04/09/2026
Starting a business does not always mean you need to wait two years before exploring your home loan options.
For self-employed borrowers, lenders may consider factors such as:
✓ Trading history
✓ Income evidence
✓ Previous industry experience
✓ Business records
✓ Current financial position
However, every lender has different requirements.
Understanding your position before applying can help you identify the right pathway and avoid unnecessary delays.
Read the full article: https://www.randsfinancialservices.com.au/one-year-self-employed-home-loan/