Marlene Bowers CPA

29/01/2026

23/01/2026

Proud to be part of helping small businesses start!

31/12/2025

As 2026 begins, it feels important to pause and be thankful for the year behind us and the people who made it meaningful.

I’m grateful for the clients, colleagues, and community who trusted and collaborated with me throughout 2025. Each engagement, referral, and conversation helped strengthen the support I am proud to provide to small businesses and families.

In the year ahead, my firm and I look forward to building on these relationships, welcoming new opportunities, and continuing to offer practical, reliable guidance in a changing business environment.

Wishing you and your families a healthy, prosperous, and fulfilling 2025.

17/09/2025

If you’ve heard me rant (more than once) about the dangers of payday loans, here’s why I’m not letting up.

Payday lenders are still thriving in Ontario, and a recent CBC investigation shows just how deep the problem runs. I’ve written a new blog post that breaks down the predatory tactics, and what we can do to protect ourselves and our communities.

💸 Fast cash isn’t free. Let’s talk about what’s really going on behind those “easy money” signs.

In the shadow of rising inflation, stagnant wages, and mounting household debt, many Canadians find themselves cornered by financial emergencies. For some, payday loan companies appear to offer a lifeline — fast cash wit...

05/09/2025

🔍 Ever wonder why businesses should always reconcile their accounts?

Reconciling accounts is key to avoiding costly mistakes, stopping fraud, and keeping financial records accurate. It helps spot errors early, keeps your accounts reliable, and shows customers, partners, and investors that your business takes finances seriously. Whether you’re running a side hustle or managing a growing company, make account reconciliation a regular habit!

Got questions about good bookkeeping habits? Drop them below!

27/08/2025

Contractors in Muskoka: Is Your Business Running You, or Are You Running Your Business?**

As a contractor, your days are packed—quoting jobs, managing crews, keeping clients happy, and making sure the work gets done on time. But what about the numbers behind your business?

I work with **small and medium-sized contracting companies across Muskoka** to bring clarity and control to their finances. Whether it’s:
🔹 Job costing and margin tracking
🔹 Cash flow planning through the ups and downs of the season
🔹 Setting up streamlined systems for bookkeeping and payroll
🔹 Understanding whether you’re making money *on the jobs you work so hard to win*

I act as your **fractional controller**—like having a professional accountant on your team, without the overhead of hiring full-time.

If you’re ready to spend more time building and less time buried in paperwork (and tax anxiety), let’s connect.

📍 Based here in Bracebridge.
💬 Message me if you’d like to chat about how I can help your contracting business build stronger financial foundations and grow with confidence.

Accounting service

03/07/2025

Unlocking Value for Clients—and Your Business—Through Tax Savings