02/11/2026
December 30 is too late for most of these to be completed in time to count for the year 2026.
Here are five money moves that may be worth making in November, while there's still time to do something about them.
1. Check your beneficiary forms. On IRAs, 401(k)s and life insurance, the form usually decides who inherits what.
2. Take your RMD. If you're 73 or older, it generally needs to be completed by December 31.
3. Talk through a Roth conversion. Some years can make more sense to convert more than others.
4. Plan your giving. Gifts generally need to be made by December 31.
5. Review your Medicare plan. Open enrollment runs October 15 to December 7.
Not every move fits every situation. That's what a plan is for.
For the tax side, Rooted Tax Advisory is the tax professional to talk to.
Know someone retiring this year? Send them this.
👉 Want a second set of eyes before December? Book your complimentary Retirement Check-Up: https://calendly.com/rootedwealth/30min
This content is for informational purposes only and should not be construed as personalized advice. Investment advisory services provided by Rooted Wealth Advisors. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.
