CFL Financial Planning

01/12/2025

Wishing you a Safe and Merry Christmas from the team at CFL Financial Planning.

07/04/2025

US Tariff Announcement - Whats ahead and how portfolios are positioned to adapt.

01/09/2023

CFL is changing the way we communicate with you! -

Receiving a text or email from scammers has become a daily occurence, however the level of sophistication and regular improvements to their techniques, means we all need to be more aware than ever before to keep your money and identity safe.

22/12/2022

Merry Christmas from all the team at CFL Financial -

2022 threw up many challenges for the team at CFL, and while some of those we felt like an innocent bystander, others were self inflicted. The move away from Madison after a 10 year relationship proved to be a bigger task than we had anticipated. Thankfully, most of the heavy lifting is now behind u...

03/03/2022

I can’t believe we are now 2 months into 2022, and it seems like a review of 2021 is sounding a little out of date. But with everything that has taken place in 2022, we thought this was a good time provide our thoughts on the year that was, and what is on the horizon.

26/04/2021

What Does Financial Freedom Really Mean (and how to get there without sacrificing your lifestyle…)?

Do you find yourself looking at income figures on your tax return each year and wondering why your financial position isn’t any better even though you earn a good income? It makes you question where all your hard-earned money went.

These are the type of situations that make you feel like you’re just not getting ahead and financial stress kicks in.

What if,

Do you feel that sense of relief? That’s a taste of what financial freedom feels like.

The path to financial freedom isn’t a get-rich-quick strategy.

Click Here: http://bit.ly/2GpkK0w or call us on (07) 3328 8988 to book your financial freedom strategy session.

28/01/2021

Eliminate Financial Stress by creating good money habits!

Do you feel like you’re just not getting ahead financially, and that even when your income increases you seem to spend every cent you earn? If this sounds familiar than just thinking about finances probably gives you a headache!

Gain control of your finances in 2021 by starting new habits and following these tips:
1. Set realistic targets & review them every year – targets should set for expenses, debt repayment, savings, investments & retirement planning.
2. Create a cash flow plan - eliminate unnecessary expenses & use savings effectively
3. Pay yourself first - pay yourself set amounts of money to achieve each of the set targets
4. Create finance buckets – This should be a minimum of 3 cash buckets plus investment buckets e.g. working a/c, expenses a/c, cash buffer a/c & investment account
5. Embrace Financial Technology to track your spending- tracking your spending helps you monitor your progress and stay accountable to your cashflow plan.

To follow the 5 tips and eliminate financial stress Click here: https://bit.ly/3aehId8

07/12/2020

What is the retirement Smile?
Have you taken the time to understand what your spending habits might look like over a 10, 20 or 30 year retirement? If even the thought of trying to work that out is daunting, Click: http://bit.ly/2O17HGt to see how important this is to your retirement.

23/11/2020

SENIORS – Are you missing out on COVID Stimulus, Age Pension payments or concessions?

Receipt of part age pension and using concession cards can make a significant difference to your budget, but with the COVID Stimulus measures in place this year it’s more important to review your eligibility than ever.
There are several government concession cards available for eligible seniors but there have been a number of changes to these in the past 12 months. Keeping on top of the changes is important for maximising your benefits and reducing your expenses.

Click here https://bit.ly/2HxSWuq for CFL’s Key Seniors Concessions Outlined – information on the recent changes to the Concession Cards Available to seniors this year and the benefits they provide.

19/10/2020

Choosing a private school education for part or all of their children’s education, is seen as a must for some parents. For some the financial burden doesn’t end there, with many Australian parents also contributing to their children’s university education or vocational training costs.

With the costs of private schooling and tertiary education increasing significantly faster than both wages and inflation, the impact on the family budget is getting more significant each year.

So how do you pay for it?” click here for our top 5 tips: https://bit.ly/3dALSJ4 or To speak to an expert, click this link to schedule a 15 minute phone call: https://bit.ly/2U35uwX