Financial Foundations, Inc.

06/23/2026

A will is essential, but it’s not meant to hold every detail of your life. Including the wrong assets can trigger legal battles, lost inheritances, or public exposure of private information. Consider these guidelines:

-Keep beneficiary accounts out: Life insurance, 401(k)s, and IRAs pass directly to named beneficiaries and will override anything in your will, causing conflicts.

-Never list passwords or account numbers: Wills become public court documents after death, exposing sensitive financial data to anyone who requests it.

-Use trusts for special cases: Pets, special needs dependents, business interests, and fi****ms require separate legal structures to avoid complications.

Source: https://bit.ly/qokTh

If you're unclear about the 10 things you should leave out of your will when drafting your estate plan, check out what legal experts have to say.

06/16/2026

Schools are ditching economics for “money classes,” and it could change how students handle debt forever. Here’s what students are learning now:

-Real-World Skills First: Budgeting, credit scores, taxes, and investing are replacing theory in many classrooms.
-Smarter Borrowing: Students are calculating loan payments and weighing college costs before committing.
-Life Impact Matters: Financial literacy is proving more useful for everyday decisions than traditional economics.

See why more states are making this a graduation requirement: https://bit.ly/4rE1bFi

States are trading one requirement for another as they emphasize practical education.

06/11/2026

Our team recently spent the day volunteering at the MetroWest YMCA Outdoor Center in Hopkinton. We’re grateful for the opportunity to support organizations making a meaningful impact in our communities and proud to give back together as a team.

Learn more about our community involvement: https://www.financial-foundations.com/giving-back

06/09/2026

The biggest World Cup in history kicks off June 11, with 48 teams, 104 matches, and three host nations across North America. Here’s what to know before the first whistle:

- New format: Countries will compete across 12 groups before the knockout rounds begin.
- Major moments: Opening ceremonies take place in Mexico City, Toronto, and Los Angeles, with the final set for July 19 at MetLife Stadium in New Jersey.
- How to watch: Fox and FS1 will carry English-language coverage, with Spanish-language broadcasts on Telemundo and Universo.

Get the full breakdown on teams, schedules, venues, and favorites before kickoff: https://bit.ly/4vioDut

After years of preparation and anticipation, the 2026 World Cup begins this week. Here's what you need to know about the world's biggest sporting event.

06/02/2026

Dr. Seuss is a classic graduation gift, but new grads may need practical support even more. Here’s what could help:

- Share workplace wisdom: Networking etiquette, email habits, and interview practice can help grads stand out in a tough job market.
- Build money habits: A budgeting app can make the shift to managing a first paycheck less overwhelming.
- Think long term: Helping open a Roth IRA can give early savings more time to grow.

Learn more ways to support the class of 2026 grad in your life: https://bit.ly/4dP3YGP

Today’s graduates are facing serious economic headwinds. Here are some ways you can help a new grad launch both their career and personal financial success.

05/26/2026

Graduating into a tough job market? The class of ’91 has been there too. Their kids are job hunting now, and they’re sharing what they learned along the way:

-Stay adaptable: One ’91 grad’s first job as a secretary eventually led to a career in communications and pharma.

-Keep perspective: Taking a temporary role while job searching can be a practical step, not a setback.

-Stay the course: A missed career path for another ’91 grad led to work around the world, from Siberia to Ukraine.

Find out more about career lessons from those who’ve been there: https://bit.ly/4uxtAim

The New York Times profiled young job seekers in 1991. Today, their own children are entering a work force in flux.

05/19/2026

Congress wants EV owners to pay an annual road maintenance fee since they skip the gas tax that funds highway repairs. Critics say the proposed charge is nearly double what most gas drivers pay. Read about the debate and what the fee could mean for you: https://bit.ly/42F4qlM

A House transportation bill introduced this week would require owners of electric cars to pay $130 to cover the cost of road repairs.

05/13/2026

Summer electric bills are expected to be higher this year, but a few small changes can help keep costs in check:

- Start with the filter: A quick air filter swap can help your cooling system run more efficiently.

- Adjust the thermostat: Setting it a little higher when you’re out can help lower energy use from the AC.

- Know your options: If bills are getting hard to manage, utility programs or federal assistance may be available.

Check out the full guide for more ways to stay cool without overheating your budget: https://bit.ly/4f0qjU7

The average bill is forecast to rise 8.5 percent. There are simple ways to make sure you’re not overpaying, like getting your air-conditioning checked.

05/05/2026

Loneliness is commonly thought of as a Gen Z issue, but it’s rising among older adults, too. Many were raised to be self-reliant, which can make it harder to seek connections later in life. Learn why small, meaningful interactions can make a difference: https://bit.ly/4uhSFgD

There’s a certain kind of phone call many people recognize. A parent rings to report the weather, mention that the footy was on, ask if you’ve eaten. Then they say “right, well” and hang up in under four minutes. They’d say they’re fine. And maybe they are. But it’s worth thinking abou...

04/28/2026

70% of wealthy families lose it all by the second generation — keeping wealth in the family is harder than building it.

- Trusts provide guardrails: Spendthrift and dynasty trusts protect assets from impulsive spending, creditors, and divorce for generations.

- Silence is costly: Nearly 60% of wealth transfer failures stem from poor family communication, so start money conversations early, before inheritance arrives.

- Teach before you transfer: Financial literacy must be intentional. Families that succeed treat wealth transfer as an educational process, not just a legal one.

See the strategies that help generational wealth endure: https://bit.ly/41KEoNB

Learn the safest estate planning strategy to pass on generational wealth while minimizing taxes, protecting heirs and avoiding common inheritance mistakes.