Andrew Romano

Andrew Romano Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Andrew Romano, Tax preparation service, Elizabeth Macarthur Drive, Bella Vista.

🎯 Tax & Investment Pro | SMSF Specialist | CA
🏡 Helping you pay LESS TAX & BUILD wealth
🚀 Built $10m Property Portfolio
👇 Strategic Advisory & Resources
andrewromano.com.au Helping Australians grow wealth & reduce tax through property, SMSFs & smart strategies 💼🏡📈

With 18+ years of experience as a Chartered Accountant, Tax Agent, SMSF Specialist and property investor, I share practical str

ategies that I’ve used myself to build a $10m+ portfolio. My goal is to give you clarity and confidence so you can make smarter financial decisions without the jargon.

👉 I support:
• Professionals & business owners earning $120k+
• Aspiring & active property investors
• Australians wanting to learn how trusts, SMSFs & structures can work for them

👉 I share:
• Tax strategies that boost cash flow
• Property portfolio growth principles
• SMSF & trust essentials explained simply

💡 My mission: To educate, simplify and empower Australians to take control of their wealth journey. Follow along if you want clear, practical education that helps you reduce tax, grow wealth, and create financial freedom.

03/06/2026

Negative gearing changes will reshape how investors price rental property.

From 1 July 2027, rental losses on established residential property bought after 12 May 2026 can no longer be offset against salary income.

Existing investors are grandfathered. New builds remain fully exempt.

The most likely behavioural response is rents rising as landlords pass on a portion of the lost tax benefit.

If you own established property, you are protected for now. If you are looking to buy, your structure and the type of property matter more than ever.

Educational content only. Not financial advice.

The tax cuts from 1 July 2026 are confirmed. Here is exactly what changes and what it means for your take-home pay.The 1...
03/06/2026

The tax cuts from 1 July 2026 are confirmed. Here is exactly what changes and what it means for your take-home pay.

The 16 per cent tax rate on taxable income between $18,201 and $45,000 drops to 15 per cent from 1 July 2026. It falls again to 14 per cent from 1 July 2027.

The Budget also introduced a $1,000 no-receipt work-related expenses deduction available to all eligible employees from 1 July 2026. For someone in the 15 per cent bracket, that is $150 in additional tax savings.

Combined over two financial years, a taxpayer fully within the $18,201 to $45,000 band saves approximately $540 per year by 2027. For dual-income households where both earners sit in this bracket, the combined benefit is doubled.

High-income earners above $135,000 see a more modest benefit. The top 45 per cent bracket remains unchanged. Salary sacrifice, superannuation contributions and investment structure decisions remain the primary tax planning levers for high earners.

If you have not reviewed your salary packaging or deduction strategy before 1 July, now is the time.

03/06/2026

MARKET MOVES

* ASX futures down 52 points or 0.6% to 8757 near 6am AEST
* AUD -0.7% at US71.31¢
* Bitcoin -2.5% to $US65,500
* Dow -1.0% S&P -0.6% Nasdaq -0.7%
* Gold -1.0% to $US4445.64 an ounce
* Brent oil +2.0% at $US97.95 a barrel
* Iron ore -1.5% at $US103.65 a tonne

🚨 New Podcast Episode Out Now 🚨The S&P 500 just hit record highs while global tensions continue to escalate. Inflation i...
03/06/2026

🚨 New Podcast Episode Out Now 🚨

The S&P 500 just hit record highs while global tensions continue to escalate. Inflation is supposedly under control, yet everyday Australians are still feeling the squeeze. So what’s really going on?

In this week’s episode, we break down the economic and market risks that could be hiding in plain sight:

📈 Is the S&P 500 at 7,600 a warning sign rather than a buy signal?
⛽ Why oil prices could be heading back toward $120 per barrel
💰 The inflation story the headlines aren’t telling you
🏠 Why some first home buyers are already finding themselves in negative equity
📉 What more RBA rate hikes could mean for borrowers
🤖 NVIDIA, AI infrastructure, and where the smart money is flowing

If you’re interested in markets, property, investing, inflation, and the future of Australia’s economy, this is an episode you won’t want to miss.

