Finstyle Planning Solutions

Finstyle Planning Solutions Our boutique financial planning practice was established in 2010 by Founding Adviser Brad Isaac. It’s up to you.

Brad has brought together a team of specialists focused to create and protect the lifestyle you want. We can help you realise your dreams, attain peace of mind and grow financially to protect your future. We work closely to tailor a plan and provide easy to understand holistic financial advice, coaching and mentoring, either actively or passively. We operate with complete transparency, allowing us

to provide the best possible advice and outcome for you. Finstyle Planning Solutions Pty Ltd as trustee for the Finstyle Planning Solutions Unit Trust (AFSL 526866 ABN 76 923 638 819).

The team was lucky enough to visit Sydney this week for the Morningstar Adviser Exchange & Investment Conference. A valu...
21/05/2026

The team was lucky enough to visit Sydney this week for the Morningstar Adviser Exchange & Investment Conference.

A valuable opportunity to learn from industry leaders, explore new ideas and strengthen our knowledge across the investment landscape.

We’re looking forward to bringing these insights back to continue delivering greater value and informed outcomes for our clients.

The team crossed over the road to the MCG last week to catch the Hawks take on the Pies — an unreal day out and the perf...
06/05/2026

The team crossed over the road to the MCG last week to catch the Hawks take on the Pies — an unreal day out and the perfect way to celebrate Brad’s birthday 🎉

Today we pause to honour the courage, sacrifice and service of the ANZACs, and all who have served since.Lest we forget.
25/04/2026

Today we pause to honour the courage, sacrifice and service of the ANZACs, and all who have served since.

Lest we forget.

Mates since age 13, client for 25+ years, even better times together in 2026 💙
20/04/2026

Mates since age 13, client for 25+ years, even better times together in 2026 💙

Budgeting gets a bad rap. Like it’s a punishment. A financial timeout. A spreadsheet in beige pants. At Finstyle Wealth ...
16/04/2026

Budgeting gets a bad rap. Like it’s a punishment. A financial timeout. A spreadsheet in beige pants.

At Finstyle Wealth Group, we see it differently: budgeting is allocation. It’s telling your money where to go, instead of wondering where it vanished to.

The bucket method keeps it simple:
🏠 Essentials – bills, groceries, transport, the grown-up stuff
🎯 Goals – savings, emergency fund, future home deposit, long-term wealth goals
✨ Fun – because a budget without joy is just rude

Whether you’re working towards buying a home, getting loan-ready, or simply wanting more control over your finances, this is one of the easiest places to start. Clear buckets = better habits = less chaos when it’s time to make big financial moves.

Financial literacy isn’t just for kids. It’s for adults who want their money to support their goals — whether that’s purchasing property, reducing stress, or building wealth with purpose.

Great day out at the Gate 8 Kids Day with Kingston — nothing better than seeing him enjoy it all
08/04/2026

Great day out at the Gate 8 Kids Day with Kingston — nothing better than seeing him enjoy it all

Wishing you and your loved ones a peaceful and restful Easter weekend 🐣💛Whether you’re hitting the road, taking a break,...
02/04/2026

Wishing you and your loved ones a peaceful and restful Easter weekend 🐣💛

Whether you’re hitting the road, taking a break, or just enjoying hot cross buns in silence — we hope it’s filled with the things (and people) that matter most.

We’ll be back next week, recharged and ready to help you take your next step towards home, growth, and financial freedom.

Happy Easter from our team to yours.

Last week, Daniel represented Finstyle Wealth Group at the Bankwest Broker Awards in Melbourne. We’re proud to be powere...
26/03/2026

Last week, Daniel represented Finstyle Wealth Group at the Bankwest Broker Awards in Melbourne. We’re proud to be powered by and to celebrate alongside them following their well-deserved award nomination. A great evening recognising achievement, partnership, and the strength of the broker industry.
 

Stephen’s been a client for 25 years and an even better mate. Up on the Gold Coast spending some quality time together a...
25/03/2026

Stephen’s been a client for 25 years and an even better mate. Up on the Gold Coast spending some quality time together as he enjoys retirement—doing a bit of planning before he heads off to Europe and then Japan ✈️

The RBA has increased the cash rate by 0.25%, bringing it back to 4.10%.When rates rise, the biggest question is: what s...
17/03/2026

The RBA has increased the cash rate by 0.25%, bringing it back to 4.10%.

When rates rise, the biggest question is: what should you do now?

While there are ways to adjust your budget and manage the increase, it’s also a good time to review your home loan. You may be able to negotiate a better rate with your current lender or explore other options to help reduce the impact.
If you’d like to understand what this means for you, send us a DM or get in touch to explore your options.

One of the most common myths about offset accounts is that having money in one will reduce your monthly loan repayments....
13/03/2026

One of the most common myths about offset accounts is that having money in one will reduce your monthly loan repayments. Spoiler alert: That’s NOT how it works! Here’s the real deal:

How an Offset Account Works
An offset account is linked to your home loan, and the balance in the account reduces the amount of interest you’re charged on your loan.

Example:
* Loan balance: $400,000
* Offset account balance: $50,000
* Interest is calculated on $350,000 ($400,000 - $50,000), not the full loan amount.

So while your monthly repayments stay the same, more of your repayment goes toward reducing the loan principal instead of paying interest. This can help you pay off your loan faster and save money in the long run.

Key Takeaways:
* Your repayments won’t go down, but you’ll save on interest over the life of the loan.
* Offset accounts are a great tool for savvy savers to chip away at their mortgage faster.
* Not every lender offers the same features with offset accounts, so make sure to check the fine print!

Still confused about how it works? Let’s chat and see if an offset account is the right tool for your loan!
 

Address

1. 03/17-19 Yarra Street
Abbotsford, VIC
3067

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Website

http://twitter.com/FinstylePS

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