14/04/2026
Westpac is now forecasting the cash rate could reach 4.85% by August 2026.
That would be the highest level since 2008.
With the RBA cash rate already at 4.10% after two consecutive increases this year, some borrowers may be wondering whether locking in a fixed rate or splitting their loan could be worth exploring.
Fixed rates can offer repayment certainty for a set period, but they also come with trade-offs around flexibility and features. The right approach depends on your individual circumstances.
If you’re a medical professional and want to understand your options, we’re happy to have a no-obligation chat.
📞 Book a Quick Chat - www.wealthmed.com.au/book-a-call/
Disclaimer: General information only. Not financial, legal or tax advice. Lending and financial services are provided under relevant Australian licences. Consider your circumstances and seek professional advice before making any decisions.