Fultz Financial

Fultz Financial Safeguarding your future, upholding your rights. ✊🏾

Welcome to the Fultz Financial team, where our specialty lies in providing protection for communities frequently neglected by the insurance industry. As a minority-owned business, we appreciate the crucial role of having adequate coverage to shield your loved ones and establish an enduring legacy. Our role as an Insurance Brokerage means we work on YOUR behalf, not for the insurance carrier. Conse

quently, we can offer impartial advice and champion your best interests, ensuring that you receive the coverage you need at the most affordable price. We take pride in our capacity to offer comprehensive insurance solutions that are custom-fit to our clients' distinct needs. We focus on serving individuals planning to start a family and those with preexisting conditions. Our team is dedicated to assuring that you have the necessary protection to feel secure, irrespective of your background or health history. At Fultz Financial, we hold the belief that everyone deserves access to superior insurance coverage. This belief drives us to relentlessly search for the most suitable policies for our clients and provide personalized assistance throughout the entire process. So, whether you are in need of life insurance, final expense insurance, or even pet coverage, we have got you covered. Let us aid you in securing your future and establishing an enduring legacy for your loved ones.

Working with an independent insurance agent gives you access to multiple insurance companies, allowing you to compare co...
06/01/2026

Working with an independent insurance agent gives you access to multiple insurance companies, allowing you to compare coverage options and pricing in one place instead of shopping around on your own.

Fast Fact: Your "Annual Deductible" The amount you are required to pay annually before reimbursement by your health plan...
05/29/2026

Fast Fact: Your "Annual Deductible" The amount you are required to pay annually before reimbursement by your health plan begins. The deductible requirement does not apply to preventive services.

If you’re getting close to 65, you’ve probably heard Medicare is right around the corner. Most people become eligible to...
05/28/2026

If you’re getting close to 65, you’ve probably heard Medicare is right around the corner. Most people become eligible to enroll in Medicare when they turn 65, and this window is referred to as your Initial Enrollment Period (IEP).

Your Initial Enrollment Period is a seven-month window when you can first become eligible for Medicare. It includes the ...
05/27/2026

Your Initial Enrollment Period is a seven-month window when you can first become eligible for Medicare. It includes the three months before your 65th birthday, the month of your birthday, and the three months after. This is your first chance to enroll in Medicare Part A and Part B (unless you qualify for Medicare under 65).

Health Insurance 101: “In-network Coinsurance” is the percent (for example, 20%) you pay of the allowed amount for cover...
05/26/2026

Health Insurance 101: “In-network Coinsurance” is the percent (for example, 20%) you pay of the allowed amount for covered health care services to providers who contract with your health insurance or plan. In-network coinsurance usually costs you less than out-of-network coinsurance.

Preventive Care Reminder: Regular checkups and screenings can help detect health issues early, when they are often easie...
05/25/2026

Preventive Care Reminder: Regular checkups and screenings can help detect health issues early, when they are often easier to treat.

Enjoy Memorial Day Weekend! “Never regret anything that made you smile.”
05/22/2026

Enjoy Memorial Day Weekend!
“Never regret anything that made you smile.”

Wellness 101: Small lifestyle changes, such as daily walks and healthier food choices, can have a meaningful impact on y...
05/21/2026

Wellness 101: Small lifestyle changes, such as daily walks and healthier food choices, can have a meaningful impact on your long-term health and quality of life.

Fast fact: When they say your formulary they mean a list of prescription drugs covered by a prescription drug plan or an...
05/20/2026

Fast fact: When they say your formulary they mean a list of prescription drugs covered by a prescription drug plan or another insurance plan offering prescription drug benefits. Also called a drug list.

Address

St. Louis, MO

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 12pm

Telephone

+13143089654

Website

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