRSV and 103% of purchase price. This highly-leveraged structure allowed the sponsors to move forward with less than $1m of their own cash equity.
Critical to this outcome was the DA approval secured prior to settlement, which delivered a valuation uplift. With QS and builder inputs validating construction costs, we negotiated a 75% LVR senior facility inclusive of interest capitalisation. To close the gap, STAC Syndicate provided the preferential equity required to settle the site, with further commitment to support construction when required.
The 6-month initial term (plus 2-month extension) was secured alongside an indicative terms sheet for construction finance, providing assurance for the next phase. While the developers are experienced, this is their largest project to date. To mitigate delivery risk, STAC required the appointment of a trusted Development Manager to oversee BA, tendering, and construction.
Preferential Equity isn’t right for every project - and it isn’t the cheapest capital, particularly given the profit-sharing structure. But in the right circumstances, it can unlock exceptional returns on equity and empower developers to take on projects well beyond conventional gearing limits.
At STAC Capital, we back our clients with tailored strategies that don’t just settle transactions, but unlock projects with scale, confidence, and vision.
02/12/2025
We are seeking an experienced senior leader to take on the role of General Manager - Operations at STAC Capital. This is a pivotal position for someone who can embed structure, lead a high-performing team, and help scale a specialist finance business.
STAC Capital has partnered exclusively with Fuse Recruitment to manage this appointment.
General Manager - Operations
• Brisbane CBD
• Full-time, senior leadership role
• Significant scope to design, refine, and scale operational capability
If this sounds like you, or someone in your network who would be a strong fit for STAC Capital’s culture, please contact Sarah Roberts at Fuse Recruitment for a confidential discussion:
We recently arranged a $2 million business loan to support an established business acquire another business - a classic M&A “bolt-on” - completed via a share-sale agreement.
The standout: the entire deal was done WITHOUT real estate security.
Share-sale acquisitions (as opposed to the more common "asset sale" acquisitions) also introduce additional complexity because funding them can trigger Section 260 of the Corporations Act, often requiring a “white wash” process. That means more planning, more coordination between financier, accountants and lawyers.
This is where STAC Capital thrives. Complex deals, unusual structures, and commercial transactions that need more than a standard approach - we handle the moving parts so our clients can keep moving forward.
Address
Level 13, 100 Edward Street Brisbane City, QLD 4000
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The current financing market presents a challenging and complex climate, to say the least. Banks have tightened policies and appetites significantly, the goal posts are constantly moving.
You need more than just a finance broker or financial advisor to stay on top.
Your capital requirements are complex, with many moving parts interplaying within your business, property development or investment portfolio, as well as personal wealth strategies.
Access to capital, in a manner that has been structured appropriately and optimally, supports and drives success. The results of a lack thereof can range from frustration through to disastrous failure.
With over 30 years of combined experience in financial markets across property and trading businesses, STAC Capital's Directors are best placed to help you navigate the turbulent seas of the finance world. Our skill-sets and experience ensures that we understand what it is that banks and non-bank lenders consider to be important when reviewing funding proposals. Furthermore, being up to date with the ever-changing and varying degrees of appetite of lenders, across different industries and asset classes, ensures that we have the right banks or lenders at the table, when negotiating your funding requirements.
This, combined with our 'deep dive' approach to understanding your business, allows us to structure and facilitate optimal finance packages that fit with your strategies, optimising property, business and private wealth outcomes.
Whatever your needs are, STAC Capital have the experience and capability to drive your vision.
