Sam Jones, CFP, AFC - Financial Planner

12/15/2025

🚨 Charitable Giving & Taxes: Important 2025 Deadline 🚨

Here is a short 10‑minute video breaking down a big tax change most people haven’t heard about yet.

Starting January 1, 2026, the One Big Beautiful Bill Act significantly reduces the tax benefit of charitable giving for many taxpayers — especially higher‑income households and itemizers.

👉 Why 2025 matters

• New limits on charitable deductions begin in 2026

• High earners may lose ~10% of the tax benefit on the same gift

• A new AGI “floor” means smaller donations may not be deductible at all

💡 What you can do now

• Consider bunching multiple years of giving into 2025

• Use a Donor‑Advised Fund (DAF) to lock in today’s deduction while giving over time

• Donate appreciated stock instead of cash to avoid capital gains

📌 There is a new deduction for non‑itemizers starting in 2026 — but it’s limited ($1,000 single / $2,000 married) and does not apply to DAFs.

If charitable giving is part of your financial plan, 2025 is a key planning window.

Happy to answer questions or talk through whether this applies to you.

12/14/2025

In this clip, I talk about why I review every client’s tax return before it’s filed.

Most accountants do great work, but for a variety of reasons, things can still get missed.

Some of the items I commonly catch:

- Missed or underused deductions
- IRA and retirement strategies not entered correctly
- Real estate items that aren’t optimized or classified properly

That extra review step can make a big difference.

12/03/2025

I had a great time joining Jacob on his podcast FinancialGinger this week. 🎙️
He’s one of the few insurance agents who actually teaches and helps people avoid expensive mistakes.

In this episode, we hit on the blind spots that cost investors and small-business owners thousands: insurance gaps, weak financial systems, tax planning misses, and how all of it ties together.

If you want clearer systems, better protection, and more confidence with your money, this is a solid one to listen to.

What if the reason your finances feel “stuck”… is because your systems are broken?In this episode, Jacob sits down with financial planner Sam Jones to expose...

06/04/2024

What should real estate investors understand and review regarding their tax returns?

It blows my mind how often mistakes are made when it comes to tax preparation. This is especially true with real estate investors due to the added complexity of owning real estate and reporting it properly on one's tax return.

In this video, I review a few of the forms you should look out for on your tax return, common mistakes made on these forms, and things to consider when trying to maximize deductions vs qualifying for loans.

Learn how to make sure you understand what is being reported on your properties.

03/13/2024

I read the book Wanting by Luke Burgis. It helped me to realize how little of what I thought I wanted came from within, but rather, what I thought I wanted came from those around me. People that I modeled based on what they wanted or had.

This was really eye-opening. We as humans don't actually know what we want. We model others. Often times others are flashing money, fame, cars, houses, and more. We want these things too. Not because we truly want them but because we are following our models. These things don't bring true happiness. Good relationships with loved ones are one of the strongest indicators of happiness. This is backed by science. But you don't need science to tell you this. Just look in the mirror. Think about your life and imagine your funeral. It doesn't take long to realize that relationships are everything!