Sage Wealth

06/24/2026

National Homeownership Month isn't just about buying a house.

It's about what a home represents inside a larger financial life.

For current homeowners, that might mean thinking about how your home connects to your broader goals. For those still renting, it might mean revisiting the timeline and understanding what steps could move things forward.

Either way, housing is one of the biggest financial decisions most people make—and it deserves more than a passing thought once a year.

If you'd like to talk through how your home fits into your bigger financial picture, I'm always happy to have that conversation.



Source: Fred.StLouisfed.org, October 1, 2025

06/22/2026

15 years or 30? The mortgage term you choose matters more than you might think. Compare your options and see what works best for your situation.

Compare different mortgage term lengths side by side to find the option that fits your budget.

06/21/2026

Father’s Day – a day to praise fatherhood, the contribution dads make, and the influence they have in society.

If you are a dad, smile and laugh with those you cherish on this holiday, and enjoy the love and admiration you deserve. If you know a dad who should be celebrated, be sure to let him know how great he is and how much you appreciate the job he has done. Enjoy the holiday!

06/17/2026

Here's a number worth sitting with: as of late 2025, the U.S. homeownership rate stands at 65.7%.

That's roughly two out of every three households.

And it's held steady—even through elevated mortgage rates and shifting market conditions.

What that tells us is that homeownership is still deeply woven into how Americans build their financial lives. It remains one of the most common ways families create memories and connect with the community.

If you're among those two-thirds, this month is a good moment to reflect on what that decision has meant for your household. If you're working toward it, know that millions of others have walked that same road.



Source: Census.gov, September 9, 2025

06/15/2026

Before you start house hunting, find out what you can realistically afford. This calculator factors in your income, debts, and down payment to give you a number.

Estimate how much home may fit within your budget based on income and expenses.

06/11/2026

It seems every day, families like yours are facing the dilemma of how to care of aging seniors. Is an assisted living center really the only option? Fortunately, some families have found success with Senior Home Health Care where the adult stays in their home and receives medical services instead of moving into a facility.

Senior Home Health Care services can include:

• Skilled nursing care
• Physical or occupational therapy
• Speech-language pathology services
• Select medical equipment and supplies

Are you interested in Home Health Care?

06/10/2026

June is National Homeownership Month—a time to recognize what homeownership means to millions of Americans.

It's more than a roof and four walls. For many families, it's where milestones happen. First steps, first dinners around your own table, the feeling of pulling into a driveway that's yours.

According to a 2025 Coldwell Banker survey, 85% of Americans still consider owning a home a key part of the American Dream.

That says something.

Whether you've owned for decades or you're still working toward it, this month is about honoring that aspiration and the meaning behind it. 🏡



Sources:
ColdwellBanker.com, November 10, 2025
Realtor.com, December 29, 2025

06/09/2026

Tax reminder! Your second-quarter estimated income tax payment is due on June 16, 2026.

If you're self-employed or earn income that isn't subject to withholding, now is the time to make sure your payment is on track. Don't wait until the last minute—a missed or underpaid estimated tax payment can mean penalties come filing season.

Not sure how much to pay? A good rule of thumb is to pay at least 90% of what you'll owe this year, or 100% of last year's tax liability—whichever is smaller. If you want more specific information, check with your tax, legal, or accounting professional.

06/08/2026

Discussing the possible need for ‘extended care’ and how to plan for it is not something you normally do over a sandwich or a glass of wine, but Mike managed to hit just the right notes. My clients came away well informed and better prepared. Thanks again, Mike Mazzoni CLU, LUTCF, CLTC of OneAmerica Financial, for an interactive and informative session.

Do you have questions about Long-Term Care? Give me a call.

06/04/2026

Because of costs and preferences, many families are considering Senior Home Care and Senior Home Health Care Services to delay placing an older loved one in an assisted living facility.

Some seniors may simply be more comfortable in their own home and have a built in network of neighbors and family close by to help. When you add the additional assistance and/or medical services, you may have a solution that gives your family more peace of mind and stretches your retirement dollars further.

Wondering if this is an option for you or a family member?

• Have an honest conversation with the loved one about what they want
• Talk with a doctor about care needs
• Review your budget
• Consider if the home needs adjustments to better accommodate the loved one (and what those adjustments may cost)
• Determine what services you may be needed vs what can be provided by family
• Research agencies in your area