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Monday 07:30 - 16:30 Tuesday 07:30 - 16:30 Wednesday 07:30 - 16:30 Thursday 07:30 - 16:30 Friday 07:30 - 14:00

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Saal Huizen Advisory

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Saal Huizen Advisory

Saal Huizen Advisory – Streamlined Accounting, Payroll, & Tax solutions for your business. Focus on growth while we handle the details.

Reliable, professional, and always ready to support your success. HPA Business Solutions is your trusted partner for Accounting, Payroll, Tax Compliance, and Basic HR services, supporting businesses from start-up to maturity. Whether you’re launching a new venture and need help with company registration and compliance, or you’re an established business looking for efficient monthly accounting, tax compliance, and/or payroll management, we’re here to meet your needs. Our tailored packages range from keeping dormant companies compliant with SARS and CIPC to full-service support for SMMEs, adapting as your business evolves. Count on us to grow with you, providing reliable solutions for every stage of your journey.

28/10/2026

Do Not Carry a Bookkeeping Backlog Into December
Leaving the backlog until December can turn an already busy month into a recovery exercise.

Gather bank records, invoices and receipts now. Work through the backlog by period, track missing items and complete reconciliations so that future reporting rests on a stronger foundation.

A practical review should cover:
Gather outstanding records now.
Resolve missing invoices and receipts.
Reconcile one period at a time.
Saal Huizen Advisory supports clearer financial information and practical business planning.

Ask about bookkeeping catch-up support.
Contact Saal Huizen Advisory
Phone: 078 703 4551 | 014 592 0702
WhatsApp: 061 783 6431
Email: [email protected]
Website: www.shadvisory.co.za
Trusted Advisors. Stronger Businesses. Smarter Decisions.

27/10/2026

Overdue Invoices Need a Clear Follow-Up Plan
An invoice sent is only the beginning of the collection process. Make payment terms clear, keep an updated list of outstanding invoices and follow up consistently. Escalate unresolved queries
through an agreed process so customers know who can help resolve them.

A practical review should cover:
Agree payment terms upfront.
Review unpaid invoices weekly.
Assign someone to follow up.

Saal Huizen Advisory supports clearer financial information and practical business planning.Improve your collections process.

Contact Saal Huizen Advisory
Phone: 078 703 4551 | 014 592 0702
WhatsApp: 061 783 6431
Email: [email protected]
Website: www.shadvisory.co.za

Trusted Advisors. Stronger Businesses. Smarter Decisions.

23/10/2026

FRIDAY Q&A
Can I Use My Bank Balance as My Budget?
A healthy bank balance today does not mean every upcoming payment is covered.

Your account may include money needed for wages, suppliers or other commitments. Use a forward-looking plan that considers expected receipts and payment dates before deciding what the business can afford.

Saal Huizen Advisory helps business owners bring structure to their finances and make informed decisions. Build a forward-looking cash plan.
Contact Saal Huizen Advisory
Phone: 078 703 4551 | 014 592 0702
WhatsApp: 061 783 6431
Email: [email protected]
Website: www.shadvisory.co.za
Trusted Advisors. Stronger Businesses. Smarter Decisions.

21/10/2026

KEEP BUSINESS AND PERSONAL SPENDING CLEAR
Mixed spending makes it harder to see how your business is really performing.

Clearly identify business transactions and maintain evidence for expenses. Owner payments should be recorded appropriately for the entity and explained to the person responsible for the
accounts.

Saal Huizen Advisory helps business owners bring structure to their finances and make informed decisions. Strengthen your bookkeeping process.

Contact Saal Huizen Advisory
Phone: 078 703 4551 | 014 592 0702
WhatsApp: 061 783 6431
Email: [email protected]
Website: www.shadvisory.co.za

Trusted Advisors. Stronger Businesses. Smarter Decisions.

20/10/2026

Before You Discount, Know Your Margin

A discount can bring in customers while leaving very little profit behind. Work out the cost of the sale before setting the offer. Include delivery, packaging and fulfilment where relevant. Then check whether the expected margin supports the effort and cash required.

A practical review should cover:
Calculate the cost of each sale.
Allow for delivery and fulfilment costs.
Check the profit left after the offer.

Saal Huizen Advisory supports clearer financial information and practical business planning.
Review your promotion before it goes live.