🎥 Watch now:
https://youtu.be/eV9RFpWFNtc

🔔 Subscribe and turn on notifications so you never miss an episode.

🌐 Website:
https://andrewromano.com.au

Disclaimer: General commentary and opinion only. Not financial, tax, or investment advice. The views expressed are personal opinions. Always do your own research and seek professional advice before making financial decisions.

The government just ended negative gearing as we know it, and most investors still have not processed what that means fo...
03/06/2026

The government just ended negative gearing as we know it, and most investors still have not processed what that means for their portfolio.

From 1 July 2027, if you bought an established investment property after 12 May 2026, you can no longer offset rental losses against your salary income. That tax benefit is gone.

The 50% CGT discount is also being replaced. Cost-base indexation with a minimum 30% tax on capital gains kicks in from 1 July 2027 for all established properties bought after Budget night.

But here is the critical detail most coverage is missing: if you already own investment property, you are fully grandfathered. Nothing changes for your existing holdings. And new builds are completely exempt. Full negative gearing and the CGT discount remain for new residential construction.

This is the biggest shift to property investment tax in Australia in decades. Is your strategy still built for the old rules?

02/06/2026

Most business owners I work with pay rent to someone else for the building they operate from.

There's a legal way to be your own landlord. Through your SMSF.

You buy the commercial premises through your super fund, your business pays rent to the fund, and that rent becomes retirement savings instead of someone else's mortgage payoff.

Full breakdown here: https://andrewromano.com.au/commercial-property-smsf-australia.html

This is not financial advice. Educational purposes only.

02/06/2026

Policy promises change. Tax rules change. Interest rates change.

The constant in all of it is what you control: your structure, your cash flow, your strategy.

If your financial plan depends on a particular policy staying in place, it is not a plan. It is a hope.

Build for the rules in front of you. Adjust when they change.

Educational content only. Not financial advice.

02/06/2026

MARKET MOVES

* ASX futures up 31 points or 0.4% to 8782 near 6am AEST
* AUD +0.3% at US71.80¢
* Bitcoin -6.1% to $US67,155
* Dow +0.5% S&P +0.1% Nasdaq flat
* Gold +0.1% to $US4487.55 an ounce
* Brent oil +1.1% at $US96.04 a barrel
* Iron ore +0.5% at $US105.10 a tonne

The biggest tax change for property investors in 30 years just dropped and most people missed it.On 12 May 2026, the Fed...
02/06/2026

The biggest tax change for property investors in 30 years just dropped and most people missed it.

On 12 May 2026, the Federal Budget announced the end of negative gearing for established residential properties purchased after Budget night. From 1 July 2027, if you buy an existing home as an investment, you can no longer offset rental losses against your salary or other income. Losses can only be carried forward against future rental income or capital gains from that property.

Three things to know right now:

The 50% capital gains tax discount is also being replaced with cost base indexation and a 30% minimum tax on net capital gains from 1 July 2027, applying to all assets held by individuals and trusts.

Existing investors are fully grandfathered. If you own property now, nothing changes for you until you sell.

New builds remain fully exempt, with investors able to claim both negative gearing and the CGT discount on newly constructed residential property.

What is your biggest question about how these changes affect your portfolio?

01/06/2026

Want to buy property in your SMSF but don't have the full purchase price sitting in super?

That's where Limited Recourse Borrowing Arrangements come in.

They let your SMSF borrow to buy a single property. The structure is unforgiving. Get the bare trust wrong, sign anything in your own name before settlement, or use the wrong lender, and the deal can collapse before it starts.

Here's how LRBAs actually work:

https://andrewromano.com.au/smsf-lrba-borrowing-rules-australia.html

This is not financial advice. Educational purposes only.

Address

Elizabeth Macarthur Drive
Bella Vista
2153

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+61433322227

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