Astonia Private Wealth

Astonia Private Wealth Welcome to Astonia Private Wealth, where your financial future is our priority. Trust us to provide expert advice for your financial success.

We specialize in Retirement Planning, Self Managed Super Funds, Personal Insurance, Investments, and Aged Care. We provide advice on Investments, Superannuation including SMSFs, Retirement Planning, Personal Insurance, Taxation and Debt. We have more than 30 years of combined experience in helping clients like you achieve their financial dreams. All our Advisers are Certified Financial Planners so you can rest assure that the advice we provide is going to be in your best interest.

26/05/2026

Most people hear “capital gains tax” and think it only matters when they sell an investment.

But for retirees, the timing, structure, and exemptions can make a real difference.

In this video, I explain the proposed CGT changes, the 30% minimum tax rate, and why the Age Pension exemption is worth understanding.

Small tax details can change big retirement outcomes.

Watch Full Video Here: https://youtu.be/TFQVrBCa41M?si=Ps2RLUrZimAeuWwT

18/05/2026

If your family trust holds investment assets, the latest budget changes are worth paying attention to.

From 1 July 2028, discretionary trusts may face a minimum 30% tax on taxable income, which could reduce the benefit of distributing income to lower-income family members.

There is also a possible restructuring window from July 2027, which may give individuals and businesses time to review whether their current structure still makes sense.

This is not about panic. It’s about planning early.
General advice only.

Please speak with a qualified financial adviser for advice tailored to your situation.

12/05/2026

Many people approaching retirement know roughly how much super they have.

But very few have built a proper retirement budget around the lifestyle they actually want to live.
This video explores why retirement planning is about more than a target number and how greater clarity around future spending can lead to better long-term decisions.

12/05/2026

One of the most common things I hear is:
“I think we’ll be okay in retirement.”

But when we sit down and go through the numbers properly, most people realise they’ve never actually worked out what retirement will cost them.

Not a guess.
A real lifestyle budget.
In this video, we talk about why that matters and how understanding your future spending can completely change the way you plan for retirement.


Today, we pause to honour the courage, sacrifice, and legacy of the ANZACs and all who served. Their strength, resilienc...
25/04/2026

Today, we pause to honour the courage, sacrifice, and legacy of the ANZACs and all who served. Their strength, resilience, and service will always be remembered. Lest We Forget.

24/04/2026

Anzac Day — a moment to remember those who served, sacrificed, and never returned.

Their courage shaped the life we live today.

Lest we forget.

15/04/2026

Sequencing risk doesn’t look dangerous.
Until it shows up at the wrong time.

In retirement, returns alone don’t decide outcomes —
timing does.

Early losses, combined with withdrawals,
can quietly reduce how long your money lasts.

Same returns.
Different order.
Very different result.

That’s the part most people miss.

13/04/2026

Inflation doesn’t feel dangerous. Until it is.

In retirement, costs don’t rise suddenly they compound quietly over time.

What feels comfortable today can slowly become insufficient tomorrow.

That’s why planning isn’t just about income.
It’s about protecting what that income can actually do.



[retirement planning, inflation risk, Australia, wealth management, superannuation, financial planning, financial literacy]

07/04/2026

Most people think retirement is about reaching a number.
In reality, it’s about building income that lasts.

This video explains how cashflow, sequencing risk, and inflation actually impact your retirement journey — not in theory, but in real-life scenarios.

The focus is simple: move from uncertainty to clarity, and from assumptions to structure.

Because retirement planning isn’t about guessing — it’s about designing a system that works.

Wishing you a season filled with new beginnings, renewed hope, and brighter days ahead.May this Easter bring peace, joy,...
04/04/2026

Wishing you a season filled with new beginnings, renewed hope, and brighter days ahead.

May this Easter bring peace, joy, and positivity to you and your loved ones.

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4. 15 7 Maitland Place
Baulkham Hills, NSW
2153

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Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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