Contact Saal Huizen Advisory
Phone: 078 703 4551 | 014 592 0702
WhatsApp: 061 783 6431
Email: [email protected]
Website: www.shadvisory.co.za

Trusted Advisors. Stronger Businesses. Smarter Decisions.

16/10/2026

A report should help you decide what to do next.
Look for a clear view of profit, available cash and outstanding balances. Compare actual results with your budget, investigate the differences and identify the next actions—and who will take responsibility for them.

A practical review should cover:
✅ Show profit, cash and outstanding balances.
✅ Compare results with your budget.
✅ Highlight actions for the next month.
Saal Huizen Advisory supports clearer financial information and practical business planning.
Turn your reports into decisions.

Contact Saal Huizen Advisory
📞 Phone: 078 703 4551 | 014 592 0702
💬 WhatsApp: 061 783 6431
📧 Email: [email protected]
🌐 Website: www.shadvisory.co.za
Trusted Advisors. Stronger Businesses. Smarter Decisions.

14/10/2026

PREPARE PAYROLL BEFORE THE RUSH
The best time to fix a payroll query is before payment day.

Confirm employee details, approved changes and supporting records before processing begins. A consistent review step helps you catch avoidable errors and gives your team a clearer process to follow.
A practical review should cover:
✅ Confirm employee information.
✅ Approve changes before processing.
✅ Review payroll records consistently.

Saal Huizen Advisory supports clearer financial information and practical business planning.
Plan a smoother payroll process.

Contact Saal Huizen Advisory
📞 Phone: 078 703 4551 | 014 592 0702
💬 WhatsApp: 061 783 6431
📧 Email: [email protected]
🌐 Website: www.shadvisory.co.za
Trusted Advisors. Stronger Businesses. Smarter Decisions.

12/10/2026

RECONCILE TODAY. DECIDE WITH CONFIDENCE.

When the records do not agree with the bank, every decision carries more uncertainty.

Regular reconciliation helps identify missing transactions, duplicate entries and unexplained
balances. Resolve queries while the details are still fresh, rather than allowing them to
accumulate until the next reporting cycle.

Saal Huizen Advisory helps business owners bring structure to their finances and make
informed decisions. Bring your bookkeeping up to date.

Contact Saal Huizen Advisory
Phone: 078 703 4551 | 014 592 0702
WhatsApp: 061 783 6431
Email: [email protected]
Website: www.shadvisory.co.za
Trusted Advisors. Stronger Businesses. Smarter Decisions.

09/10/2026

FRIDAY Q&A

Why Can a Profitable Business Run Short of Cash?
Your business can show a profit and still struggle to pay its bills.

A sale may be recorded before the customer pays. Stock purchases and other commitments can
also absorb cash. Review profitability alongside collections, upcoming payments and the money
tied up in operations.

Saal Huizen Advisory helps business owners bring structure to their finances and make
informed decisions. Ask us to help you understand your cash position.

Contact Saal Huizen Advisory
Phone: 078 703 4551 | 014 592 0702
WhatsApp: 061 783 6431
Email: [email protected]
Website: www.shadvisory.co.za

Trusted Advisors. Stronger Businesses. Smarter Decisions.

05/10/2026

Your Q4 Plan Needs a Weekly Cash Check

Sales on paper do not tell you whether next week's payments are covered. Build a weekly view of money expected in and payments going out. If a customer pays late, update the forecast immediately so your spending decisions reflect the cash you can realistically expect.

A practical review should cover:
- Review expected receipts and payments. - Follow up overdue invoices.
- Adjust spending before cash gets tight.

Saal Huizen Advisory supports clearer financial information and practical business planning. Book a cash flow planning consultation.

Contact Saal Huizen Advisory
Phone: 078 703 4551 | 014 592 0702 WhatsApp: 061 783 6431
Email: [email protected] Website: www.shadvisory.co.za

Trusted Advisors. Stronger Businesses. Smarter Decisions.

Address

38 Enkeldoring Avenue, Protea Park
Rustenburg
0305

Opening Hours

Monday	07:30 - 16:30
Tuesday	07:30 - 16:30
Wednesday	07:30 - 16:30
Thursday	07:30 - 16:30
Friday	07:30 - 14:00

Website

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