28/05/2026
The latest Federal Budget changes have created uncertainty for many investors, but there may also be opportunities for those who understand the detail.
What's NOT impacted? Super & SMSFs.
✔ 0% CGT on assets in pension drawn down phase
✔ 10% CGT on assets held longer than 12 months in accumulation phase (15% if held for less than 12 months)
✔ Negative Gearing still applies for SMSF’s with new and existing property
As the property market softens, this may create opportunities for SMSF investors looking for greater control, diversification, and long-term wealth strategies.
If you’ve been considering an SMSF but haven’t taken action yet, now may be the right time to review your options.
Reach out to Your Future Advice for a confidential discussion about your current super structure and financial position.
Disclaimer: SMSFs are not suitable for everyone. Before making any financial decisions, you should consider seeking personal financial advice that takes into account your individual objectives, financial situation, and needs.