Just B Financial

21/08/2025

06/07/2023

12/09/2018

One quarter of Australians do not realise they have life insurance worth tens or even hundreds of thousands of dollars through their superannuation fund, a review by corporate watchdog ASIC has found.

Some superannuation fund members were being classified as smokers by insurers when they weren't to put up premiums, ASIC has said

12/09/2018

Banks are slashing the interest they pay on savings accounts at the same time as they hike interest rates on mortgages, analysis of recent rate changes reveals.

Banks are slashing the interest they pay on on savings accounts at the same time as they hike interest rates on mortgages, analysis of recent rate changes reveals.

05/09/2018

So true!

Change is the only constant! Nothing will change unless you change something! We can help change your financial future . . .

05/09/2018

Great post!!

Let us help you create the future you want, don't leave it to chance!

05/09/2018

Change is the only constant! Nothing will change unless you change something! We can help change your financial future . . .

05/09/2018

Let us help you create the future you want, don't leave it to chance!

27/08/2018

Do you use an app to manage your money?

Money Manager Expense & Budget is an app that helps you stay on top of your budgeting and spending. It can be downloaded from your phones app store.

23/08/2018

Aim for short-term savings goals.

Make a goal such as setting aside $20 a week or month, rather than a longer term savings goal. People save more successfully when they keep short-term goals in sight.

15/08/2018

Are you aged 65 or over? Here are some of the items you may be entitled to.

Pensioner Concession card - If you receive the Age Pension this card entitles you to reduced cost medicines under the Pharmaceutical Benefits Scheme, plus a range of other benefits. Depending on the state you live in, this could include reduced electricity and gas bills, property and water rates, public transport fares, and motor vehicle registration.

Pension Loans - If you don’t receive, or only receive a part Age Pension due to your income or assets (but not both), you can use your real estate as security for a loan under the Pensions Loan Scheme to generate an income.

Work Bonus - If you’re working and receiving the Age Pension you could be entitled to a Work Bonus, which excludes up to $250 a fortnight of your pay from the Centrelink income test. This means you're able to keep more of your income, or work for short periods with little or no effect on your Age Pension.

Commonwealth Seniors Health Card (CSHC) - If you’re ineligible for the Age Pension due to the means test, you may be eligible for the CSHC, which provides a number of benefits.

Pension Supplement - If you receive the Age Pension you’ll also receive up to $65.90 per fortnight for singles or $49.70 per fortnight for each member of a couple, paid quarterly.

Energy Supplement - If you're eligible for an income support payment, including the Age Pension for example, you may receive up to $14.10 per fortnight for singles or $10.60 per fortnight for each member of a couple.

Want to know more? Call us now on 02 4739 1477.