22/01/2026
RESILIENCE – CRITICAL ILLNESS EXTRA
Resilience – Critical Illness Extra is a whole life health insurance plan designed to give you financial support if you are diagnosed with a critical illness, while also providing life insurance protection.
It covers 123 critical illnesses and helps protect your income so you can focus on recovery, not expenses.
How the Plan Works
Pay premiums for only 10 years
Coverage lasts up to age 99
Provides cash benefits for critical illness, plus life insurance and maturity benefits
Guaranteed Benefits
Critical Illness Cash Benefits
Major Critical Illness
Up to 100% of the Sum Insured (1 claim)
Minor Critical Illness
25% of the Sum Insured per claim (up to 2 claims)
Cash Bonus (No Claims)
8% of Sum Insured
Starts at age 65, then every 5 years until age 85, if no claims are made
Additional Health Benefits
Hospitalization Allowance
0.25% of Sum Insured per day of confinement due to a covered critical illness
Late-Stage Cancer Benefit
15% of Sum Insured upon diagnosis
Critical Illness Buyback Benefit
Restores 100% of Sum Insured if diagnosed with cancer, heart attack, or stroke, 2 years after a major claim
Life & Maturity Benefits
Life Insurance Benefit
100% of Sum Insured, minus any critical illness benefits already claimed
Maturity Benefit (Age 99)
100% of Sum Insured, minus any claims made
Optional Riders (Add-On Protection)
Accidental Death Benefit
Waiver of Premium (for total & permanent disability)
Payor’s Rider (waives premiums if policyowner dies)
Waiver of Premium Supplementary to Payor’s Rider
Non-Guaranteed Benefits
The policy may earn annual dividends
Dividends depend on InLife’s performance and are not guaranteed
Dividends can be:
Taken as cash, or Left with the company to help pay premiums or loan interest
In Short
✅ Covers 123 critical illnesses
✅ Pay for 10 years, protected for life
✅ Provides cash when sick, income support, and life insurance
✅ May earn dividends over time
