06/08/2026
SMSF borrowing rules change Monday.
From 10 August, self-managed super funds can no longer set up new borrowing arrangements to buy residential property. That's law — it passed in June's tax reform package.
What doesn't change: existing SMSF loans keep running on their terms. Refinancing an existing loan is fine. And if the purchase contract was signed before 10 August, settlement can still happen after.
What does: from Monday, new SMSF borrowing for residential property is off the table. Commercial property and business premises aren't affected.
If an SMSF property purchase has been on your list, this matters. Call us and we'll tell you where you stand.
General information only, not financial advice — your circumstances are your own.