Ellis County Real Estate Report

10/08/2026

10/07/2026

I love submitting 100 pages of tax returns to buy a rental property," said no investor ever. 🙅‍♂️
If your bank turned you down for an investment property because of your personal debt-to-income ratio, they forgot to tell you about DSCR loans.
With a DSCR loan:
✅ Your personal income doesn't matter.
✅ Your job history doesn't matter.
✅ Your tax returns stay in your filing cabinet.
We qualify the property, not you. If the rent covers the mortgage, you're good to go.
Stop letting traditional underwriting hold your portfolio back.
🚀 Send me a DM with the word "INVEST" and let’s get your next purchase pre-approved this week.

Send a message to learn more

10/06/2026

American homeowners are sitting on a historic $11.5 Trillion in untouched wealth. 🏛️💰

Right now, the average homeowner has roughly $212,000 in tappable equity built up in their property. Yet most of it is just sitting there doing nothing.
If you've been waiting for the right time to renovate, consolidate debt, or secure an emergency safety net, the window of opportunity is wide open. With home equity rates dropping to three-year lows, it's the smartest time to act.

The best part? You don't have to touch your low first-mortgage rate. A Home Equity Line of Credit (HELOC) gives you a revolving line of cash using a separate second lien.

⚡ Secure Your Line of Credit in Minutes
We’ve eliminated the slow, agonizing traditional banking wait. Because timing is everything, our digital application is built for maximum speed:
• Apply in 5 minutes entirely online from your phone or desktop.
• Get an instant decision so you can plan your next financial move.
• Access your funds rapidly—skipping weeks of traditional bank paperwork.
Don't leave your hard-earned housing wealth locked away.

👉 Tap here to see how much of your equity can be accessed. 🚀

https://accessheloc.com/invite/barrett-financial-group-l.l.c./daryle-evans/signup

Daryle Evans
NMLS #264599
Cowtown Lending Services, LLC powered by Barrett Financial Group, L.L.C.
469.360.9716

07/08/2025

Buying a house before your divorce is finalized? Here’s why it could create legal and financial complications—and how to plan smart.

08/22/2024

I have a handout on How the NAR Settlement May Affect Lenders. Send me a text with your email address to 469.360.9716, and I will send you a copy.

08/20/2024

Do you want a handout on how lenders will handle buyer commission? Just ask and I will forward to you.