Ramsey Financial Peace - Southern Tier

09/03/2026

If you're behind on preparing for retirement, it's time to follow a proven plan.

Stop the bleeding: Save a $1,000 starter emergency fund, pay off debt with the debt snowball, then invest 15% of your income for retirement.

Time in the market beats timing the market.

08/27/2026

How many these apply to you ?

Build your next small habit to get you to financial freedom.

08/22/2026

If you don’t know how to budget, get EveryDollar and try it out.

Start today, not because I said so, but because you probably know you need to budget, and EveryDollar is an easy way to do it.

08/20/2026

Download and check out the EveryDollar app .

Create and use the monthly budgeting features to have money to get you through the Baby Steps.

A Ramsey Ambassador shared a 14-day free trial of EveryDollar with you! Get ready to budget, beat debt, build wealth and transform your money—forever!

08/12/2026

What if you didn’t have any payments?

No car payment. No credit card payments. No student loan payment. No medical bills outstanding.

What if you had no debt?

Think about your budget right now. Think about your income. How much would you give if you weren’t broke? How much could you invest if you weren’t working for everybody else?

What if you worked for you?

Proverbs 22:7 says, “The borrower is slave to the lender.”

You know why you feel trapped when you’ve got a bunch of payments? Because you’re trapped. Other people are telling your income where to go before you ever get a chance to use it.

The average new car payment in America is $770 right now. Pay cash for a reliable used car instead. If you invested that $770 a month from age 30 to age 70, you’d have about $9.1 million.

That car payment is costing you millions.

It’s time to get your most powerful wealth-building tool back. It’s called your income.

Give every dollar a name before the month begins with EveryDollar. Get out of debt. Stop giving your income away to everybody else.

Aren’t you sick and tired of being sick and tired?

It’s time to do something about it.

08/06/2026

Start your retirement fund no later than your 21st birthday!

No kidding.

07/29/2026

A house is a single biggest investment most families make in their lifetime. The choice today is either renting to save money on housing costs, or buying an affordable house.

Choose your location wisely.

07/23/2026

Want to get started on your journey to Financial Freedom?

Click this link !

A Ramsey Ambassador shared a 14-day free trial of EveryDollar with you! Get ready to budget, beat debt, build wealth and transform your money—forever!

07/23/2026

When you take the FinancialPeace class, key baby steps include building an emergency cash fund.

Take my next class and find out how to win with money!

07/23/2026

The Hidden Cost Of Always Upgrading Your Phone

Better camera, bigger battery, foldable - just BETTER! Do you real...